TIME VALUE OF MONEY Time value of money is useful in making informed business decisions. For example the "net present value method" can be used to help decide the best alternative among multiple alternative uses of a firm or personal financial resources. By discounting various alternatives to their "present value" one can compare the alternatives. Time value of money can also answer such questions as what one’s investment will be worth at a certain point of time in the future‚ assuming
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Attending College Should be Free Attending a public college is very expensive‚ thus‚ it may be difficult for people to pay for. According to a recent survey‚ the College Board claims that a moderate college budget for an in-state public college for 2015-2016 academic year averaged $24‚061(What’s). The prices for college vary by location and the type of degree a person is earning. Prices may also vary depending on what type of college someone is planning to attend‚ whether it is a private college‚ public
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percentage of the unemployment rate every year to making history by legalizing gay marriage we must come to the realization that Obama is simply trying to adjust to the present time and give recognition to current issues so that the country’s future is bright and better. So with his idea of trying to make community college free some believe that trying to promote that idea will only create future conflict such as a financial crisis and students competing to be enrolled in community rather than fully
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Free College Now in days‚ we see majority of people finishing college‚ but with a huge debt on their hands. Think about it that could be us in a couple of years once we’re done with our education. College students shouldn’t pay for their education because it’s too expensive‚ leaves them in debt‚ and stress. We as students are just coming out of high school‚ and most of us don’t have a job; nor money saved for college. For us to enroll‚ we need to show the college staff that we have the money. That
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Corporation sold $100‚000‚000 face value 6% bonds. The bonds mature in 20 years and pay interest semiannually. The going market rate of interest on bonds of similar risk is 8%. How much will Aliant receive upon the sale of the bonds? e. Explain why your answer in part d passes the reasonableness test. f. How much must be invested on January 1‚ 2011 to receive
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TIME VALUE OF MONEY (CHAPTER 4) 1. Future value (FV)‚ the value of a present amount at a future date‚ is calculated by applying compound interest over a specific time period. Present value (PV)‚ represents the dollar value today of a future amount‚ or the amount you would invest today at a given interest rate for a specified time period to equal the future amount. Financial managers prefer present value to future value because they typically make decisions at time zero‚ before the start of a
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College tuitions are way too high in our country. Colleges say that SUNY tuitions are more affordable‚ but it’s not. SUNY college tuitions range between $35000 to $60000 per school year‚ which is a lot for a young adult to take on. Fortunately‚ there are scholarships that a student can apply for. However‚ many students apply for these in hopes of helping pay their tuition but only a few students get selected for the scholarships. If you are one of the lucky ones‚ typically they don’t even cover
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Colleges should strongly support their teams. These teams not only generate millions of dollars or schools‚ but they also help sell prospective students on attending the college. Colleges support into their athletic programs is an investment on students‚ advertisements & revenue‚ and alumni. Without college sports‚ many students wouldn’t have an understanding about what the college world is. The largest thriving sports network within college athletics is college football and college basketball
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Associate Level Material Time Value of Money Resource: Ch. 12‚ 12-A‚ & 12-C of Health Care Finance Part I: Complete the following table by inserting your responses to the questions. Cite any sources you use. |Define the time value of money. |The value of money in a given amount of interest earned or inflation accrued over an amount of time. | |Provide a real-world example for the time |A 10% interest rate for an investment of $3‚000. In a year the interest would
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College has always been in the picture for me. Although for people like my mom and dad‚ they didn’t get the opportunity to think about college. They grew up thinking that working was always more important than school. On my mom’s side of the family‚ they believed that men were more superior than women so the women had to spend their times working to fund the men’s educations. Based on my mom’s story‚ school has been something that i value deeply. I believe that women in America take the opportunity
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