Preview

Rosbank

Good Essays
Open Document
Open Document
1329 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Rosbank
Rosbank is a modern universal bank, part of Societe Generale Group. It provides all types of services to individual and corporate customers. The subsidiaries of Rosbank are Rusfinance (consumer financing) and DeltaCredit (mortgage lending). In terms of assets and equity, Rosbank ranks as one of Russia’s Top-10 leading banks.
The bank’s regional network numbers about 700 outlets, 1200 points of sales, around 3000 ATMs in 340 cities and towns across the country. Rosbank is a Top-3 Russian bank in retail banking, it serves more than 3 mln individual customers. Rosbank aims to provide high-quality services and individual approach to every customer. The institute of customer relations managers is implemented in all outlets of the bank. Another well-developed area of business is services for wealthy retail customers.
The bank provides a wide range of services for small and medium-sized companies, as well as individual entrepreneurs. Rosbank serves around 56000 customers of this segment and constantly works on extending its customers base and implementing new products.
Key areas of corporate business at Rosbank include investment banking services and financing. The bank serves 9500 major domestic and international companies. Rosbank is also a leading book runner and underwriter on the ruble corporate and municipal bond market.
Rosbank is one of the world’s 300 most expensive and the 4 most expensive Russian financial brands in 2012 Rating by the Brand Finance international consulting company and The Banker magazine. Rosbank has been assigned investment credit ratings by international rating agencies Fitch Ratings and Moody’s Investor Service. In 2006 and 2008, Rosbank was recognized as the best financial institution in Russia by The Banker. Rosbank is Top-5 bank in Russia and the leader among Russian private banks in the Top-1000 World Banks Rating (The Banker, July 2012).
SWOT analysis of the banking sector in Russia Strengths 1. Proven system of refinancing of

You May Also Find These Documents Helpful

  • Good Essays

    Banczero Case Questions

    • 846 Words
    • 4 Pages

    BancZero is directed at attracting clients with an extensive range of financial service needs, like market-making in foreign exchange, derivatives, fund raising from numerous markets, advisory, and mergers and acquisition services. Large conglomerates required such services, and BancZero focused on increasing its transactions with these corporations rather than expanding the size of its client list. BancZero turned its attention to the emerging markets of Asia and Latin America. Investors from advanced countries were enthusiastic to entering emerging markets, and clients in the emerging countries were beginning to need the bank’s skills.…

    • 846 Words
    • 4 Pages
    Good Essays
  • Powerful Essays

    Commerce Bank Case

    • 2404 Words
    • 10 Pages

    They emphasize the importance of keeping their customers happy on a day-to-day basis. They have established practices that are out of the norm for the banking industry. These practices include: extended hours, coffee and newspapers in the waiting lobby, inviting locations, phones in their ATM machines and even a bright-red Penny Arcade in their lobby! Through these practices Commerce’s goal has been to bring the retail experience into all of their branches. Looking at the banking industry using Porter’s Five Forces Model, it is clear that the industry is very competitive. There is a very high degree of rivalry caused by local and international banks along with credit unions which are favored by a substantial number of customers. Commerce is also facing an increasing potential of new entrants into their competition because other banks have started to assimilate their customer-centric practices. Additionally, Commerce has to face the reality of technology slowly becoming a threat in what’s evolving into a “self-service” world. As a supplier, the bank has less bargaining power than the customer due to the minimal costs involved in switching banks and the large number of banking options available to the…

    • 2404 Words
    • 10 Pages
    Powerful Essays
  • Better Essays

    Cash Connection Essay

    • 1171 Words
    • 5 Pages

    Cash Connection’s strategy is “to provide financial products and services to the unbanked and financially underserved customers”(CashConnection.eu), also to set themselves apart their competition with the intention of becoming the most dominant franchise in the lending industry. The lending industry was established to provide citizens in a financial crisis with quick cash loans while adhering to the rules of the industry, and informing them of the importance of wise borrowing.…

    • 1171 Words
    • 5 Pages
    Better Essays
  • Best Essays

    Rbs Reward Strategy

    • 2770 Words
    • 12 Pages

    The Royal Bank of Scotland (RBS) is one of the largest financial institutions in the world which is one of the retail banking subsidiaries of the Royal Bank of Scotland Group. RBS provides branch banking facilities throughout the British Isles, together with NatWest and Ulster Bank. Globally, RBS has a range of operations in Asia Pacific, Europe and North America. There are a number of RBS centres in sixteen North American states, thirteen European countries and eight major Asia Pacific cities. RBS has around 700 branches that are spread in many larger towns and cities throughout England, Wales and rest of the world but most of them are located in Scotland.…

    • 2770 Words
    • 12 Pages
    Best Essays
  • Satisfactory Essays

    Miss

    • 624 Words
    • 3 Pages

    For public companies, ROA varies substantially and depends to a large extent on the type of industry. As a comparative measure, ROA for public companies is best applied by comparing it with the company’s previous ROA or with a similar company’s ROA. Since debt and equity financing are utilized to provide for the operations of such companies, ROA gives an indication to investors as to how effectively the invested money is being converted into net income. A high ROA indicates to investors that the company is successful in earning more money with less investment.…

