Working Paper 2012-7 Effects of Mobile Banking on the Savings Practices of Low Income Users - The Indian Experience Mani A. Nandhi Abstract In 2011‚ sixty-five percent of India’s population did not have access to a bank account (Global Findex 2011). India has the second largest financially excluded poor in the world with more than half of its population considered as financially underserved At the same time‚ India is one of the fastest growing markets for mobile phones. Given the rising mobile phone
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November 9‚ 2010 Gwinnett County Schools eliminates 150 teaching jobs the district alleges these non-renewal agreements were based on performance and not budget cuts this was a 163 percent increase over the previous year when only 55 teachers’ agreements were not renewed. Thirteen teachers filed a complaint against Superintendent J. Alvin Wilbanks in September alleging their jobs were eliminated for reasons other than performance issues‚ many of the teachers during their tenure have
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Santa Barbara County Courthouse Santa Barbara is not only well-known for the restful‚ peaceful scenes like a small town‚ but also famous for the purified atmosphere of the European city. Besides‚ the city is dressed up with the sophisticated art landscape‚ flavor wine‚ and the most outstanding thing is the Spanish revival architecture‚ Santa Barbara County Courthouse is a part of this unique construction. The Courthouse is so beautiful and imposing that Charles Willard Moore‚ a famous architecture
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12 A Community Assessment Comparative Analysis of Price County and Milwaukee County Community Nutrition November 25‚ 2012 12 A Community Assessment Comparative Analysis of Price County and Milwaukee County Community Nutrition November 25‚ 2012 Table of Contents page Definition of the Community……………………………………………………………….…...1 Goals………………………………………………………………………………………….….2 Objectives………..………………………………………………………………………….….. 2 Methods………………………
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"The Notorious Jumping Frog of Calaveras County" is one of the most famous tall tales written by an amazing author of the west‚ Mark Twain. His popularity has mainly arisen from his "Huckleberry Finn" stories‚ but the "The Notorious Jumping Frog of Calaveras County" was one of his first stories and the one that brought him into notice to the public. When he was writing for newspapers‚ he was also traveling a great deal‚ for example to California. On the ship he made acquaintance of Bret Hart and
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Stoddard County Public Health Clinic is located on Highway 25‚ North of Bloomfield‚ Missouri. The clinic provides services to infant and child; young and middle aged adults; older adults; environmental services; and group/community services. When the 2009 budget cuts were distributed among the different departments‚ the manager of the Young and Middle Aged Adult Department noted a 15% budget cut. This paper is a case study of how the Young and Middle Aged Adult Department Manager will decide what
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What challenges did the developers of the land in yuma county have to overcome? The Yuma county developers were all the people that discovered yuma in 1881. They wanted to make yuma bigger so they put farmland and make yuma expand. They made yuma bye the colorado river so they have resources from the water and have form farmland by the water so they can water the farmland and make it bigger. So the developers are the people they didn’t really have an organization to do all that it was the people
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County Automated Parking System (CAPS) IN PARTIAL FULFILLMENT FOR A DEGREE IN BSC.COMPUTER SCIENCE SUBMITTED TO: MR. ANIL KUMAR BY Kenneth Limo SUBMITTED ON: TABLE OF CONTENTS DECLARATION i APPROVAL ii DEDICATION iii ACKNOWLEDGEMENT iv ABSTRACT v CHAPTER ONE 1 1.0 INTRODUCTION 2 1.1 PROBLEM STATEMENT 3 1.2 EXISTING SYSTEM 1.3 THE PROPOSED SYSTEM Advantages 1.4 Feasibility Study………………………………………………………………………………………. 1.5 MODULES OF THE SYSTEM/SUB SYSTEM 1.7 OBJECTIVES OF THE PROPOSED SYSTEM
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The Dickenson County School Board wants to add a hour and a half to the school day. I disagree with the idea for three reasons. One‚ the school day is long enough. Two‚ children will not have time for sports‚ clubs‚ and other after school activities. Three‚ stress levels are bound to rise with this nonsense. Why add boring hours to dreary days? Staff and students handle more than meets the eye during the day. The effects of a change such as this will only end poorly. In other words‚ why torture children
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expensive fix‚ this problem could have been prevented if county engineers had done a better job of planning. Flood-related pollution is a huge issue because it presents such health risks to residents. Being a peninsula‚ Florida is‚ of course‚ vulnerable to water damage and flooding. It’s unavoidable that coastal areas will suffer from storms. But what residents don’t think about is raw sewage in their neighborhoods or communities. Pasco County residents recently experienced the misery of sewage
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