U.S. Bank Remitance Program Case Essay

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U.S. Citizen: Bank Remittance Program

I believe it is ethical for U.S. Citizen Bank to continue their remittance program and to continue to allow the matricula consular card as a proper form of identification. My argument will be that it is more ethical for U.S. bank to offer business to immigrants, even if they are illegal immigrants, but I believe that the argument that the matricula card is a valid source of identification is false.

The matricula consular card is a source of identification that is issued by the Mexican government to help them keep better track of their citizens who are abroad, mostly for tax purposes. A Mexican citizen can only obtain this card if they provided an original birth certificate, photo identification and proof of residency within the United States, such as a utility bill. In 2001 Wells Fargo began accepting matricula cards as a proper form of identification along with U.S. Bank a month later. It was not long thereafter where U.S. Citizen Bank joined in with heavy marketing to draw in to the untapped marked of the increasing population of Hispanics in the United States. With the acceptance of these cards the banks were now allowed to offer remittance services to Mexican immigrants where they could send money back to an account in Mexico, which is an issue I will be discussing later. In 2002, thirteen states accepted the matricula as a valid form of identification, including 800 sheriff offices. In my perspective, the idea that not only banks but many states and hundreds of sheriff offices accept a Mexican issued form of identification which proves valid U.S. citizenship just by representation of a utility bill is absolutely ludicrous. In my opinion there is no way that any entity or governmental agency actually thinks that a utility bill presented to a consular office of the Mexican government can prove that you are a United States citizen. If you are a United States Citizen you should have some other source of legal...
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