to the three primary activities of a commercial bank which distinguish it from the other financial institutions. These are: (i) maintaining deposit accounts including current accounts‚ (ii) issue and pay cheques‚ and (iii) collect cheques for the bank’s customers. 1.1 Banking Industry Overview Today‚ banks play a very important role in the economic growth of the country. The health of the economy is closely related to the soundness of the banking system. The activities of the banks lead to
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MANAGEMENT ESSAY PERFORMANCE APPRAISAL SYSTEM 11 January 2010 INTRODUCTION This essay is to answer the question two: “Critically evaluate the advantages and disadvantages of individual performance appraisals/reviews. Assess to what extent such appraisals can contribute to achieving high performance workplace.” Firstly‚ the essay will present an overview of performance appraisals. Secondly‚ it will talk about the advantages and disadvantages of individual performance appraisal in comparing with team
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- A STUDY ON“CREDIT LOAN APPRAISAL “IN ICICI BANK POSTED BY Skyline Business School1 / February 13‚ 2012 / POSTED IN Consumer Behavior Study * TAGS: MBA BBA Name:- Gunjan Bansal Title: - A Study On“Credit Loan Appraisal “In Icici Bank EXECUTIVE SUMMARY The study shows that how the ICICI bank gives the loans to its customers. Credit appraisal is done to evaluate the credit worthiness of a borrower. The credit appraisals for any organization basically follow these steps: Assessment of credit
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REPORTON “PERFORMANCE APPRAISAL” IN BANKINGSECTOR Submitted for the fulfillment for the award of MASTER OF BUSINESS ADMINISTRATION(Sikkim Manipal University) (SESSION: 2009-2010) Submitted By:Ekta Bhatia MBA IV SemesterRoll No. 510919106 Submitted To:Under the Guidance of: Mr. Pankaj Upadhyay Lecturer Sikkim Manipal University Mr. Pankaj Upadhyay Lecturer Sikkim Manipal University 1 DECLARATION I‚ Ekta Bhatia‚ hereby declare that the project titled ““PERFORMANCE APPRAISAL” IN BANKING SECTOR”
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accepting stats quo performance. It is imperative that employees improve their ongoing performance. Annually the performance appraisal states the following focus point’s feedback on employee’s performance‚ recognize training needs of employee utilized as a tool to assign rewards‚ and based on the results of the appraisal it shape provides levels for salary increments. What type of appraisal articulates the most accurate feedback? In today’s market‚ organizations are seeking a competitive advantage
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PERFORMANCE APPRAISAL METHODS The Critical Incidents File The critical incidents file is a performance appraisal method in which the manager writes down positive and negative performance behavior of employees throughout the performance period. The critical incidents file is a form of documentation that is needed in this litigious environment. The Rating Scale The rating scale is a performance appraisal form on which the manager simply checks off the employee’s level of performance. Some of the possible
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Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
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Financial Appraisal 1.0 Analysis This report provides an analysis of the performance of ITE Group over three consecutive years (2007-2009)‚ using various financial ratios; for the benefit of potential shareholders‚ lenders or suppliers. The report also indicates how non-financial performance indicators can help an organisation measure performance. This report will also look into the net present value method of appraisal‚ and explain its advantages and disadvantages. 2.0 Main Content The
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INTRODUCTION OF THE PROJECT This project is done to understand‚ analyze and review the “CREDIT APPRAISAL SYSTEM” at “INDIAN BANK”. The project is basically done to analyze the appraisal process carried out in the bank and the criteria’s set by the bank for obtaining loan. As part of the project‚ a proposal has been selected and studied fully whether it satisfies all the criteria’s of the bank and suggested whether the proposal can be selected or not by the bank. It has been done
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Question 2(a) Function: Performance appraisal Performance appraisal is a process that use to evaluate an employee’s work behavior. The results use to show employee where is needed to improve and the reason. It also can determine who will be retained‚ demoted‚ promoted‚ fired and what training needed by who. (BusinessDictionary‚ 2015) There are few sub-function in this appraisal system: Prepare report of performance appraisal Performance appraisal is a process that use to evaluate an employee’s
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