price bubbles‚ the failure of risk management at sub-prime mortgage market and the dysfunctional ranking system and the causes are implicit in the relationship with a moral hazard. The definition of moral hazard is based on Leopold’s description (2009‚ p. 48): “More insurance could lead to lazier bicycle riders – a moral hazard – who enable more bicycle thefts. In finance the bicycle is risk. If I know I will be bailed out if I assume risk and fail‚ I’ll assume more and more risk and let you bail
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The concept of normative development is a complex and much debated one. It is an issue that is continually researched by scientists and psychologists alike as they seek to understand the changing processes that shape development over the human lifespan. One of the fundamental questions that underlie this research is whether normative development actually exists. The volume of statistical data on normative development is constantly changing and growing adding greater complexity of the issue. Normative
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com/business-finance-encyclopedia/factors-production Factors Of Production Land‚ labor‚ capital‚ and entrepreneurship: These are four generally recognized factors of production. Of course‚ in a literal sense anything contributing to the productive process is a factor of production. However‚ economists seek to classify all inputs into a few broad categories‚ so standard usage refers to the categories themselves as factors. Before the twentieth century‚ only three factors making up the "classical triad"
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Chapter Four CULTURAL FACTORS: THE EXPERT CULTURE AND THE COLLECTIVE CULTURE Great discoveries and achievements invariably involve the cooperation of many minds. Alexander Graham Bell He who has a “why” to live for can bear most any “how.” Friedrich Nietzsche orporate culture is the personality of the organization. Just as all human beings have personalities‚ all organizations have a corporate culture. Whereas personality is the basis for our behavior and decision making‚ corporate culture is the
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Finance for development - principles Paper 8314 The structure of property finance | Project Finance | Corporate Finance | | Equity | Debt | Equity | Debt | Development finance | Forward funding Joint venture Partnership Lease and leaseback | Bank project finance Forward sale bridging finance Mezzanine finance | Developer’s funds Share issue | Multi-option funding Convertible loans Commercial paper Deep discount bond (DDB) | Investment finance | Forward sale Forward funding
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Introduction Infant Mortality Rate (IMR) also known as infant death rate‚ is the death of an infant before his or her first birthday. Infant mortality is calculated‚ by the number of children who die under a year of age divided by the number of live births that year. Infant mortality rate is very important as it relates to the health of pregnant women‚ children and infants and it’s associated with maternal health‚ quality and access to medical care‚ socioeconomic conditions‚ and public health
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India’s booming urbanization brings the problem of waste management. The amount of waste is increasing at a high pace and waste management is likely to become a critical issue in the coming years. Rag pickers play an important‚ but usually unrecognised role in the waste management system of Indian cities. They collect garbage in search of recyclable items that can be sold to scrap merchant (paper‚ plastic‚ tin...). This activity require no skills and is a source of income for a growing number of
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The present study was undertaken to estimate the specificity‚ sensitivity and predictive validity of measurements obtained with the Alberta Infant Motor Scale (AIMS) for evaluation of preterm high risk infants. The present study included two scales i.e. the Alberta infant motor scale and the Peabody developmental motor scale – 2 (PDMS – 2) on high risk infants at 3 months‚ 6 months and 12 months of age. For the purpose of comparing the AIMS scale‚ the PDMS -2 scale was used as the gold standard of
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goals of a quality infant/toddler care and education program and two ways caregivers/teachers can help reach such goals. Two goals of quality care programs and reaching those goals include: Ensuring cultural congruency & ensuring that professionals possess appropriate knowledge. Reaching these goals include ensuring that each student’s culture remains rooted to their learning process & strongly evaluating staff and keeping their knowledge up to date. 2. "The hardest part of infant-toddler
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Landside hazard zonation mapping (LHZ) is helpful way to evaluate the landslide hazard prone areas for that reason appropriate mitigation measures could be adopted and environmental restoration programs can be pursued (Ambalagan‚ 1992). These maps may also assist planners to select suitable locations for construction practices. Even if the land slide hazard areas cannot be complity avoided‚ their identification in the initial stages of planning may help to assume suitable preventive actions. The
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