Pros And Cons Of Nursing Home Facilities

Nursing Home Facilities - Top 10 Myths Reality: Most good facilities rarely smell bad, and when they do, chances are, it will be taken care of promptly. Not only are nursing homes inspected by each State on behalf of the Medicare administration every twelve to fifteen months, but they are also inspected by family members and other health professionals, albeit more informally, on a regular basis. So while you may encounter an unpleasant odor on one visit, it's likely you may never experience it on subsequent visits. If you do, take it up with the administrator. Nursing home administrators are typically very sensitive to this issue and will take action quickly.

Myth #2: Nursing home facilities are like hospitals.
Reality: Nursing homes are
Reality: Nursing homes provide continuous medical care for people whose medical conditions require around-the-clock care or monitoring. While it is true that some elderly and terminally ill residents may be dying, at that point they are certified by their doctor to receive hospice (i.e., end-of-life) care, and that is certainly not the case for all residents. Many nursing home residents simply need a higher level of care than is available at an assisted living
Many people are surprised to learn that Medicare only pays for 100 days of nursing home care per illness, and prior to that, you must meet a number of requirements before you are eligible for benefits. Also, only the first 20 days are covered in full; the rest requires a significant co-payment ($133.50 per day in 2009). After that point, you are responsible for paying for expenses out of pocket until you become eligible for Medicaid. Some long-term care insurance policies provide coverage in a nursing home facility, but not all. If you have a long-term care insurance policy that provides nursing home coverage, check your policy to determine your coverage limits and