    • 624 Words
    • 3 Pages
    Satisfactory Essays
  • Powerful Essays

    Deutsche Bank, an international universal bank, was internationally active a short time after its foundation. The bank’s early decades were a period of rapid expansion. With its growth Deutsche Bank seemed to be unstoppable. But with the beginning of the First and Second World War the vision to offer a financial services throughout the world was destroyed. Fortunately, the year of 1957 has the status of a second birthday of Deutsche Bank. From this day on, after its reconstruction, the bank becomes active in retail banking by introducing small loans. After reentering the international banking market between the 1970s mid 1980s Deutsche Bank followed a new global strategy to set up its branch network world wideby the end of the 1980s: The expansion of the retailmarket and the presence of investment banking. Due to its continous growth Deutsche Bank has become a leading global investment bank. With 80,849 employees and a presence in over 70countries, it offers financial services throughout the world.[1]…

    • 1888 Words
    • 8 Pages
    Powerful Essays
  • Satisfactory Essays

    Chap2 Minicase

    • 745 Words
    • 5 Pages

    until 2008. But all of that stopped in 2008 when the global credit crisis spread to Russia.…

    • 745 Words
    • 5 Pages
    Satisfactory Essays
  • Powerful Essays

    Finansbank 2006

    • 1174 Words
    • 5 Pages

    During almost 19 years of its history Finansbank earned an image of successful and unique bank in Turkey and across its boarders. Founder and owner of the bank Husnu Ozyegin is now faced with the crucial decision that will influence operations of the bank for the years to come. In 2005 he decided to consult with Morgan Stanley to evaluate bank for possible sale. National Bank of Greece (NBG) has the highest of three available offers. Now Ozyegin needs to decided whether he will accept this offer or not, and what impact it will have on all of the stakeholders involved. This is what we will try to investigate in this paper.…

    • 1174 Words
    • 5 Pages
    Powerful Essays
  • Powerful Essays

    Case Study-Memton Bank

    • 1353 Words
    • 6 Pages

    Menton bank, which was the largest bank in the region and used to focus on corporate business, started to emphasize its business at the retail banking level. To develop a stronger customer orientation on selling financial products and services, the new CEO reorganized the management team, improved banking electronic system, trained employees with new responsibilities and so on. All above improvements lead to significant new account open, and also steadily increase the share of local deposits.…

    • 1353 Words
    • 6 Pages
    Powerful Essays
  • Good Essays

    It shows us the ability of the board and management to plan and to respond to different kind of risks, compliance with laws and regulations, effectiveness of management in information and risk monitoring, management to success of the bank, and overall performance of the bank and its risk profile. Raiffeisen Bank Albania is continuing to grow in this market, it is improving year by year with a great success in Albania. Let’s see some indicators that shows how RBAL has been doing for 2011 and 2012 in Management…

    • 806 Words
    • 4 Pages
    Good Essays
  • Powerful Essays

    SUKUK

    • 2908 Words
    • 10 Pages

    1. Define Sukuk and highlight 3 of its characteristics in contrast to conventional bonds. (4 marks)…

    • 2908 Words
    • 10 Pages
    Powerful Essays
  • Powerful Essays

    Vtb Bank Group

    • 1450 Words
    • 6 Pages

    VTB Bank (Russian: ОАО Банк ВТБ, former Vneshtorgbank) is one of the leading universal banks of Russia. VTB Bank and its subsidiaries form a leading Russian financial group – VTB Group, offering a wide range of banking services and products in Russia, CIS, Europe, Asia, Africa, and the U.S. The Group’s largest subsidiaries in Russia are VTB24, Bank of Moscow, and TransCreditBank.…

    • 1450 Words
    • 6 Pages
    Powerful Essays
  • Powerful Essays

    Alliance Bank Case Study

    • 5619 Words
    • 23 Pages

    Yertayev, Z. (2013). Position of Kazakhstani banking system today – Review. Forbes journal. Retrieved from http://forbes.kz/life/opinion/v_kakoy_zone_nahoditsya_bankovskaya_sistema_kazahstana…

    • 5619 Words
    • 23 Pages
    Powerful Essays
  • Satisfactory Essays

    Financial intermediaries

    • 570 Words
    • 2 Pages

    Financial intermediaries, particularly banks are a major source of finance for all businesses, providing finance for starting up, running the business and for expansion.…

    • 570 Words
    • 2 Pages
    Satisfactory Essays
  • Best Essays

    Maxi-Cash Company Analysis

    • 4391 Words
    • 18 Pages

    Pawnbroking is making the receipt of pledging valuable goods from borrowers as security of a short term loan, and consequently making the reasonable cash payments based on the values of pledging goods with redemption of the goods by the borrower possible at specific future date(s) in exchange for payment of an agreed amount (Caskey, 1991). Mainly, pawnbroking is the alternative crediting solution used by all the social categories when they need to lend specific amounts of money on short periods of time and the financial institutions cannot provide giving the cost of the needed documents to obtain the credit due to their banking system’s rules (Luliana, 2009).…

    • 4391 Words
    • 18 Pages
    Best Essays

Related Topics