MODEL ESSAY-IMPORTANCE OF ALTERNATE CHANNELS OF BANKING In the present era of Banking‚ state-of-the-art technology assumes strategic significance. It is precisely here that Alternate Channels of Banking are in prime focus. The importance of alternate channels arises from the fact that Banks are trying to shift from traditional ‘bricks-and mortar’ banking to ‘clicks and bricks’ banking. It is imperative that footfalls at Bank branches need to be drastically reduced to allow employees to focus on quality
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CHAPTER THREE RESEARCH METHODOLOGY 3.1 AREA OF STUDY The area of study o this research work is to determine the effect of monetary policy on the performance of banks in Nigeria. This study will cover all the commercial banks that have been in existence since 1975-2004. More so‚ the aggregates rate is used in assessing their performance. 3.2 METHOD OF INVESTIGATION/SOURCE OF INFORMATION According to Asika (2002)‚ research work can be defined as the restructuring of investigation aimed at identifying
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Career Investigation: Database Administrator Keith Hudson Davenport University FRSM100‚ Career and Education Seminar Aura Gardner June 26 11‚ 2013 Definition of Success Success in my opinion can only be defined as what was left behind to be experienced or built upon for the next generation. This would be a legacy left to others which speak to your contribution to society and family. Material possession and financial gain does not identify success‚ but could be a benefit of success
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an accidental occurrence of the lending process‚ one that has enormous potential to deepen the severity and duration of financial crisis and to complicate macro economic management. This is because NPLs can bring down investors’ confidence in the banking system‚ piling up unproductive economic resources even though depreciations are taken care of‚ and impeding the resource allocation process. In a bank-centered financial system‚ NPLs can further thwart economic recovery by shrinking operating margin
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glance Summary Financial performance Profitability Cost Shareholders’ returns 01 03 05 05 09 10 Chapter 4: Financial position Balance sheet Asset quality Capital adequacy 15 15 19 23 Chapter 5: Sector commentary Focus on retail banking Financial Inclusion remain a top priority Making the best use of technology 25 25 27 28 Chapter 6: Regulation Regulations:
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1.0 Thesis Title The Need To Review Internal Controls In The Public Sector. 2.0 Introduction Internal controls include all the policies and procedures adopted by an entity to assist in their objectives of achieving‚ as far as practicable‚ The orderly and efficient conduct of the entity including * Adhering to internal policies * The safeguarding of assets * The prevention and detection of fraud and error * The accuracy and completeness of the accounting records and
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many recent publications that discuss various features‚ opportunities and issues related to Cloud services ([Jane Anderson et al.‚ 2010]‚ [Sam Goundar et al.‚ 2011])‚ but only few scholars have attempted to explain the factors for adoption of cloud database ([Chinyao Low et al.‚ 2011]). Related studies
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Databases Team B ACC/340 June 13‚ 2011 Richard Calabria Databases In today’s business society‚ technologies such as databases are a vital part of just about every major retail business including the Riordan’s organization. Many people overlook the importance of the role of databases in business because they are integrated so well. Databases definitely affect the output part of the accounting cycle because it includes company’s financial data and other external reports that
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Whatis.com (2004) defines a database as "a collection of information that is organized so that it can easily be accessed‚ managed‚ and updated." In my current job at Wellco Tank Trucks‚ Inc.‚ we do not use any type of databases in the daily operations of our business. My only job that involved regular use of a database was at Chilcutt Direct Marketing (CDM) in Oklahoma City‚ Oklahoma. From February 2003 to June 2004‚ I was an Account Executive of Brokerage at CDM. CDM is a direct marketing company
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Introduction In the face of slowing industry growth and new competition‚ today’s retail banks are under tremendous pressure to grow organically. With formidable competition from both traditional brick and mortar operations and emerging Internet banks‚ a large number of banks are having trouble meeting performance expectations because they are unable to differentiate their business‚ reach customers likely to respond to new sales opportunities or make the most of their valued staff.
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