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Essential Credit Card

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Essential Credit Card
About American Express - Essential Credit Card

The American Express Essential Credit Card is the latest offering on the market from American Express that has all the trappings expected from Amex without the cost.

The card boasts a $0 annual fee and interest rate of 14.99% making it a popular choice for the everyday credit card user who wants to earn points without paying high fees.

With a minimum gross income of $40,000 required to apply and the minimum credit limit set at $2,000 the American Express Essential Credit Card has burst on to the market as a widely popular and accessible rewards card.

Fees for American Express Essential Credit Card

The American Express Essential Credit Card has a $0 annual fee which is a welcome change for
…show more content…
There is no set fee for ATM charges but the estimated cost to withdraw $300 is $9.00.

Travel insurance is not included with this card but there is a 48 hour emergency card replacement service available almost everywhere in the world.

Other things to note

Even though the American Express Essential Credit Card is the entry level card for those who want to access the perks of an Amex card it seems no perks have been spared.

Cardholders will be part of the Amex Offers program where discounts are offered on a range of top brands as well as the American Express Invites program which offers pre-sale and exclusive tickets to music, theatre and film

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