http://kycaml.org/ 1. PREAMBLE KYC procedures enable the Company to know/understand their customers and their financial dealings better which in turn help them manage their risks prudently and prevent the Companys from being used‚ intentionally or unintentionally‚ by criminal elements for money laundering activities This policy has also been framed keeping in mind various guidelines and circulars issued by National Housing Bank from time to time. The policy has the following four key pillars:
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The World would be a better place if the environment that we’re living was clear. According to me‚ our life is threatened and our environment isn’t healthy for us to live anymore. Air‚ soil‚ and water in many parts of the earth were seriously polluted by industrial and chemical waste. Because of increasing amounts of carbon dioxide‚ global warming has occurred. It led to a lot of effects. It makes the climate change. As a result‚ flooding‚ hurricane‚ tsunamis‚ tornados‚ and cyclone happen everywhere
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What makes an effective senior leadership team (SLT)? The nature of an effective a senior leadership team (SLT) will be the topic of this essay. The idea of team work and various models of SLT will be covered linking their roles‚ strategy‚ values and pitfalls. I will interlace this essay with some personal experience and relevant literature Belbin and Fullan to conclude through an historical analogy‚ my personal understanding of what SL T represents. The combination of words in the sentence
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In all honesty‚ I do not know what kind of power is out there. I am not sure if there is a God. If there is a God‚ I guess I do not believe. There might be a higher power‚ but I am not even sure of that. So if I were to believe in a God‚ I assume this is how it would go. Here it is‚ The apocalypse. It is all of our faults. and by Our I mean‚ Sam‚ Dean‚ and I’s fault. Not to mention Sam and Dean are brothers. We have opened the gates of hell‚ and there is no good news. Demons have escaped‚ up
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MEMORANDUM TO: President Barack Obama FROM: DATE: April 12‚ 2012 RE: Recommendations for Executive Action on Climate Change Introduction and Summary Chapter One of the National Research Council’s report‚ entitled America’s Climate Choices‚ begins with the following: “The United States lacks an overarching national strategy to respond to climate change.”1 The report recommends that the U.S. address this policy problem (in essence‚ a problem of omission) in part through a reduction of greenhouse gas
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"You’re not going." Just like that‚ they struck a deal. Of course‚ only one of them were aware of the deal and its terms: one man would enforce his will‚ and the other would cave. "I’m sorry‚ I don’t want trouble‚" Solomon said in an apologetic‚ non-threatening tone. "I just want to pass through and get home peacefully. I’m not bothering anyone." Solomon’s hands were raised shoulder height with his palms facing the man in front of him‚ the universal sign for "I give up." It was true‚ he really
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What dog is would be a perfect fit for you? Alexander Pope once said" Histories are full of examples and fidelity of dogs than of friends". This quote rings true to all owners of dogs when they look back at all the times they’ve needed a friend‚ and their dog has been there to comfort them even when their human friends have not. But unlike the selection of our human friends which happens mainly by circumstance and chance‚ more effort and thought must be taken in the selection of a pet.
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What Makes a Marketing Professional Successful? Marketing is not only making customers interested in buying a product and spreading your brand throughout the world‚ but also about building long lasting relationship based on trust‚ because the clients feel interested to buy your products trusting on your words and you must believe in honesty to be the best policy. Some people may think this as an impossible proposition because the immediate fruit of honesty in all occasions of business is not
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HSBC Sources: Deborah Orr‚ "New Ledger‚" Forbes‚ March 1‚ 2004‚ pp. 72-73); "HSBC’s Global Marketing Head Explains Review Decision‚" Adweek‚ January 19‚ 2004; "Now Your Customers Can Afford to Take Fido to the Vet‚" Bank Marketing (December 2003): 47; Kenneth Hein‚ "HSBC Bank Rides the Coattails of Chatty Cabbies‚" Brandweek‚ December 1‚ 2003‚ p. 30; Sir John Bond and Stephen Green‚ "HSBC Strategic Overview‚" presentation to investors‚ November 27‚ 2003; "Lafferty Retail Banking Awards 2003‚" Retail
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Business Intelligence Solutions HSBC sparks CRM with the Customer Management Assessment Tool (CMAT) As competition in the finance sector continues to heat up‚ the idea of implementing savvy Customer Relationship Management (CRM) strategies has moved from the “nice-tohave” category onto the critical path for most companies. Analysts’ predictions have fuelled the fire. A worldrenowned firm predicts as much as a 900% increase in CRM spending in the industry over the next five years. The complexities
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