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Loan Details
Features & Benefits of SBI Home Loan
• Purchase/ Construction of House/ Flat.
• Purchase of a plot of land for construction of House.
• Lowest Home Loan Interest Rates.
• Extension/ repair/ renovation/ alteration of an existing House/ Flat.
• Takeover of an existing loan from other Banks/ Housing Finance Companies.
Interest charged on the daily reducing balance
• No penalty on prepayments of home loan
• No hidden costs
• Option to club income of your spouse and children to compute eligible loan amount Current Floating Home Loan Interest Rates of SBI Bank Name | Up to 30 Lacs | From 30 lacs to 75 Lacs | Above 75 lacs | SBI | 10% p.a. | 10.15% p.a. | 10.15% p.a. | | -------------------------------------------------
Top of Form | | | | |
Bottom of Form |

Eligibility Criteria & Documentation required for SBI Home Loan |

| Salaried | Self employed | Age | 21years to 60years | 21years to 70years | Income | Rs.1,20,000 (p.a.) | Rs.2,00,000 (p.a.) | Loan Amount Offered | 5,00,000 - 1,00,00000 | 5,00,000 - 2,00,00000 | Tenure | 5years-20years | 5years-20years | Current Experience | 2years | 3years | Documentation | 1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
6) Processing fee cheque | 1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
7) Processing fee cheque |

SBI Education Loans: SBI offers education loan for eligible courses, graduation courses, PG courses, Professional courses and other courses approved by UGC/ Government/ AICTE etc. Interest Rates, Documents required, Expenses considered for loan and repayments options of education loan.
A term loan granted to Indian Nationals for

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