ROLE OF ICT IN BANKING Technology is no longer being used simply as a means for automating processes. Instead it is being used as a revolutionary means of delivering services to customers. The adoption of technology has led to the following benefits: greater productivity‚ profitability‚ and efficiency; faster service and customer satisfaction; convenience and flexibility; 24x7 operations; and space and cost savings (Sivakumaran‚ 2005). Harrison Jr.‚ chairman and chief executive officer of Chase
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| | VOL 20 NO 157 REGD NO DA 1589 | Dhaka‚ Thursday‚ March 28 2013 | http://www.fe-bd.com/index.php?ref=MjBfMDNfMjhfMTNfMV85Ml8xNjQ1NzA= | Bangladesh Bank mulls agent banking for financial inclusionM S Siddiqui Agent banking is a financial service offered to customers by a third party on behalf of a financial institution (FI). An agent is an entity that is engaged by an FI to provide specific financial services on its behalf using the agent’s premises. It is an additional delivery channel
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Mobile phones: A blessing or a curse? Discussion Mobile phones are becoming a very arguable topic of today. In this discussion I will present reasons from both sides of the argument. The technology of today is constantly increasing and the world has to be accepting of this. Mobile phones have become a definite essential. Communication between people is easier and fast. Though‚ the disadvantages brought along with the fast grown technology cannot be ignored. These problems not
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A mobile operating system (mobile OS) is an OS built exclusively for a mobile device‚ such as a smartphone‚ personal digital assistant (PDA)‚ tablet or other embedded mobile OS. Popular mobile operating systems are Android‚ iOS and Windows Phone. A mobile OS is responsible for identifying and defining mobile device features and functions‚ including keypads‚ application synchronization‚ email and text messaging. Android OS is owned by Google and powered by the Linux kernel‚ it debuted in 2007.
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topnotch banking industry‚” said Francois Denimal‚ Sungard director for sales said. Sungard operates in 30 countries including the Philippines. Denimal said that at the rate the banks are growing‚ financial institutions have no choice but to switch to better business solutions or upgrade their existing software and hardware. Sanjay Varma‚ Sungard managing director for banks in Asia Pacific‚ said that mobile banking in the Philippines “has already taken off.” “From your internet‚ the mobile phone
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Question: Can Singapore Become Asia’s Leading Financial Centre? A financial centre can be defined as central locations where there are a large number of financial institutions such as banks and capital markets that allow currency to be collected‚ switched‚ disbursed and exchanged. Going forward‚ I will be listing down the factors leading to a successful international financial centre‚ the current state‚ challenges‚ strengths and weaknesses of Singapore’s financial centre‚ as well as proposed recommendations
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The term fraud is defined in different ways by different authors. Boniface (1991) defined fraud as any premeditated act of criminal deceit‚ trickery or falsification by a person or group or persons with the intention of altering facts in order to obtain in due personal monetary advantage. It usually involves the perpetration of some forgery or falsification of documents or illegal authorisation of signature. The certified fraud examines in Adeyemo (2012) defines fraud as illegal acts characterized
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In the world of banking and finance nothing stands still. The biggest change of all is in the‚ scope of the business of banking. Banking in its traditional from is concerned with the acceptance of deposits from the customers‚ the lending of surplus of deposited money to suitable customers who wish to borrow and transmission of funds. Apart from traditional business‚ banks now a days provide a wide range of services to satisfy the financial and non financial needs of all types of customers from the
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MOBILE QUERY AND PROCESSING IN MOBILE DATABASE ENVIRONMENT Agustinus Borgy Waluyo1 1 Bala Srinivasan1 David Taniar2 School of Computer Science and Software Engineering‚ Monash University‚ Australia {Agustinus.Borgy.Waluyo‚ Bala.Srinivasan}@infotech.monash.edu.au. 2 School of Business Systems‚ Monash University‚ Australia David.Taniar@infotech.monash.edu.au Abstract Mobile database is a new context of database application in wireless environment. It introduces unique type of queries‚
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A Extended family ‚ a big family that may include grandparents‚ uncles‚ aunts‚ and cousins‚ they live together within the same household .However‚ it may also refer to a family unit in which several generations live together within a single household. In Australia‚this type of family is seldom‚most children leave their parents when they have the ability of living independent‚ largely past 18.they get together during some festivals or ceremony like Christmas or wedding ceremony’ But for Chinese
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