NEW RULES ON DEBT CLASSIFICATION AND LOSS RESERVE By Truong Nhat Quang Duong Thu Ha Following Decision No. 127/2005/QD-NHNN dated February 3‚ 2005 issuing the Regulations on Loans Extended by Credit Institutions to Customers‚ the State Bank of Vietnam (SBV) has enacted a number of legal documents aimed at improving credit quality and risk supervision and management‚ including Decision No. 493/2005/QD-NHNN dated April 22‚ 2005 issuing the Regulations on Classification of Debts and Loss
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Amines are aliphatic and aromatic derivatives of ammonia. Amines‚ like ammonia‚ are weak bases (Kb = 10−4 to 10−6). This basicity is due to the unshared electron pair on the nitrogen atom. Classification and nomenclature of amines Amines are classified as primary‚ secondary‚ or tertiary based upon the number of carbon-containing groups that are attached to the nitrogen atom. Those amine compounds that have only one group attached to the nitrogen atom are primary‚ while those with two or three
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Inmate classification‚ as soon as the person is convicted of a crime‚ he is sent to the level of a prison accordingly with respect to his crime. The nature of a crime determines the level of a prison‚ if a person committed a more violent crime; it is likely that he would be sent to a more secured level of a prison. There are four levels of prisons‚ minimum‚ medium‚ close and maximum. However‚ I would like to just discuss minimum and medium level. Minimum - Minimum security prison consists of dormitories
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Discuss issues surrounding the reliability and validity of classification and diagnosis for Schizophrenia. Schizophrenia is a psychological disorder which is sometimes referred to as split minds. Sufferers can be known to show symptoms of delusions‚ hallucinations as well as catatonic behaviour. If we are looking at the validity of something it means we are measuring what we are claiming to measure‚ and if we are looking at the reliability of something it means if we repeat the process over
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Classification Types of teachers Teachers serve as the guiding force in a student`s life. They are responsible for molding a student`s personality and shaping his/her mental orientation.Teachers deeply impact our lives and direct the course of our future. One can not deny the influence of teachers in ones`s life. In fact‚ it would not be an exaggeration to say that‚ till a certain age‚ out life revolves around our teachers. They are our constant companions ‚ until we grow old enough to come out of their shadow and more ahead on our
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Classification of Cost Cost may be classified into different categories depending upon the purpose of classification. Some of the important categories in which the costs are classified are as follows: 1. Fixed‚ Variable and Semi-Variable Costs The cost which varies directly in proportion with every increase or decrease in the volume of output or production is known as variable cost. Some of its examples are as follows: • Wages of laborers • Cost of direct material • Power The cost which
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2013 Inmates first experience usually occurs in a classification or reception center‚ where they are given a battery of psychological and intelligence tests and are evaluated on the basis of their background‚ offense history‚ personality‚ and treatment needs. Some states have instituted rigorous classification instruments designed to maximize the effectiveness of placements‚ thereby cutting down on the cost of incarceration. Prison classification is a method of assessing inmate risks that balances
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Should housework be an assumed responsibility of either spouse? ASSIGNMENT NUMBER FIVE (CH.12-13) 1. Regardless of whether the family is a dual-income family or not marriage is about compromise. With compromise comes accommodation. One couple might have a partner who works longer hours or has a more strenuous job. To accommodate the partner‚ the other spouse might have to do more of the house work. One partner might have more responsibilities than another but in the end it should be equally
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Classification of Japan Ryosuke Sato ENG101 Classification of Japan Nowadays‚ in Japan‚ the number of traveler from abroad is increasing‚ although there was a big earthquake in Fukushima in Japan. When you come to Japan‚ there are three places you have to visit then: Tokyo‚ Kyoto‚ and Hiroshima. If you visit these places‚ you would see Japanese culture‚ food‚ and historical building. First of all‚ I think most traveler is coming to Tokyo at first. Tokyo is one of the biggest cities if
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BACTERIA Identification (Classification I. Domain: Bacteria 1. Gram Negative Proteobacteria (Phylum XII) Non-Proteobacteria 2. Gram Positive LOW G+C (Phylum XIII) HIGH G+C (Phylum XIV) II. Domain: Archaea III. Domain: Eukarya (Gram Negative 1. Bordetella pertussis Pertussis/Whooping Cough 2. Eikenella corrodens Human Bite Injury
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