Preview

Adv. Fin. Ac

Good Essays
Open Document
Open Document
2170 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Adv. Fin. Ac
AFF3841
-------------------------------------------------
Lending Decisions
Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans. Mode of delivery: | On-campus | Workload: | ON-CAMPUS: This is a six credit point unit with three hours class contact per week over 12 teaching weeks. The total time commitment expected for this unit is 156 hours. In order to meet the faculty’s expectation, students should plan to spend on average nine hours in self-directed study, in addition to the three hours of class contact, each week. | Unit relationships: | Prerequisites: One of AFF2401 or AFW2401 Prohibitions: AFW3841 | Chief examiner: | Dr. Jean-Pierre Fenech | Unit coordinator: | Dr. Jean-Pierre Fenech | Campus: | Caulfield | Phone: | 03 9903 2140 | Email: | jeanpierre.fenech@monash.edu | Office hours: | | Campus coordinator: | | Campus: | | Phone: | | Email: | | Office hours: | | Tutor(s): | To be advised | Campus: | | Phone: | | Email: | | Consultation hours: | |

ACADEMIC OVERVIEW
Learning objectives 1. examine the major types of lending products and match these products to customer needs 2. analyse the risk return characteristics and pricing of a loan application 3. discuss the behavioural aspects associated with lending decisions 4. apply statistical techniques used in decision making at the approval, monitoring and termination stages of lending 5. apply critical thinking, problem solving and presentation skills to individual and /or group activities dealing with lending decisions.

Graduate attributes
Monash prepares its graduates to be: 1. responsible and effective global citizens who: a) engage in an internationalised world b) exhibit cross-cultural

You May Also Find These Documents Helpful

  • Satisfactory Essays

    In this paper, the members of Team B are acting as loan officers. In the scenario the members of Team B are presented with a loan package from a start-up company and a loan from a well-established company. Team B will consider what specific components we will require in the start-up company’s loan package to approve the requested loan? How do your lending requirements for the start-up company differ from those for the established company applying for a loan?…

    • 323 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    Understanding Fico Scores

    • 2191 Words
    • 9 Pages

    The research in this report was taken from a few different sources. The primary research was conducted by distributing a survey to the general public. The survey was designed to help us understand how much people actually know about their score. However, due to limited time and resources the survey was completed by only 20 people. The information provided by the survey was still useful despite the limitation on sample size. The secondary research was taken from websites, books, and training materials from the lending industry.…

    • 2191 Words
    • 9 Pages
    Powerful Essays
  • Good Essays

    Busi 201 assisgnment 1

    • 657 Words
    • 3 Pages

    I understand that there are a large number of assignments for this course and that I should expect to spend 10–20 hours per week in order to complete my work on time.…

    • 657 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    Energy Policy

    • 3093 Words
    • 13 Pages

    Total Study Time: 150 hours, comprising 40 classroom hours and 110 hours of personal study.…

    • 3093 Words
    • 13 Pages
    Powerful Essays
  • Powerful Essays

    Nursing 4510

    • 2797 Words
    • 12 Pages

    Virtual class times to be worked according to course calendar. Please plan on allocating four to five hours per week per credit hour to complete your didactic coursework. This time will be spent completing readings, viewing lectures, participating in discussion boards and accessing information in the online library. Depending on the course and the particular assignment, it may take more time or less time to complete assignments.…

    • 2797 Words
    • 12 Pages
    Powerful Essays
  • Better Essays

    Accounting 260

    • 1657 Words
    • 7 Pages

    For all units except for Business Capstone 301, there are 2 X 4 hour classes per week for 4.5 weeks (36 hours of…

    • 1657 Words
    • 7 Pages
    Better Essays
  • Good Essays

    The academic program is organized on a rotating block schedule. Seven (7) credits per semester is the maximum course load; students take four 95-minute block classes, two 97-minute block classes, and one 50-minute class. Students attend 3 block classes and the regular class daily. Block classes are year-long; each block class meets every other day. Block Scheduling was instituted in 1993.…

    • 888 Words
    • 4 Pages
    Good Essays
  • Satisfactory Essays

    Business

    • 271 Words
    • 2 Pages

    7. What recommendations would you make to Bank of America executives to ensure that lending practices at its subsidiaries will promote homeownership in a manner that is in the best interest of borrowers, investors in the secondary mortgage market, and the company’s own long-term financial…

    • 271 Words
    • 2 Pages
    Satisfactory Essays
  • Satisfactory Essays

    Mci Basic Grammer

    • 32357 Words
    • 130 Pages

    You will spend about 10 hours 45 minutes completing this course. This includes the time required to study the text, complete the exercises, and take the final exam.…

    • 32357 Words
    • 130 Pages
    Satisfactory Essays
  • Good Essays

    My week 1 introduction is totally focused on how people think specifically of how my client think or how they make a decision when it comes to applying for loans. I thought the course would explore different behavior tactics or strategy on how to make a decision when applying for credit needs such as home loans, home equity line of credit, consumer line of credit, personal loan, personal line of credit, business loan, commercial loan and credit cards. After reviewing all the comments and interactions of week one, I realize…

    • 482 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    Chapter 7 - K neighbours

    • 520 Words
    • 2 Pages

    A. According to the best k the customer would not be inclined to accept the personal loan.…

    • 520 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    c. Many creditors are currently taking advantage of vulnerable consumers in financial crises by offering credit with extremely high interest rates and additional upfront costs. As a potential first time homebuyer there are many things that need to be made clear prior to selecting a loan. With little knowledge, as much information as possible will be beneficial to ensuring that my loan options are within a reasonable mean to repay. Many consumers find themselves swarming in debt simply because they were misinformed and…

    • 640 Words
    • 3 Pages
    Good Essays
  • Satisfactory Essays

    Narrative

    • 615 Words
    • 3 Pages

    The degree comprises 129-133 credit hours which can be completed over a four-year period of full-time study. The number of credit hours selected within this range is determined by local accreditation requirements. The breakdown of credit hours and courses needed to complete the programme are as follows:…

    • 615 Words
    • 3 Pages
    Satisfactory Essays
  • Best Essays

    Priority Sector Lending

    • 8027 Words
    • 33 Pages

    The need for primary (urban) co-operative bank (PCBs) for providing credit to priority sectors had been examined by the Standing Advisory Committee for PCBs constituted by Reserve bank of India in May 1983. The recommendations of the Committee were…

    • 8027 Words
    • 33 Pages
    Best Essays
  • Good Essays

    here are a number of issues in lending to the SME sector, which banks generally face. The key issues among them are outlined below: (a) Information Asymmetry: Accurate information about the borrower is a critical input for decision-making by banks in the lending process. Where information asymmetry (a situation where business own-…

    • 2070 Words
    • 9 Pages
    Good Essays