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Project powered by students3k.com CONTENTS

Chapter – I
Introduction of the Study Purpose of the Study Scope of the study Research Methodology Limitations 3 4 5 6 7

Chapter – II
Industry Profile Company Profile Product Profile 9 - 17 18 - 24 25 – 29

Chapter – III
Conceptual Framework Working Mechanism 32 – 41 42 – 48

Chapter – IV
Data analysis and Interpretation ULIPs vs. Mutual Funds ULIPs vs. Traditional Policies Similarities b/w ULIPs vs. MF & ULIPs vs. Traditional Policies 50 – 65 66 – 72 73 – 76 77

Chapter – V
Findings from the study Conclusions Bibliography Appendices 79 80 81 82

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CHAPTER - I

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Project powered by students3k.com INTRODUCTION
Life Insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured’s death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals. Life Insurance is a contract for payment of money to the person assured (or to the person entitled to receive the same) on the occurrence of the event insured against.

Usually the contract provides for:
1. Payment of an amount on the date of maturity or at specified periodic intervals or at death if it occurs earlier. 2. Periodical payment of insurance premium by the assured, to the corporation who provides the insurance.

Who can take Life insurance policy?
1. Any person above 18 years of age, who is eligible to enter into valid contract, 2. Subject to certain conditions a policy can be taken on the life of a spouse or children. Now life insurance policies are available in two types: 1. Traditional policies: 2. Unit linked insurance plans(ULIP5):

Now ULIPs are food in market:
ULlP stands for Unit Linked Insurance Plan. It provides for life insurance where the policy value at any time varies according to the value of the underlying assets at the time. ULIP is life insurance



Bibliography: ICFAI Journal Outlook Money Magazine Websites: http://personalfn.com/ http://www.moneycontrol.com/ http://ndparking.com/mutualfunds.com/ http://bajajallianzlife.co.in/ - 81 - Project powered by students3k.com APPENDICES - 82 -

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