Exam 1 Study Guide
FIN 4413 Commercial Banking Exam 1 Study Guide Fall 2014
Covers Introductory Powerpoint File, Textbook Chapters 1, 2 and 3, and the ProBanker Players’ Manual 31 Multiple-Choice Questions
Introductory Powerpoint File 5 Questions Only questions about course material (no questions about course grade target or Price College of Business majors). Purpose of U.S. Commercial Banking Industry Total Assets of U.S. Financial Intermediaries Total Assets of U.S. Commercial Banking Industry Average U.S. Commercial Bank Balance Sheet U.S. Commercial Banking Industry Income Statement, and as it profiles the Average U.S. Commercial Bank Total Number of U.S. Commercial Bank Ownership Groups
Chapter 1: Banking and the Financial Services Industry 5 Questions How Do Banks Differ? Income Tax Treatment: S Corporation versus Regular Corporation
Organizational Structure and Financial Services Business Models Transactions Banking versus Relationship Business Models Long-Term Trends: Number of U.S. Federally-Insured Bank Ownership Groups and Total Assets Held Channels Employed to Deliver Commercial Banking Services
Chapter 2: Government Policies and Regulation 8 Questions Historical U.S. Bank Regulation: Major Laws Goals and Functions of Depository Institution Regulation Ensure Safety and Soundness, etc. Maintaining Monetary Stability, etc. Efficient and Competitive Financial System Moral Hazard a Reduced Market Discipline: Deposit Insurance Market Share Trends for U.S. Commercial Banks Advantages/Disadvantages for Increased Equity Capital for U.S. Banks Supplement: Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (3 questions)
Chapter 3: Analyzing Bank Performance 7 Questions For a given set of bank financial statements/information and/or industry averages, calculate and interpret: Return on Equity, Return on Assets, Equity Multiplier
Covers Introductory Powerpoint File, Textbook Chapters 1, 2 and 3, and the ProBanker Players’ Manual 31 Multiple-Choice Questions
Introductory Powerpoint File 5 Questions Only questions about course material (no questions about course grade target or Price College of Business majors). Purpose of U.S. Commercial Banking Industry Total Assets of U.S. Financial Intermediaries Total Assets of U.S. Commercial Banking Industry Average U.S. Commercial Bank Balance Sheet U.S. Commercial Banking Industry Income Statement, and as it profiles the Average U.S. Commercial Bank Total Number of U.S. Commercial Bank Ownership Groups
Chapter 1: Banking and the Financial Services Industry 5 Questions How Do Banks Differ? Income Tax Treatment: S Corporation versus Regular Corporation
Organizational Structure and Financial Services Business Models Transactions Banking versus Relationship Business Models Long-Term Trends: Number of U.S. Federally-Insured Bank Ownership Groups and Total Assets Held Channels Employed to Deliver Commercial Banking Services
Chapter 2: Government Policies and Regulation 8 Questions Historical U.S. Bank Regulation: Major Laws Goals and Functions of Depository Institution Regulation Ensure Safety and Soundness, etc. Maintaining Monetary Stability, etc. Efficient and Competitive Financial System Moral Hazard a Reduced Market Discipline: Deposit Insurance Market Share Trends for U.S. Commercial Banks Advantages/Disadvantages for Increased Equity Capital for U.S. Banks Supplement: Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (3 questions)
Chapter 3: Analyzing Bank Performance 7 Questions For a given set of bank financial statements/information and/or industry averages, calculate and interpret: Return on Equity, Return on Assets, Equity Multiplier