The Root Causes Of The ACA Or Obama Care

ACA or the Obamacare has two main focuses, which also known as root causes. They were to increase insurance coverage and cut down cost. With mandatory insurance coverage and introduction of out of pocket limits (the maximum amount of costs for covered services paid out-of-pocket) for individuals and households, the government is trying to prevent the excess health care expense burden that people face due to varying health insurance policy (Bose, 2016). The major coverage provisions of the ACA went into effect in January 2014. The law instituted new national standards for private insurance sold to individuals and small groups in the United States (Rosenbaum, 2011). Insurers selling health plans in these markets can no longer set prices on the