REPUBLIC OF THE PHILIPPINES REGIONAL TRIAL COURT OF BULACAN THIRD JUDICIAL REGION MALOLOS CITY - BRANCH 79 PONCIANO J. ALFONSO‚ Petitioner/Mortgagee EJF No: ___________ -vs- Extra-Judicial Foreclosure of Real Estate Mortgage under Act No. 3135‚ as amended JULIET CRUZ‚ Mortgagor. x------------------------------------x PETITION PETITIONER‚ through counsel‚ and unto this Honorable Court respectfully alleges that: 1. Petitioner-mortgagee is PONCIANO
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their neighborhoods‚ and move into more affluent neighborhoods. And in the worst case‚ they are forced to foreclose. The foreclosure rate in these communities has been extremely high from these redlining tactics. “We find that the foreclosure crisis was patterned strongly along racial lines: black‚ Latino‚ and racially integrated neighborhoods had exceptionally high foreclosure rates (Hall)”. This issue creates a whole range of new issues when you consider these communities being predominantly black
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defaulted in the payment of their loans‚ L & R Corporation initiated extrajudicial foreclosure proceedings and L & R Corporation was the only bidder. When L & R Corporation presented its corresponding Certificate of Sale for registration‚ it learned of the prior sale of the properties made by the Litonjua to PWHAS upon seeing the inscription at the back of the certificates of title. 7 months after the foreclosure sale‚ PWHAS‚ for the account of Litonjua tendered payment of the full redemption price
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financial hardship and request for short sale on the above referenced property. In 2008‚ my income was reduced due to lack of work. At the time‚ I had two homes with mortgages and due to the loss of income. I was faced with losing both homes to foreclosure as I could not financially handle the payments and upkeep on both properties. I was able to short sale my primary residence on xxxx Rolling Thunder Ave in Nevada which finally sold in January 2009. This property on xxxx Littondale Street
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PJI Point of view We analyzed this case based on the point of view of the chairman of the board and chief executive officer of PJI that the privatization of the company from the standpoint of the government economic recovery should enjoy priority over the recovery of sequestered shares as ill-gotten wealth. Time Context As of March 31‚ 1988‚ the capital deficiency has been reduced to 92.7 million resulting from profitable operations and with a much improved liquidity position despite the heavy
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Theory of Title: When does title to real property transfer in the State of Arkansas? By: Joyce Gray November 19‚ 2007 Due: November 17‚ 2007 UNIV 4995 Senior Project Senior Project Proposal Guideline: Literature Review‚ Rough Draft Abstract This research is conducted on The Theory of Title: When does title to real property transfer in the State of Arkansas. The research reviews general arguments regarding
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When we look at the public’s misconception about residential sprinklers we look at ways of answering their concerning questions. Listed below are just a few of these questions the public has concerning this issue: Doesn’t my smoke alarm provide enough protection? Actually smoke alarms just notify occupants of possible dangers‚ but do nothing to extinguish the fire. Aren’t home sprinklers expensive and make house prices unaffordable? Actually home sprinklers cost the home owner about $1.35 per square
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Three Mistakes Often Made By First-Time Homebuyers Purchasing a house will be a big decision that takes forethought and planning. That said‚ finding a dream home can cause somebody to feel rushed to make an offer‚ which causes them to make some mistakes along the way. Be aware of these three mistakes that first-time homebuyers often make. Not Making A Competitive Offer Shopping for a home is not like shopping at a store. The list price of a home should only be treated as a suggestion‚ with the local
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A New House- Economy XECO/212 In this rural area where there are more blue collar residents rather that the white collar and you have more individuals that work at a middle class level the economy is felt most definitely. The reduction on the size of homes and vehicles to the amount of times a family eats out during the week along with the distance they are going away from home on vacations. The largest decision making factor in this area for buying a home is the school system that you will
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information was provided by the homeowner‚ this information consisted of their mortgage statement‚ bank records‚ hardship letters describing why they needed the short sales or the loan modification‚ and a list of their debt-income ratio and any foreclosure information. The database we worked on was a system called Salesforce; this system enabled us to keep track of the calls we had to make and document all details of that call. It contained all of the information we needed to accomplish this task
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