Economic and Regulatory Capital in Banking: What is the Difference?∗ Abel Elizalde Rafael Repullo CEMFI and UPNA CEMFI and CEPR July 2006 Abstract We analyze the determinants of regulatory capital (the minimum required by regulation)‚ economic capital (that chosen by shareholders without regulation)‚ and actual capital (that chosen with regulation) in the single risk factor model of Basel II. We show that variables that only affect economic capital‚ such as the intermediation margin
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Regulatory Agency Paper Michelle Baker HCS 437 February 14‚ 2011 Kelly Carroll Regulatory Agency Paper Vulnerable individuals need to have opportunities to be included in the communities where they live. That includes the choice to direct their own personal outcomes and become integrated in the community with supports tailored to their unique needs. In an effort to achieve equal footing‚ families need to increase the basic understanding in the community of the complexity of living with
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Introduction to the regulatory environment in India The regulatory environment also known as Legal Aspects of Business‚ Business law‚ Commercial Law‚ Mercantile law is a subject which provides an element of limitation to all the business strategies regulated through different statutory provisions and rules. It not only emphasizes on substantive law but also on procedures and compliances thereby prepares the students of Business for the legal environment they would eventually face in the corporate
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LaWana Thomas HIPPA Tutorial Response August 13‚ 2014 HCA/210 Cherie King According to Austin‚ (2012) the Health Insurance Portability and Accountability Act of 1996 is "a federal law that mandates insurance portability and sets up procedures for electronic data exchange‚" (Page 20). This legislation is a congressional attempt to ensure patient ’s privacy is protected. The HIPAA consists
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Write a 350- to 700-word paper on one of the following laws: HIPAA (1996) or EMTALA (1986). Pretend you are a health care manager employed at a small community hospital responsible for educating your staff about HIPAA (1996) or EMTALA (1986). Include the following in your paper: · Describe the law and its purpose. · Explain how it is enacted. For example‚ is it enacted by the state or federal government? · What are some key facts every employee should know about the law
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REGULATORY CAPTURE THEORY Capture theory assumes‚ firstly‚ that all members of society are economically rational. Therefore‚ each individual will pursue his or her self-interest to the point where the private marginal benefit from lobbying regulators just equals the private marginal cost. Regulation has the potential to redistribute the wealth. Therefore‚ people lobby for regulations that increase their wealth. Second‚ the capture view assumes‚ as with public-interest theory‚ that the government
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Regulatory Behavior Emily Beecher PSY/340 April 27‚ 2015 Dr. Annie Powers Regulatory Behavior The nervous system is an extremely elaborate biological machine. Without question‚ the nervous system is a system so intricate and comprehensive that professionals in the field of medicine to this day do not have a “complete picture” of each of the working details of the human nervous system. Of these different mechanisms‚ perhaps the one most riddled with speculation‚ is the mechanism of sleep. In discussing
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Business Structure Telstra is Australia ’s leading fully integrated telecommunications and information services company. Telstra ’s organizational structure consists of Telstra Retail‚ Telstra Mobile‚ Telstra Country Wide‚ Telstra Wholesale‚ Telstra International infrastructure Services and Network and Technology Group. They offer a range of services from landline telephony‚ to complex mobile services‚ to high speed broadband. As required by the legislation‚ the Federal government remains 50.1%
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Quantitative Research Article Critique Sandra M. Smith NUR/518 February‚ 26‚ 2012 Veta Massey Quantitative Research Article Critique Kalisch‚ B. J.‚ & Lee‚ K. (2011). Nurse Staffing Levels and Teamwork: A Cross- Sectional Study of Patient Care Units in Acute Care Hospitals. Journal of Nursing Scholarship‚ 43(1)‚ 82-88. Introduction The purpose of this study is to explore the current research data and use of the Nurse Teamwork Survey to see if nurse staffing levels predicts teamwork
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ACCOUNTING REGULATORY AGENCIES Introduction Accounting standards are needed so that financial statements will fairly and consistently describe financial performance. Without standards‚ users of financial statements would need to learn the accounting rules of each company‚ and comparisons between companies would be difficult. Numerous accounting bodies govern the accounting environment and accommodate the success of a business. The four main financial governing bodies include
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