Housing Discrimination

Topics: Affordable housing, Low-Income Housing Tax Credit, Real estate Pages: 13 (4229 words) Published: November 11, 2012
HoAllyson Jones
Housing and Society
Due: October 11, 2012
Dr. Joyner
Housing, Neighborhoods and Health Disparities
Corina Graif, PhD, RWJF Health & Society Scholar at the University of Michigan, Ann Arbor. Many aspects of internal housing conditions are known to affect health. Limited but important evidence also exists on the health implications of the socio-spatial context of housing. For instance, fear of crime, crowding, neighborhood disadvantage, social exclusion, and residents’ social exchange are linked to cardiovascular and mental health, obesity, diabetes and low birth weight. In my dissertation work and related projects, I ask questions about the spatial context of neighborhood effects to investigate how the urban geography of inequality and cumulative spatial disadvantage shape the health and well-being of the inner-city poor. Several important questions about the neighborhood and spatial context aspect of housing remain critical to ask in our quest to understand and act on the constellation of factors shaping health outcomes: a) How do different spatially salient markers (such as nearby presence of crime hotspots; community health centers; daycare) interact with the neighborhood context in shaping health outcomes, employment, and health care. f) To what extent moving low income families to high quality neighborhoods increases or decreases their access to health related resources and critical social networks and jobs? Read more about Moving to Opportunity and how neighborhoods impact residents’ health. http://www.rwjf.org/en/blogs/human-capital-blog/2012/01/housing-neighborhoods-and-health-disparities.html

July 3, 2003
By Anders Hoerlyck
IN THEORY, the American housing market is free and open. The report found that high-interest loans, many of which are illegal, are three times more likely in low- income neighborhoods than in high-income areas, and five times more likely in black neighborhoods than in white neighborhoods.

HUD further noted that homeowners in high-income black neighborhoods are six times as likely as homeowners in upper-income white neighborhoods, and twice as likely as homeowners in low-income white neighborhoods, to have high- interest loans. Another study found that black homeowners receive less value for their homes than white homeowners. The study, which compared home values to homeowner incomes for owners of different ethnic and racial groups in the nation's 100 largest cities in 1990, found that, equalizing for income, black homeowners received 18 percent less value for their homes than white homeowners; white homeowners owned $2.64 worth of house for every dollar of income, while black homeowners owned only $2.16 worth of house. The study further revealed that the 18 percent gap imposed on black homeowners - the so-called segregation tax - primarily results from a high degree of racial segregation in neighborhoods.

Working poor face shortage of affordable housing
November 10, 1996
Consider Sam Brown of San Francisco, who pays more than two thirds of his monthly income to keep his family in housing. Housing officials estimate more than five million families are in dire straits when it comes to paying for a place to live. The affordable housing shortage has worsened as officials have torn down high rise tenements, characterizing them as warehouses for the poor. Some housing assistance programs have helped to ease the stress. http://articles.cnn.com/1996-11-10/us/9611_10_welfare.housing_1_affordable-housing-housing-assistance-programs-housing-officials-estimate?_s=PM:US

Middle-income families facing housing shortage
Today in America more than 3 million moderate income families have a critical housing need despite working the equivalent of a full-time job," said Michael Stegman, one of the authors of the study, "Housing America's Working Families.""The report was commissioned by the Center for Housing Policy, a...
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