Army Regulation 385–55 Safety Prevention of Motor Vehicle Accidents Headquarters Department of the Army Washington‚ DC 12 March 1987 Unclassified SUMMARY of CHANGE AR 385–55 Prevention of Motor Vehicle Accidents This revision-o Establishes the requirement for commanders to annully recognize vehicle operators for outstanding driving records (para 2-5). o Broadens vehicle safety standards (para 2-8). o Provides new information on transporting hazardous materials
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The Sarbanes-Oxley Act offers one of the most comprehensive statutes protecting workers against retaliation by their employers for reporting violations of state and federal law. However‚ whistleblowing laws vary from state to state and if is therefore important that employees have and understanding of the constitutional‚ federal‚ and state laws related to specific whistleblowing activities (Bernardin & Russell‚ 2013). Law in some states only provides explicit protection certain types of workers.
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A Woman of No Importance – Pre 1945 Drama “Rachel‚ Gerald knows everything about you and me now‚ so some arrangement must be come to that will suit us all three. I assure you‚ he will find in me the most charming and generous of fathers.” This extract is about Lord Illingworth attempting to make Gerald his heir and offering to marry Mrs Arbuthnot. Lord Illingworth is at a disadvantage from the beginning‚ he has had to sneak past the maid‚ only to be spotted in the mirror. Mrs Arbuthnot even speaks
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content 1.0 Banking risk 2 1.1 Credit Risk 2 1.2 Illegal lending risk 3 1.3 Illegal fund-raising risk 3 1.4 Financial swindling risk 3 2.0 Bank Risk Classification 4 2.1 Credit Risk 4 This is the main risk of commercial banks. Means of access to bank credit to support the possibility of a debtor can not repay on time and in accordance with the contractual principal and interest. In today’s commercial banking business diversification‚ not only the traditional credit risk remains a major
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BANKING Definition of Banking: According to Crowther‚ a bank "Collects money from those who have it to spare or who are saving it out of their incomes‚ and it lends this money to those who require it." In the words of Kinley‚ "A bank is an establishment which makes to individuals such advances of money as may be required and safely made‚ and to which individuals entrust money when not required by them for use." According to John Paget‚ "Nobody can be a banker who does not (i) take deposit
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Children Act was introduced which ensured that the welfare of the child was the most important factor in any situation. The aim of the act‚ which continues to be an important part of the current legislation‚ is to • Balance the need to protect a child with the rights of the parents • Encourage a collaboration with the authorities and parents • Restructure the proceedings in family courts • Clarify the concept of parental responsibility The Every Child Matters guidelines and the Children Act 2004 were
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MODEL ESSAY-IMPORTANCE OF ALTERNATE CHANNELS OF BANKING In the present era of Banking‚ state-of-the-art technology assumes strategic significance. It is precisely here that Alternate Channels of Banking are in prime focus. The importance of alternate channels arises from the fact that Banks are trying to shift from traditional ‘bricks-and mortar’ banking to ‘clicks and bricks’ banking. It is imperative that footfalls at Bank branches need to be drastically reduced to allow employees to focus on quality
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Journal of Money‚ Investment and Banking ISSN 1450-288X Issue 22 (2011) © EuroJournals Publishing‚ Inc. 2011 http://www.eurojournals.com/JMIB.htm The Performance Analysis of Islamic and Conventional Banks: The Pakistan’s Perspective Mian Muhammad Ashraf M. Phil Scholar‚ Superior University of Lahore E-mail: Ashraf.iub@gmail.com Tel: 0092-300-7808066 Zia-ur-Rehman Lecturer‚ Hailey College of Commerce University of the Punjab‚ Lahore E-mail: Ziaurrehman_hailey@hotmail.com Abstract The intent of
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returns 01 03 05 05 09 10 Chapter 4: Financial position Balance sheet Asset quality Capital adequacy 15 15 19 23 Chapter 5: Sector commentary Focus on retail banking Financial Inclusion remain a top priority Making the best use of technology 25 25 27 28 Chapter 6: Regulation Regulations:
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Lecture 11: Handout The Regulation of Banks Date: 28 April 2004 Module: International Banking Why Regulate Banks? Banks are intermediaries between money suppliers and those who need money. Commercial banks are most heavily regulated financial institutions. Five main reasons for regulation: I. The first is to ensure the safety and soundness of banks. The purpose is to maintain I) domestic and II) international confidence‚ III) protect depositors and ultimately taxpayers
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