Project Report on Icici Pru

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A PROJECT REPORT ON

An analysis of Indian insurance industry with special reference to

ICICI PRUDENTIAL

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PRESENTED BY

Prem Prasad Maharana
Roll no.: 13771U072039

GUIDED BY

Mr.Jayanta Kumar Bihari Kumari Rosalin Faculty of KIIMS,Cuttack H.O.D of KIIMS, Cuttack

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Session 2007-09

PREFACE

The Indian Insurance Industry is broadly segmented into public and private insurance companies. Before year 2000, only public sector insurance companies were allowed to do business in India. But after year 2000, insurance sector was thrown open for private insurance companies as well.

But there is now around 12 private life insurance companies and around 9 private non-life insurance companies doing business in India.

This report is prepared with an aim to provide an overview of present Indian Insurance Industry. Also with LIC, heading the public life insurance companies and ICICI Prudential heading the private life insurance players, this report also provides a comparative analysis of LIC’s New Jeevan Suraksha-I vs. ICICI’s Forever Life policies.

Based on this report, the prospecting insurance customers would get help in choosing the right insurance products for themselves.

(ii)
CERTIFICATE

This is to certify that the project entitled: “An analysis of Indian insurance industry with special reference to ICICI PRUDENTIAL” submitted by ‘Prem Prasad Maharana’, of “Kushagra Institute of Information & Management Science”(KIIMS) towards the partial fulfillment of the degree of “Master Of Finance & Control”(MFC) is a bonafied record of research work carried by him under my supervision. The content of the record in full or in part have not been submitted to any other Institution for award of any degree or diploma.

Jayanta Kumar BihariKumari Rosalin
(Project Guide)(Counter Sign by H.O.D.)

(iii)

CERTIFICATE

This is to certify that the project entitled: “An analysis of Indian insurance industry with special reference to ICICI PRUDENTIAL” submitted by ‘Prem Prasad Maharana’ of “Kushagra Institute of Information & Management Science” (KIIMS) towards the partial fulfillment of the degree of “Master Of Finance & Control” (MFC) is a bonafied record of research work carried by him under the supervision of ‘Mr. Jayanta Kumar Bihari’. The content of the record in full or in part have not been submitted to any other Institution for award of any degree or diploma.

Date: 04.09.08 Prof. (Dr.) Ananta Kumar Sahoo (Principal, KIIMS)

(iv)

DECLARATION

I do hereby declare that the project entitle “An analysis of Indian insurance industry with special reference to ICICI PRUDENTIAL” is an original work done by me. This is submitted as a part of fulfillment of the requirement for the degree of Master of Finance & Control (MFC).This is entirely of my own work and this is not submitted to any other Institution or published anywhere before.

Date: 04.09.08Prem Prasad Maharana(KIIMS)
Roll No: 13771U07203

(v)

ACKNOWLEDGEMENT

The Project report has been prepared with proper advice and suggestions of many teachers and friends’ .It is my duty to acknowledge all of them for their help and contribution in connection with my project work.

First of all I expressed my sincere thanks to my Company guide ‘Mr. Biswajit Sahoo’ for his kind support and co-operation.

I expressed my sincere gratitude to my internal guide ‘Mr. Jayanta Kumar Bihari’ for his able guidance.

I expressed my gratitude to all the faculty members of our department for their cons tinted support and inspiration in completing this project work.

Last but not the least I pay my thanks to all my friends and family members for their kind support and co-operation.

(vi)
TABLE OF CONTENTS

Chapter 1: Introduction01-36

1.1 Overview of...
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