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Hoda Vasi Chowdhury & Co. Chartered Accountants 3. Cash Cash in Hand (Including F.C) Local currency Foreign currency Balance with Bangladesh Bank and Sonali Bank Ltd. 3.1 Balance with Bangladesh Bank & Sonali Bank Ltd. Local currency - Bangladesh Bank Local Currency - Sonali Bank Ltd. Foreign currency-Bangladesh Bank 3.2 Cash Reserve Requirements (CRR) 6% of average demand and time liabilities Required reserve Actual reserve held with Bangladesh Bank Excess reserve 298,629,250 12,173,621 24,407,537 335,210,408 2011 Taka 26,529,522 335,210,408 361,739,930

ACNABIN Chartered Accountants 2010 Taka 27,355,070 277,837,999 305,193,069 249,771,219 6,962,765 21,104,015 277,837,999

(Note: 3.1)

241,922,000 297,187,300 55,265,300

190,746,000 258,012,000 67,266,000

Cash Reserve Requirements (CRR) has been calculated and maintained in accordance with the Section 33 of the Bank Companies Act 1991 and subsequent BCD Circular # 13 dated 24 May 1992; BRPD Circular # 12, dated 20 Sep, 1999, BRPD Circular No. 22 dated November 6, 2003, BRPD circular # 11, dated 25 November 2005, and BRPD Circular # 01, dated 12 January 2009 & MPD circular # 04, Dated 01 December 2010. 3.2.1 Statutory Liquidity Ratio (SLR) This is not applicable for Bangladesh Development Bank Ltd., since both Bangladesh Shilpa Bank and Bangladesh Shilpa Rin Sangstha were exempted from maintaining SLR vide Ministry of Finance Notification. 4. Balance with Other Banks & Financial Institutions In Bangladesh Outside Bangladesh 4.1 In Bangladesh Current & Other Account: Current account Short Term Deposit Term Deposit Term Deposit -Depreciation Fund Term Deposit -Building Fund Term Deposit -Loan Redemption Fund 4.1.1 Term Deposit Janata Bank Ltd. Sonali Bank Ltd. National Bank of Pakistan AB Bank Ltd. United Commercial Bank Ltd. ICB Islami Bank Ltd. National Credit and Commerce Bank Ltd. National Bank Ltd. IFIC Bank Ltd. Al-Arafa Islami Bank Ltd. Prime Bank Ltd. Social Islami Bank Ltd. Mercantile Bank Ltd. Standard Bank Ltd. EXIM Bank Ltd. Bangladesh Commerce Bank Ltd. First Security Bank Ltd. Shahjalal Islami Bank ltd. Jamuna Bank Ltd. Investment Corporation of Bangladesh Mutual Trust Bank Ltd. One Bank Ltd. Prime Finance & Investment Ltd. Midas Financing Ltd. IDLC Ltd. Lanka Bangla Finance Ltd. Peoples Leasing and Finance Uttara Finance and Investment Ltd. Premier Bank Ltd. 81,036,632 30,153,970 3,606,654,346 130,799,055 65,000,000 663,597,000 4,577,241,003 380,000,000 20,000,000 50,000,000 120,000,000 13,654,346 65,000,000 20,000,000 30,000,000 50,000,000 200,000,000 320,000,000 50,000,000 300,000,000 90,000,000 50,000,000 20,000,000 1,308,000,000 100,000,000 70,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 3,606,654,346 45,803,427 53,116,295 3,876,754,346 132,799,055 65,000,000 633,697,000 4,807,170,123 100,000,000 10,000,000 40,000,000 1,260,000,000 340,000,000 13,754,346 215,000,000 210,000,000 50,000,000 20,000,000 330,000,000 140,000,000 20,000,000 100,000,000 70,000,000 958,000,000 3,876,754,346 (Note: 4.1) (Note: 4.2) 4,577,241,003 31,869,517 4,609,110,520 4,807,170,123 12,511,561 4,819,681,684

(Note: (Note: (Note: (Note:

4.1.1) 4.1.2) 4.1.3) 4.1.4)

Hoda Vasi Chowdhury & Co. Chartered Accountants 4.1.2 Term Deposit -Depreciation Fund National Credit and Commerce Bank Ltd. Investment Corporation of Bangladesh Al-Arafa Islami Bank Ltd. Principal Branch, Bangladesh Development Bank Ltd. 2011 Taka 55,000,000 25,000,000 50,000,000 799,055 130,799,055

ACNABIN Chartered Accountants 2010 Taka 55,000,000 77,000,000 799,055 132,799,055

Depreciation Fund was created by erstwhile BSB with a view to meeting capital replacement obligation of the organisation as per directive of Ministry of Finance through Office Memorandum # MF(ABW-3)MISC-17/85/94(13) dated 15th August, 1985. The Board of Directors of the Bank at its 100th ordinary meeting held on the 19th January, 1988 approved the creation and investment of the fund...
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