Disclosure Statement William D. Ford Federal Direct Loan Program U.S. Department of Education P.O. Box 9003 Niagara Falls‚ NY14302-9003 Direct Subsidized Loan Direct Unsubsidized Loan Borrower Information 1. Name and Address Vargas‚ Ariel 2855 Sw 10th Street Fort Lauderdale‚ FL 33312 2.Date of Disclosure Statement 09/10/2013 3.Area Code/Telephone Number (954) 907-4013 School Information 4. School Name and Address Broward College 225 East Las Olas Boulevard Fort Lauderdale
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Accounts Receivable Management Accounts receivable are amounts owed by customers on account. They result from the sale of goods and services. They are generally expected to be collected within thirty to sixty days and are the most significant type of claim held by a company. There are two costs associated with extending credit to customers: 1. The cost of the selling company not being able to deposit the monetary value of a completed sale in its bank that is‚ as a result of not collecting cash at the
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CHAPTER-I 1.1 Job satisfaction Job satisfaction describes how happy an individual is with his or her job. The happier people are within their job‚ the more satisfied they are said to be. Logic would dictate that the most satisfied (“happy”) workers should be the best performers and vice versa. This is called the "happy worker" hypothesis. However; this hypothesis is not well supported‚ as job satisfaction is not the same as motivation or aptitude‚ although they may be clearly linked. A primary
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Cash Flow OMM 622: Financial Decision-Making Instructor: Felix Lao September 30‚ 2013 The first thing any accountant looks for with a company financial is the bottom line. It is operating in the positive or negative and how much work will need to be done if it is not positive. Cash flow reflects how much cash is generated from the products and services sold by a company. Cash flow calculations involve making adjustments to net income by adding and subtracting the
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Statement of Cash Flows Learning Objectives 1. Identify the purposes of the statement of cash flows 2. Classify activities affecting cash as operating‚ investing‚ or financing activities 3. Compute and interpret cash flows from financing activities 4. Compute and interpret cash flows from investing activities 5. Use the direct method to calculate cash flows from operations 6. Use the indirect method to explain the difference between net income and net cash provided
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Buckman 7/28/10 Using a Cash Budget for Planning Purposes Introduction Let me begin by explaining what a cash budget is. A cash budget is a tool that helps individuals and companies forecast a short term financing needs. Investopedia defines a cash budget as‚ “an estimation of the cash inflows and outflows for a business or individual for a specific period of time.” (Cash Budget) A cash budget is used to determine the borrower’s ability to generate cash and repay debt. A cash budget also provides
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Likelihood of financial difficulties Its 2012 current ratio and quick ratio are 1.93 and 0.75 respectively. Its 2013 current ratio and quick ratio are 1.75 and 0.69 respectively. This suggests the company is still healthy in terms of carrying cash and cash equivalents‚ even though its current liabilities have increased in 2013. Its Income before Income Tax for 2013‚ 2012‚ and 2011 are $2‚093‚162‚ $1‚897‚352‚ and $3‚059‚187 respectively. There is no significant trend of lowering income. Large amount
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1888 The First National Manual Cash Register In 1883 on January the 30th James Ritty receives a Patent for inventing the cash register. Ritty owned a cafe in Dayton in the 1870s it was a popular cafe but somehow always lost money Ritty then blamed the bartenders and other workers for stealing. What Ritty dealt with was very common in the late 1800s. Ritty later went on a vacation on a ship whist on the ship he observed the workings of an automatic device that recorded the revolutions of the ship’s
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Sam Ty Fund Communication March 24‚ 2013 Self-Disclosure The things I would consider a low risk and share with most people would be my hobbies and what I like to do on my free time. Demographic information such as my age‚ ethnicity background‚ education information like where I attend college and my major‚ would also be low risk things I wouldn’t mind sharing with most people. Items that are at a moderate risk would include my personal information such as e-mail‚ phone numbers and address.
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CHAPTER 6 Objectives Identify different types of long-term operational assets. Determine the cost of long-term operational assets. Explain how different depreciation methods affect financial statements. Determine how gains and losses on disposals of long-term operational assets affect financial statements. Explain how expense recognition for natural resources (depletion) affects financial statements. Explain how expense recognition for intangible assets (amortization) affects
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