using The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an "in principle" approval from the Reserve Bank of India (RBI) to set up a bank in the private sector‚ as part of RBI"s liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of "HDFC Bank Limited"‚ with its registered office in Mumbai‚ India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. | | | Promoter |
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Low Cost Housing Food and shelter are the basic requirements to sustain life. As such‚ shortages of dwelling houses are becoming a major focus for government. The total shortage of dwelling units in India is estimated to nearly 4.5 crore. Housing experts say the Government of India’s dream – Housing for all - could be a dominant platform to introduce low-cost technology in a big way. Perhaps‚ only then “housing for all” will get the priority as it has been accorded. Low Cost Housing is a new
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HoAllyson Jones Housing and Society Due: October 11‚ 2012 Dr. Joyner Housing‚ Neighborhoods and Health Disparities Corina Graif‚ PhD‚ RWJF Health & Society Scholar at the University of Michigan‚ Ann Arbor. Many aspects of internal housing conditions are known to affect health. Limited but important evidence also exists on the health implications of the socio-spatial context of housing. For instance‚ fear of crime‚ crowding‚ neighborhood disadvantage‚ social exclusion‚ and residents’ social
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The Housing Choice Voucher Program (HCV) By Brittany Booth Throughout American history‚ the government has struggled to help its citizens in need of food and decent shelter to attain those things. Its constant struggle to house the poor has led to the creation of a department within the federal government devoted entirely to developing policies meant to provide affordable housing for low-income families. This department is known as HUD (U.S. Department of Housing and Urban Development). Through
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What is “housing shortage”? Ans: Housing shortage is occurs when there is insuffient housing to accommodate the population in an area‚ when the supply of houses cannot meet the demand. It also includes situations where housing is unaffordable for those who need it. The presence of homeless people‚ and slums and squatter settlements‚ is also an indication of housing shortage. 2. What is “inclusive housing”? Ans: An inclusive city is one that provides all residents with adequate housing and access
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Student Preferences in Housing Survey data analysis: preferred unit styles and costs Sarah L. Samuels | Eric D. Luskin Student housing has the potential to offer multiple benefits and risks. Living in student-focused housing can‚ for example‚ ease a student’s adjustment to college‚ improve study habits and enhance general well being (Enochs & Roland‚ 20061). From the broader standpoint of the college or university‚ housing is an increasingly important factor in recruiting new students (June
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Housing There are currently two major types of housing in Japan: the single-family detached homes and multi-family dwellings. According to the 2008 Ministry of Internal Affairs and Communications housing statistics‚ most people in Japan live in single-family home. Of the total home count‚ 55.4% are single-family homes‚ 41.7% are multi-family dwellings and remaining 2.7% are single-family houses clustered together sharing walls. (pie graph) The single-family detached home is more traditional and
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Housing market is defined as the General market of houses being purchased and sold between buyers and sellers either directly by owners or indirectly through brokers. Housing problem is basically the problem of mismatch between the supply and demand for housing and that it can be resolved or at least reduced when a more balanced situation can be achieved. The consumers and producers both face problems and challenges in the housing market. One of the major problems faced by the consumers is the
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- CHAPTER 1 V HOUSING FINANCE SCHEMES IN INDIA - AN ANALYSIS House is a basic necessity. Everyone‚ rich or poor‚ whether in rural areas or urban areas‚ needs a house to protect his life and property and also to promote his well-being. Houses do a great deal more than housing the people. They channel human relationship and are an integral part of the society. A house is not an isolated structure but forms part of the neighbourhood and the total community. Housing does not mean the construction
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needs of the people in the provisions of housing‚ drinking water and sanitation has not always been backed by political will. There just aren’t enough government resources to meet the basic needs of its people. The project areas‚ largely on marginalised land‚ have limited access to jobs‚ community and social facilities‚ thus representing a disappointing scenario for the restructuring of the apartheid spatial structure. The South African government makes housing a human right and its policy since 1994
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