• Term Paper on Basic Management Functions
    was done within a short period of time • Since this organization has strong competitors in business sector, most of the data and information are very confidential which was very tough to collect the original data • Organizational structure of RSF is too large and complicated and that...
    Premium 5126 Words 21 Pages
  • icas inkwell
    to produce a series of business plans which has enabled them to raise a sufficient finance from their bank to grow Inkwell into a serious competitor in the cartridge supplies sector 4.8 The company in the past 7 years has grown steadily and has been able to produce £16 million in revenue, it...
    Premium 3952 Words 16 Pages
  • Term Paper
    terror in banking sector and business circle today. NPA is short form of “Non Performing Asset”. The dreaded NPA rule says simply this: when interest or other due to a bank remains unpaid for more than 90 days, the entire bank loan automatically turns a non performing asset. The recovery of loan has...
    Premium 10259 Words 42 Pages
  • Credit System Opretions
    balance. However, with overdues now averaging 47% of its total accounts receivable (and over 90 day past dues at 9%), there is still considerable scope for improvement when compared to industry sector average. 18 Value For Money Review of the BBC’s Credit Management Operations 5 Current...
    Premium 17188 Words 69 Pages
  • Index
    loan quality on a quarterly basis. With some exceptions, the banking sector at present follows a norm of six months overdue for deeming a loan nonperforming. The rate of provision on classified loans follows norms of 5%, 20%, 50% and 100% against special mention accounts, substandard, doubtful, and bad...
    Premium 9946 Words 40 Pages
  • Bobby
    advances of public sector banks to priority sector increased form 14.6% in 1969 to 44% of the net bank credit. The number of deposit accounts of the banking system increased from over 3 cr. in 1969 to over 30 cr... Borrowed accounts increased from 2.50 lakhs to over 2.68 cr...
    Premium 10143 Words 41 Pages
  • Mr.Khan
    commercial banks for mobilizing internal saving and providing capital to the investor. Thus, it matters greatly how well our financial sector is functioning. Looking at the performance of our financial sector for the last decade or so, we observe that our banking sector is heavily burdened with a high...
    Premium 4242 Words 17 Pages
  • Capital Reconstruction
    interest puts burden on the company, and prevents it from committing necessary capital to turn around the business. * The debt and interest also results in high gearing and low interest coverage ratios, which again prevents the company from obtaining additional debt financing. 3. Overdue...
    Premium 6144 Words 25 Pages
  • Banking
    that measures a company's financial performance over a specific accounting period. Financial performance is assessed by giving a summary of how the business incurs its revenues and expenses through both operating and non-operating activities. It also shows the net profit or loss incurred over a...
    Premium 4421 Words 18 Pages
  • Non Performing Assets
    asset shall be a loan or an advance where: 1. Interest and/or installment of principal remain overdue for a period of more than 90 days in respect of a Term Loan. 2. The account remains 'Out of order' for a period of more than 90 days, in respect of an Overdraft/ Cash Credit (OD/CC). 3...
    Premium 14368 Words 58 Pages
  • Npa of Dena Bank
    modern technology, which has resulted in improved productivity. The Business per Employee (BPE), as a measure of productivity, for the public sector banks has registered considerable improvement. The BPE for the public sector banks, which was Rs. 95 lakh in 1998-99, almost doubled to Rs. 188 lakh in...
    Premium 15638 Words 63 Pages
  • Npa Management
    be easily aggregated across the sector. Furthermore, given the qualitative nature of management, it is difficult to judge its soundness just by looking at financial accounts of the banks. Nevertheless, total advance to total deposit, business per employee and profit per employee helps in gauging the...
    Premium 20814 Words 84 Pages
  • Exploitation of Women in India
    in private sector banks as compared to public sector banks. H1: Over the years banks have started improving their NPA status. The project is to determine how to manage the Non Performing Assets in Banks and what is the trend of NPAs from the past years. To carry out the study regarding NPAs which...
    Premium 19763 Words 80 Pages
  • Concurrent Audit of Bank
    demand. Includes all demand deposits of the non-Bank sector. Credit balances in overdrafts, cash credit accounts, deposits payable at call, overdue deposits, inoperative current accounts, matured term deposits, and cash certificates, certificates of deposits, etc. are to be included under this...
    Premium 85160 Words 341 Pages
  • Npa Finance
    accounts it is found that partial amount is diverted to sister concern or parent company. Operational and Physical: * If information is received that the borrower has either initiated the process of winding up or are not doing the business. * Overdue receivables. * Stock statement not...
    Premium 11655 Words 47 Pages
  • Enhancing the Credit Activities of Vietinbank in Vietnam
    appropriation in business, creating difficulties for borrowers from banks as they have to bear interest and deferred payment to the bank Due to capital using with wrong purpose: Overdue debt from this cause mainly derive from non-state sector. In fact, it is more difficult for the bank to manage the...
    Premium 14686 Words 59 Pages
  • ihrm case study
    business Card Scheme (OBCS) Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Services NRI Services 1. 2. 3. 4. 5. 6. Facilities Representative Office - Dubai PIO NRI Mode of Remittance How to Open the Account Types of Accounts 1. 2. 3. 4. Non-Residence...
    Premium 16498 Words 66 Pages
  • Risk Mgmt.
    Laghu Udhami Credit Card-Oriented business Card Scheme (OBCS) Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Services NRI Services 1. 2. 3. 4. 5. 6. Facilities Representative Office - Dubai PIO NRI Mode of Remittance How to Open the Account Types of...
    Premium 17234 Words 69 Pages
  • Project
    , 2001. Accordingly, as from that date, a Non performing asset (NPA) shall be an advance where: 1. Interest and /or installment of principal remain overdue for a period of more than 180 days in respect of a Term Loan. 2. The account remains 'out of order' for a period of...
    Premium 11633 Words 47 Pages
  • Non Performing Assest
    from March 31, 2001. Accordingly, as from that date, a Non performing asset (NPA) shell be an advance where 1. Interest and /or instalment of principal remain overdue for a period of more than 180 days in respect of a Term Loan, 2. The account remains ‘out of order’ for a period of more...
    Premium 4583 Words 19 Pages