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Judson Phillips: American Family Insurance

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Judson Phillips: American Family Insurance
Judson Phillips is an Insurance Agent for American Family Insurance. He got his start in insurance in 2002 when he began as a certified sales representative for John Paul American Family Insurance Agency. Fresh out of college, with a degree in sports management, Judson had originally planned on working for John Paul only for a short amount of time while he saved up enough to put himself through law school. Judson never made it to law school though. When asked why he chose to stay in insurance, Mr. Phillips responded with “I didn’t choose insurance, it chose me”. Judson worked his way up in the business for 5 years until finally branching out on his own and developing his own agency in 2007. Since then he has worked hard to create and agency …show more content…
Some examples of the daily jargon used are: 1. Umbrella- which is an extra liability coverage for when the client’s original policy does not cover the full cost of the loss. 2. Waiver: A right to waive the policyholder’s obligation to pay further premium payments in the event they become disabled and cannot work. 3. Deductible: The amount a policyholder must pay for a loss before the insurance policy pays out. 4. Premium: monthly payment for coverage provided by a policy. 5. PIR- a personal insurance review for clients who haven’t reviewed their insurance in a while. 6. Warranty- promise by the insureds that statements made in the policy are true to the best of their knowledge. Some of these terms have a different meaning to those outside of the insurance industry. For example, some people tend to think of an umbrella as something that keeps them dry on a rainy day or a warranty as something that guarantees their money back if there is a defect in their product. These differences in speech are what makes the insurance industry so unique. Every agent and staffer are required to go through extensive training where they learn terms such as these so that they can effectively communicate within the agency. This exclusive language also brings about a sense of community within the

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