FACTORS THAT HINDER SMALL AND MEDIUM ENTERPRISE CUSTOMERS TO ACCESS CREDIT FROM COMMERCIAL BANKS IN TANZANIA 1. Back ground information In this period of globalization of world trade‚ an increasing role is being assigned to the private sector in many developing countries. In parallel to and as part of this shift‚ there has been emergence of the Small and Medium Enterprises (SMEs) sectors as a significant component in economic development and employment. In many countries in the world‚ this sector
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The Internet Hinders Human Interaction All my life I have been addicted to computers‚ and most of the time my urge to be on the laptop has kept me inside and prevented me from playing football and other sports with my friends. The Internet is a big reason why people communicate less with one another. It works kind of like a drug because of the way it controls the human mind. The Internet hinders human interactions because of the way it consumes people’s
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1. Debts leads to underdevelopment The capacity of the country to develop is greatly undermined by debt crisis because the country is always involved in the repayment of the principle loans of the interests. This is a significant outflow of capital to finance debts. Excessive debt‚ burdens the poor nations since they are forced to drain away all the resources meant for development in order to finance their debts. Underdevelopment is worse when the money borrowed is embezzled hence ending up in private
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Does Music Help or Hinder Studying? Abstract: In the following paper‚ my goal was to research the positive and negative effects of college students listening to music while studying. In order to do this I interviewed four different Quincy University students to receive evidence to support my hypothesis that college students that listen to music while studying‚ will not be as stressed and they will be able to work more effectively. Even though I found three out of the four interviewee’s did not like
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How far do you agree that the Catholic Church significantly hindered Italian unity in the years to 1870? To a very far extent the Catholic Church did hinder Italian unity as the church was generally a reactionary body as it opposed to new ideas especially‚ Italian unification. Such as when Pope Pius IX asked the French army to defeat the Roman Republic in 1848. Also the Catholic Church made it forbidden in science to say the Earth travelled around the sun. However the Catholic Church does show little
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homework and if it helps or hinder academic success. A little amount of homework is said to be linked to better school results as well. Homework may also have a small effect on how a student does in school on a test. Homework may hinder academic success due to lack of sleep‚ stress‚ and no fun in between work‚ but at least 2 hours may prove to be beneficial to healthy homework habits. There are two sides to this debate‚ one side that says that too much homework hinders academic success and the other
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of Comprehensive Research‚ Volume 5‚ Page 32 Groups and Group Behavior Dr. I. Chaneta Faculty of Commerce University of Zimbabwe ABSTRACT Groups and teams are a major feature of organizational life. The work organization and its sub-units are made of‚ are groups of people. Most activities of the organization require at least some degree of co-ordination through the operation of groups and teamwork. An understanding of the nature of groups is vital if the manager is to influence the behavior
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Pharmaceutical companies spend an average of $800 million to $1 billion and between eight and sixteen years to research a new drug (nationmultimedia.com). As far as generic brands being a competitor‚ I can see why pharmaceutical companies would want to hinder generic brands. Once the brand name is no longer patent the competition which is generic brands is free to recreate the drug and getting it approved by FDA to ensure that it is equivalent to brand name drugs. Generic brands are drugs that are manufactured
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INDIVIDUALS A group can range in size from two members to thousands of members. Very small collectives‚ such as dyads (two members) and triads (three members) are groups‚ but so are very large collections of people‚ such as mobs‚ crowds‚ and congregations (Simmel‚ 1902). On average‚ however‚ most groups tend to be relatively small in size‚ ranging from two to seven members. One researcher ( J. James‚ 1953)‚ after counting the number of people in 7405 informal‚ spontaneously formed groups found in
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Groups can be defined by either informal groups‚ or formal groups. Formal groups A formal group is set by an official authority or leader designed to complete a specific task or purpose and is strictly regulated by the organisations rules and practices. In a formal group responsibility of an outcome of a task is set usually to the leader‚ discipline and reward is mainly handed down to the leader via the organisation. A formal group is coordinated by activities shared between a number of people
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