Report of the Working Group on F&U Guidelines For General Insurance Products September 2014 Insurance Regulatory and Development Authority This page has been left blank Shri M Ramaprasad Member (Non-Life) Insurance Regulatory and Development Authority Hyderabad Respected Sir‚ Report of the Working Group on F&U Guidelines I have immense pleasure in submitting the Report of the Working Group on F&U Guidelines vide circular IRDA/NL/CIR/F&U/112/04/2014 dated 17 April 2014. The Report and the Recommendations
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exports and charges having equivalent effect shall be prohibited between Member States. This prohibition shall also apply to customs duties of a fiscal nature.” It means that Member States cannot apply custom duties on exports or imports between each other. Moreover‚ in their relations with third countries‚ they shall apply the same external custom tariffs on all goods entering the Union. Custom Union allows the application of import quotas in some specific situations. As we have stated before‚ all
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Encountering group work is part of everyone’s life‚ family‚ employment‚ and social settings. As social work students‚ we are trained in human behavior. Taflinger (1996) describes self-preservation in humans as essential and multifaceted. Groups are reciprocal; when group members work together it promotes group survival which is essentially personal survival. This paper aspires to address the group process and identify several types of groups. This paper will explain the dynamics of being a group facilitator
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Group Therapy Assumptions The very mention of the word group therapy likely generates a varying images and thoughts. Though this aspiring practitioner possesses no personal experience with formal group therapy‚ experience in informal contexts suggest group counseling has the potential to be more superficial and less meaningful. Drawing on informal counseling experiences‚ counseling within a group is much more difficult than with individuals. In a group‚ individuals feel self-conscious‚ intimated
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CLASSIC CASE STUDIES The Brewery Group Denmark: Faxe‚ Ceres and Thor Flemming Agersnap The case study explains the strategic moves of Brewery Group Denmark (BGD)‚ a small Danish brewery fighting for a position in a world market. The case shows how small companies can co-exist with giant competitors in an international context and how a coherent international strategy can be built whilst allowing for different local strategies. BGD is an example of a firm which has achieved a distinctive position in
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Proper communication is an integral part of everyone ’s daily lives . It is through communication that people have the opportunity to express themselves how they feel and what their thoughts are . Without good communication ‚ people will most likely misunderstand each other and create conflicts . It is therefore important that people acquire good communication skills in to establish positive relationships with others One of the most common activities inside the classrooms is presentations ‚ which
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Group Characteristics and Interactions The name of the group attended was Hope House for women. The group therapy session was held on Wednesday‚ October 16‚ 2013. The group consisted of 10 members and the person that was leading the session. The majority of women that attended the group were young females‚ most of which were young mothers. There were several older women there as well. Most of the member’s behavior were happy to be there‚ a few didn’t seem as happy. The leader goofed off with
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Table of Contents 1.0 Introduction…………………………………………………………………..…..3 2.0 Background of the Lenovo Group Limited………………………………………4 3.1 General……………………………………………………………………...4 3.2 History………………………………………………………………………4 3.3 Products…………………………………………………………………….6 3.0 Background of the computer industry……………………………………..……..6 4.4 History……………………………………………………………………….6 4.5 Products…………………………………………………………………….7 4.6 Structure……………………………………………………………..……..8
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Introduction Founded in 1932‚ the LEGO Group is a privately held company headquartered in Billund‚ Denmark. The vision of Lego Group is to “inspire children to explore and challenge their own creative potential”[1] Lego now ranks 4th in the world as a toy manufacturer. The Lego Group employs nearly 9‚000 workers and its own product‚ Lego Brick can be found in over 130 countries. The financial performance of Lego declined drastically through the 1990’s and early 2000’s. In 2004‚ the company accumulated
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Ethnocentrism is a nearly universal syndrome of attitudes and behaviors‚ typically including in-group favoritism. Empirical evidence suggests that a predisposition to favor in-groups can be easily triggered by even arbitrary group distinctions and that preferential cooperation within groups occurs even when it is individually costly. The authors study the emergence and robustness of ethnocentric behaviors of in-group favoritism‚ using an agent-based evolutionary model. They show that such behaviors can
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