Essay On Obama Care

With all the talk about healthcare, obamacare, the ACA act, and medicaid, it may be easy for some people to confuse just what each one does. For those who are not up to date on the topic of universal healthcare, Obamacare, or it’s more official name, the Affordable Care Act (ACA), is designed to help people get healthcare at an affordable price. It’s goal is to make quality insurance coverage more available for more citizens in the United States. Many mistake the Affordable Care Act as an attempt to supply free healthcare insurance, when in reality it simply makes it more affordable.

So what is the difference between the ACA and the other government sponsored healthcare programs called Medicaid and Medicare? We will break down each of
Disabilities: If you are blind, deaf, or otherwise physically disabled, you may be eligible to apply for medicaid. This is also extended to elderly individuals who can not afford the premiums associated with medicare.

Low Income Individuals: If you do not fall under any of this circumstances, you may still be able to qualify for medicaid if you are in a low-income situation.

Medicare: Medicare is a program designed to help people over the age of 65, along with some younger individuals who have certain disabilities. While you may have to pay a premium, the main cost of your Medicare is paid for through your working years. Part of what is taken out of your paycheck each week now is what pays for your Medicare once you reach retirement age. Currently, Medicare benefits come in four parts.

Part A: Hospital Care. This part pays for time spent in a medical facility.

Part B: This part covers tests and procedures, meaning what happens to you while in the hospital or medical facility. Part B coverage requires a