criteria tougher because they were not receiving funds from households. Due to them not receiving funds‚ the interest rates for mortgages rose; this allowed the mortgage companies to still receive a profit. According to the Loanable Funds theory‚ mortgage companies such as Freddie Mac and Fannie Mae had to raise their interest rates because they had less supply to loan out. When this happened‚ individuals and businesses lowered their demand for loanable funds. This caused the financial system to remain
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Employee’s Profident Fund Act‚ 1952 Introduction: * Salary consists of two parts i.e. earnings & deductions * Provident Fund is one of the statutory deduction done by the employer at the time of salary payment * Provident Fund is governed by the Employee’s Provident Fund Act 1952 * Provident Fund has come into force to give better future to employees on their retirement & his dependants in case of his death during employment * The Employees Provident Funds Act 1952 is compulsory
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NATIONAL UNIVERSITY OF SINGAPORE NUS BUSINESS SCHOOL FIN 3102 – Investments and Portfolio Management Luis Goncalves-Pinto – Sem 1‚ AY 14/15 Guidelines for: “Dimensional Fund Advisors” (Case Study HBS 9-203-026) This case uses DFA as a setting to introduce you to the latest research in academic finance‚ as well as to show you how you can turn new findings into productive investment strategies. This case pays particular attention to the cornerstones of the DFA approach: the “size effect”
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A. How can growth companies afford hybrid debt facilities‚ which are riskier and more expensive than senior loans obtained by mature value companies? The Paradox: “Growth companies” notoriously generate lower Cash Flows than “Mature companies”‚ but at the same time Growth companies have to finance their business through more expensive instruments (mezzanine finance) as the information available to the public‚ i.e. the investors‚ are much less than those released by big and mature companies. Therefore
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SYNOPSIS A Study on THE IMPACT OF ELECTRONIC FUNDS TRANSFER ON BANKS AND ITS USERS Submitted in Partial Fulfillment of the Requirements of Bangalore University for the Award of the Degree of MASTER OF BUSINESS ADMINISTRATION By BINI JOEL THOMAS REG NO: 09SKCMA014 (Under the Guidance of Dr. Bharath) EMPOWERING MINDS Acharya Institute of Management
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circumstances and the staff’s morale was very low due to late salary payment. Therefore‚ Mr. Idris decided to have a detailed investigation on MTT by outsourcing to external auditor‚ Mr. Agoos Bagoos. During investigation‚ Agoos found out that MTSB only had a few staff and the company operations were severely curtailed due to lack of funds. Besides‚ there were no relevant documents related to investment in MTT and MTSB did not have any effort
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Mutual Funds and Other Investment Companies Multiple Choice Questions 1. Which one of the following invests in a portfolio that is fixed for the life of the fund? A. Mutual fund B. Money market fund C. Managed investment company D. Unit investment trust 2. ______ are partnerships of investors with portfolios that are larger than most individual investors but are still too small to warrant managing on a separate basis. A. Commingled funds B. Closed-end funds C. REITs D. Mutual funds 3. A
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Hedge Fund A Hedge Fund is a portfolio of investments hoping to reduce the risk of investment and expanding the maximum return an investment could bring. A firm instead of individuals usually manages it. Usually‚ hedge funds are only offered to a number of investors and requires a large amount of initial minimum investment‚ it’s usually 1 million dollars in the USA. Adding on‚ investors are usually required to keep their initial investment in the fund for at least a year. Hedging is usually
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A pension fund shall be a pool of assets‚ established under a contract and not having legal personality‚ owned jointly by several persons in a partial ownership and the ownership shares represented by units in the pension fund. Each unit shall represent the ownership of a proportional part of the assets held in the pension fund structure. The pension fund shall be managed by a management company according to a pension fund contract with the unit-holders‚ with the objective to increase the
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Q1. Why is it difficult to establish a new fund? Why is track record so important in fund raising? The main concern is to convince the investors to invest their money in Gobi. Therefore‚ it is necessary to raise a rational-sized fund. To raise a new fund is not an easy thing to do as everything including the fund structure‚ team‚ approach‚ LP base‚ and amount of capital have to be defined appropriately. The general partners also need to contribute their own money in order to convince the investors
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