INSURANCE LAW PROJECT | HEALTH INSURANCE AND REGULATORY ISSUES UNDER IRDA ACT 1999 | Rudresh Pratap Singh Roll No. 49 Semester V RMLNLU | Contents INTRODUCTION 4 The Insurance Regulatory and Development Authority 5 Regulatory issues in the health insurance business 5 It should be the duty of the regulator (IRDA) to ensure that the new entrant in the health insurance sector: 5 II. Regulations Pertaining To Consumer
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“….if the creditor bank has notice‚ actual or constructive‚ of undue influence exercised by the husband (and consequently of the wife’s equity to set aside the transaction) the creditor will take subject to that equity and the wife can set aside the transaction against the creditor…as well as against the husband.” (per Lord Browne-Wilkinson in Barclays Bank plc v O Brien [1994] 1 AC 180 at 191) Critically discuss the above statement. Analysis of wife’s equity to set aside the husband’s transaction
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networking‚ those seeking long-lasting relationships should switch off the server. The intimacy between online daters is artificially produced with the internet’s ability to give users more control over presentation of self (Goffman‚ 1959)‚ misrepresentation‚ and the deception that comes with these elements. To begin with‚ it is essential to recognize how the ability to have control over presentation of self leads to deception. A primary reason why people turn to online dating is because of their
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Credit Cards Fraud Nowadays‚ computer technology is growing bigger and bigger. This tremendous and powerful improvement has its good and bad connotations. Credit cards are one popular invention of the computer era. According to www.1stamericancardservice.com‚ a credit card is a plastic card bearing an account number assigned to a cardholder with a credit limit that can be used to purchase goods and services and to obtain cash disbursements on credit‚ for
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and Integrity Program‚ Michigan Institute for Clinical and Health Research‚ University of Michigan‚ Ann Arbor‚ MI 48109‚ USA Abstract Plagiarism is a form of research misconduct and a serious violation of the norms of science. It is the misrepresentation of another’s ideas or words as one’s own‚ without proper acknowledgement of the original source. Certain aspects of plagiarism make it less straightforward than this definition suggests. Over the past 30 years‚ the U.S. Federal Government has
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PART A: Dabir Employers have the responsibility of ensuring that the working conditions of employees are favorable for them to carry out their duties. Moreover‚ the employers should motivate the employees if at all they want the productivity of the organizations to be boosted. This is in accordance with the employment Act (Adams‚ 2014). In connection to this‚ the University of Uxbridge has the responsibility of ensuring that Mr. Dabir does not suffer as an employee but has favorable working environment
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Sylvie booked a holiday from a travel agent called Tours R Us which resulted in the formation of a contract between the parties. However‚ she experienced numerous problems after the booking. First of all‚ as Sylvie’s son was ill‚ she wanted to transfer the holiday booking to her nephew. However‚ the travel agent did not allow this transfer. Secondly‚ Tours R Us wanted an extra payment of £50 because of a fault in the computers of the travel agency after the booking process. These two incidents caused
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CHAPTER - 1 INSURANCE 1.1 Introduction In law and economics‚ insurance is a form of risk management primarily used to hedge against the risk of a contingent‚ uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss‚ from one entity to another‚ in exchange for payment. An insurer is a company selling the insurance; an insured‚ or policyholder‚ is the person or entity buying the insurance policy. The insurance rate is a factor used to determine the amount to be charged
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UNFAIR CONTRACT TERMS ACT Section 1 (3) In the case of both contract and tort‚ sections 2 to 7 apply (except where the contrary is stated in section 6(4)) only to business liability‚ that is liability for breach of obligations or duties arising from things done or to be done by a person in the course of a business (whether his own business or another’s)‚ and references to liability are to be read accordingly. Section 2 (1) A person cannot by reference to any contract term or to a notice given
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respondents‚ Hedley placed additional orders on behalf of Easipower which eventually resulted in a loss of £17‚000. Hedley then brought an action against the respondents for damages under the tort of negligence: Held: A negligent‚ although honest‚ misrepresentation‚ may give rise to an action for damages for financial loss even if there was no contract between the advisor and the advisee and no fiduciary relationship. The law will imply a duty of care when the advisee seeks information from an advisor who
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