Credit Appraisal
“Credit Appraisal for Working Capital and Project Financing for Expansion”
A SUMMER PROJECT STUDY SUBMITTED IN PARTIAL FULFILLMENT FOR THE REQUIREMENT OF THE TWO YEAR POST GRADUATE DIPLOMA IN MANAGEMENT (FULL-TIME)
BY
Surbhi Sharma
75/10
LAL BAHADUR SHASTRI INSTITUTE OF MANAGEMENT, DELHI
JUNE, 2011
PUNJAB NATIONAL BANK
HO, PNB HOUSE, 7 BHIKAJI CAMA PLACE
Dated: 20th May 2011
CERTIFICATE
Certified that Surbhi Sharma has successfully completed Summer Project Study entitled “Credit Appraisal for Working Capital and Project Financing for Expansion” under my guidance. It is her original work, and is fit for evaluation in partial fulfilment for the requirement of the Two Year Post Graduate Diploma in Management (Full-time).
Mr. Anil Sharma
AGM, PNB HO
Surbhi Sharma
Declaration
I declare that the project entitled “Credit Appraisal for Working Capital and Project Financing for Expansion” conducted at Punjab National Bank, is a record of independent analysis work carried out by me during the academic year 2010-12 under the guidance of my project guide Mr. Anil Sharma, AGM, CD, PNB (HO). I also declare that this project is the result of my effort and has not been submitted to any other University or Institute for the award of any degree, or personal favour whatsoever. All the details and analysis provided in the report hold true to the best of my knowledge.
SURBHI SHARMA LBSIM, Delhi.
ACKNOWLEDGEMENTS
I wish to express my gratitude to PUNJAB NATIONAL BANK for giving me an opportunity to be a part of their esteemed organization and enhance my knowledge by granting permission to do summer training project under their guidance.
I am deeply indebted to my company guide, Mr. Anil Sharma (Chief Manager), of Punjab national bank for his valuable and enlightened guidance. He provided me with the opportunity to learn in the bank and spared his
A SUMMER PROJECT STUDY SUBMITTED IN PARTIAL FULFILLMENT FOR THE REQUIREMENT OF THE TWO YEAR POST GRADUATE DIPLOMA IN MANAGEMENT (FULL-TIME)
BY
Surbhi Sharma
75/10
LAL BAHADUR SHASTRI INSTITUTE OF MANAGEMENT, DELHI
JUNE, 2011
PUNJAB NATIONAL BANK
HO, PNB HOUSE, 7 BHIKAJI CAMA PLACE
Dated: 20th May 2011
CERTIFICATE
Certified that Surbhi Sharma has successfully completed Summer Project Study entitled “Credit Appraisal for Working Capital and Project Financing for Expansion” under my guidance. It is her original work, and is fit for evaluation in partial fulfilment for the requirement of the Two Year Post Graduate Diploma in Management (Full-time).
Mr. Anil Sharma
AGM, PNB HO
Surbhi Sharma
Declaration
I declare that the project entitled “Credit Appraisal for Working Capital and Project Financing for Expansion” conducted at Punjab National Bank, is a record of independent analysis work carried out by me during the academic year 2010-12 under the guidance of my project guide Mr. Anil Sharma, AGM, CD, PNB (HO). I also declare that this project is the result of my effort and has not been submitted to any other University or Institute for the award of any degree, or personal favour whatsoever. All the details and analysis provided in the report hold true to the best of my knowledge.
SURBHI SHARMA LBSIM, Delhi.
ACKNOWLEDGEMENTS
I wish to express my gratitude to PUNJAB NATIONAL BANK for giving me an opportunity to be a part of their esteemed organization and enhance my knowledge by granting permission to do summer training project under their guidance.
I am deeply indebted to my company guide, Mr. Anil Sharma (Chief Manager), of Punjab national bank for his valuable and enlightened guidance. He provided me with the opportunity to learn in the bank and spared his