What case can be made that it was the lack of regulation of the banking sector that led to the financial crisis of 2008-9? What are the new regulatory structures that are being proposed in the US and UK? The preconditions of the 2008-9 crisis were high unemployment‚ high growth which was stimulated partially by foreign investment caused by imbalance of current accounts on the international arena (ie. Huge debt of US and the UK and surplus of China‚ Korea‚ Japan). Large part of the problem was
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Title: Computer database technology This paper investigates such important aspect of car business as database technology‚ in particular workflow database technology and its influence on the productivity. The main aim of this paper is to investigate the role of database technology in car plants. Nowadays there are hundred of workflow products and technologies at the market. Thus the database technologies are influencing this area this or that way. Databases assure a simple and easy access to data
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INTRODUCTION TO INDIAN BANKING INDUSTRY Banking in India originated in the last decades of the 18th century. The first banks were The General Bank of India‚ which started in 1786‚ and Bank of Hindustan‚ which started in 1770; both are now defunct. The oldest bank in existence in India is the State Bank of India‚ which originated in the Bank of Calcutta in June 1806‚ which almost immediately became theBank of Bengal. This was one of the three presidency banks‚ the other two being the Bank of Bombay
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Technology and the Impact of Cyber Security Cyber security is one of the most significant issues facing world leaders today. Besides‚ threats from cyber attacks pose serious challenges to global network. In fact‚ most governments recognize the need to implement cyber security in Information and Communications Technology (ICT) systems. Cyber security is important because it ensures security of information. ICT systems encompass various aspects of the government. For instance‚ ICT systems cover
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IMPACT OF ICT IN BANKING AND FINANCE As in a pendulum movement‚ the reflections about the impact of ICTs in the Economy have swung from enthusiasm to realism and back to optimism‚ being each of these states really subjective and implying a wide range of shades within. After a first period of cyberoptimism‚ people that “wanted to see” and people that thought “waiting to see” was a bad strategy because “it will then be too late”‚ followed a timespan where scientists — mainly economists — stuck to strict
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Negative Impact of Technology on Today’s Youth Sebrina M. Abbott Florida State College Jacksonville We live in a day and age where there are no longer many unanswered questions. The digital world that we have come to know can be thanked for that. Technology has made our lives tremendously easier. Most answers can be found at the touch a finger with a smartphone or the Internet. Although‚ this new technological world has made life easier for us‚ are we paying a price? Technology has many
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Leading Determinants of Dividend Policy: A Case Study of Indian Banking Industry ABSTRACT: Dividend policy is a critical decision area in the field of finance. The subject of corporate dividend policy has captivated finance scholars for a long time‚ resulting in intensive theoretical modeling and empirical investigation. But several questions related to dividend decisions remain perplexing because of diverse and conflicting theories and evermore due to diverse empirical results. This paper attempts
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Introduction With the improvement of technology continuously growing every day‚ privacy has become one of the most important issues in today’s society. Privacy refers to one’s right to control how your personal information is collected and used by financial institutions. It is the financial institution’s responsibility to provide security to your personal information. Security refers to the obligation of the company that collects and uses your information to ensure that your information is safe
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The Swiss Banking Industry The Swiss banking industry has been around for more than 250 years‚ making it the cornerstone of the financial sphere. It has however been rapidly changing in the recent years‚ influenced by the latest financial crisis‚ and numerous tax evasion scandals. It has had to change its economic and regulatory conditions as the country’s authorities‚ as well as foreign authorities are demanding for a change in practices. This‚ in turn‚ has put the industry in the spotlight possibly
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Impact of Advance Technology Helen Poucher HCA 459: Senior Project (BGM1214B) Adraine Naire May 7‚ 2012 Impact of Advance Technology The impact of advanced technology in today ’s health care system is not short of phenomenal. Technology has come a long way in today ’s market‚ where once was thought that the world would need only a few computers has turned out‚ to each family having a hand full of computers. From
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