DETERMINANTS OF SAVINGS INTENSION A. Income Both the Keynesian savings function [21] and the permanent income hypothesis [11] Indicate a positive effect of income on savings. Using time series data for forty-nine countries‚ Rossi‚ for example‚ indicated the positive impact of current income levels on savings rate without differentiating types of income [32]. According to the permanent income hypothesis [11]‚ which distinguishes between permanent and transitory components of income‚ households
Premium Investment Interest Income
Flash Drives A common property of mass storage systems based on magnetic or optic technology is that physical motion‚ such as spinning disks‚ moving read/write heads‚ and aiming laser beams‚ is required to store and retrieve data. This means that data storage and retrieval is slow compared to the speed of electronic circuitry. Flash memory technology has the potential of alleviating this drawback. In a flash memory system‚ bits are stored by sending electronic signals directly to the storage medium
Premium Memory card Flash memory USB flash drive
Magnetohydrodynamic drive In concept‚ MHD is attractive because it offers a propulsion system that requires no moving parts. It works on a principle similar to that of an electric motor or generator; that is‚ passing an electrical current through a magnetic field creates a force. In an MHD propulsion system‚ a magnetic field is created within the hull‚ and sea water is used to conduct the electric current‚ as shown in the illustrations accompanying this story. The underlying principle is known
Premium Magnetic field Battery Electric current
Learning to Drive The sun was just rising as I followed my father outside. I had no idea what was so important that I needed to be awake at the crack of dawn‚ but he sure was excited about it. When I looked down the driveway I couldn’t believe my eyes. There sat a brand new Audi A6. I sprinted over to it and ran my hands over the glassy smooth hood. “Jordan‚ you earned this car‚” my father said. “You’ve been busting your ass off in school and around the house‚ and your mother and I want
Premium Tram accident Mother Father
A solid-state drive is a drive that uses non-volatile memory as a means of storing and accessing data‚ similar to computer RAM (SSD‚ 2014). An advantage the solid-state drive has over other hard drives is no moving parts. This allows the solid-state drive to access information faster‚ produces no sound‚ and significantly more reliable than the common hard drive. The first solid-state drive was designed and implemented between the 1970s and 1980s. Throughout the years‚ the storage capabilities have
Premium Hard disk drive Flash memory
McClelland identified three key motivating drives that work for everyone. He named these key drives as: * The Need for Achievement * The Need for Affiliation * The Need for Power He also identified how these needs each vary in strength between different people. Everyone‚ says McClelland‚ is motivated by all of these‚ but to motivate individuals‚ the manager needs to consider what the primary drivers in each case are. Achievement How to recognise the Achievement Motive in a person
Premium Motivation
Gabriel Childers Ms. Boyer Mw 12:30 Essay 2 February 25‚ 2013 “Saving Sourdi” The story “Saving Sourdi” is by May-Lee Chai describes the protagonist Nea. Nea has very noticeable qualities‚ but the one that fits her best is being “protective”. Nea is very protective over her older sister Sourdi. First‚ Nea is protective in the family restaurant. Nea and her sister Sourdi is working late in the restaurant as some
Premium Protection
For most people‚ getting woke up at 2:30 a.m.‚ learning to drive tractor at the age of nine‚ or getting to watch a baby calf take its first breath are unusual experiences. However‚ these things are normal and even become a way of life when you live on a beef cattle farm. Plans get cancelled‚ church clothes get dirty‚ and becoming best friends with a cow sums up the life on a farm. When people say “start them young‚” they are usually referencing to sports or school‚ but for farming lifestyles this
Premium Cattle
do for us. The Rhino is an icon species and have roamed the earth for more than 50 million years. They play a central role in the functioning of ecosystems‚ upon which the survival of thousands of other plant and animal species depend. They also drive eco tourism and safari industries for some of the poorest communities in Africa. Horns are the rhino’s glory and curse. Website http://msnbc.msn.com/id/10877076/ says that‚ "The rhinoceros population has declined by 90 percent since 1970‚ with five
Premium Rhinoceros Value theory Tourism
asthmatics exhale? During exhalation‚ the pressure increases which causes the bronchioles to constrict which makes it harder to exhale. The pressure decreases during inhalation‚ which relieves the bronchioles making is easier to breathe. The Long Drive Part 2 – That night 1. Do you think that this episode is simply a bad asthmatic attack? No 2. What could have brought on this episode? The cat usually slept on the bed she slept on. The cat’s fur and dander caused her to become even
Premium Asthma Blood pressure Myocardial infarction