Study on Non Performing Assets of Federal Bank Limited in Chennai Region

EXECUTIVE SUMMARY There are various aspects that can affect the profitability of an organization. When it comes to bank Non Performing Assets is one of the major factors which can affect the same. So it is main concern for the bank to take it seriously. Most of the banks have their Asset Recovery Departments that deals with the non-performing assets and also with the settlements that arise. The project was done in The Federal Bank Ltd., Chennai Regional Office. It is a Private sector bank founded by K.P.Hormis in 1931. It is one of the pioneer private sector banks, which launched Core Banking Solution. Federal Bank provides a variety of Value Added Services like Insurance, Online trading, Demat, Mutual funds, Cash Management Services etc... The study conducted used descriptive research design and mathematical tool like percentage method to analyze the data collected. Pie charts and bar graphs are used to give the graphical representation of data analyzed. The study is also done on the classification of accounts i.e. category-wise study and then priority wise study. The priority sector was again classified in to its sub categories. The study was mainly on Chennai Regional Bank. Understanding of the recovery procedures of the bank was one main thing. Other priority sector has the highest NPA level in the region. Each sector is being tried to be improved by the bank and this is a good sign. Even the income from the interest of the loans is being managed by the bank for improvement. The study will help the bank to know how well it is performing in its asset recovery department especially in the doubtful category asset.

SECTION - I

* INTRODUCTION

* INDUSTRY PROFILE, COMPANY PROFILE, PRODUCT PROFILE

* ORGANISATIONAL STUDY

INTRODUCTION
BANKING
Banking has become an integral part of our existence. We cannot even imagine a time when we did not have them. They have made such inroads into our

Bibliography: BIBLIOGRAPHY Books and journals * Rohit sharma, Encyclopedia dictionary of Banking, Finance and Accountancy, Lakshay Publication. * The Federal Bank Ltd. Bulletin, 2010 – May 2011 * Dr. S. Singh, Yogesh Singh, Risk Management in Banks – Concepts and Applications, Excel books, New delhi, 2008 (First Edition).. * The banking and Financial World, Volume 1 – Mr. V.S Girish – May 2011 Websites: * http://www.federalbank.co.in/General_HomePages_ProductsandServices.aspx?type=h – May 2011 * http://www.rbi.org.in/scripts/AnnualPublications.aspx?head=A%20Profile%20of%20banks – May 2011 * www.google.com