October 8, 2012
In 2002, the United States spent $5,267 per capita on health care. Higher prices for health
services such as prescription drugs, doctor’s visits and hospital stays have been contributors to
the rising numbers (Anderson, Hussey, & Frogner, 2005). Both public and private health
expenditures are growing at rates, which outpace comparable countries (The Henry J. Kaiser
Family Foundation, 2011). This paper will explain ones position on national health care
spending in the United States.
Health care expenditures
Health expenditures in The United States inched toward $2.6 trillion in 2010. This is up 10
times $256 billion spent in the United States since 1980. Recent growth has slowed
relatively to the late 1990s and early 2000s it is expected to grow at a rate faster than the
national income in the near future (The Henry J. Kaiser Family Foundation, n.d).
In the past decade United States has been facing a recession that has resulted in higher
unemployment and lower income levels for many Americans. The United States present position
has drawn attention to the health spending and affordability (The Henry J. Kaiser Family
Over the past 10 years employer-sponsored health coverage has increased by 97%, putting a
burden employers and workers. Medicare provides coverage to the elderly and people with
disabilities and Medicaid provides coverage to lower income families. Medicare enrollment has
increased because of the aging of Baby Boomers although the enrollment for Medicaid has
increased because to the recession. These increases have had an effect on the government
spending increasing considerably, placing a strain on the federal and state budgets. The Health
care expenditures account for 17.9% and of the United States national Gross Domestic Product.
Hospital care and physician/clinical services combined account for 51% of the nation’s health
expenditures (The Henry J. Kaiser Family Foundation, n.d).
Too Much or Too Little
The American people have the most update technology available to him or her for his or her
medical treatments’ but lack the insurance to cover the cost of basic health care. Often
Americans can cover his or her personal health care cost, but the rising prices and
employment patterns have affected his or her ability to do so (Wollf, 2012).
Universal health care coverage is not offered here in the United States; 85% of Americans
have health insurance through a health insurance company or a government-sponsored health
insurance. Although there is a growing popularity for boutique medicine people who cannot
afford insurance or want treatments or physicians not covered by his or her health plan must pay
out- of -pocket (Wollf, 2012).
Over half of American people receive health insurance through his or her employer or a
spouse or his or her parent’s employer. Medical insurance for the elderly, federal employees,
military members, veterans, and low income people are covered under the
government. Directly purchase insurance plans can be expensive if purchased individually
Affordability is a complicated problem in the United States health care system. Employment
and insurance has made it difficult for the unemployed or self-employed to afford health care in
the United States. Employers are finding it very harder to supply health care to his or her
employees (Wollf, 2012).
Employers are seeking to hire part-time employees or freelance workers instead of full-time
employees to dodge the health care cost. Often insures become lax in paying claims, which in
return physicians drop the insurance plan or opt to take certain ones. Prescription drugs have also
became a problem for...