[pic] PUBLIC PERCEPTION TOWARDS ISLAMIC HOME FINANCING (Bai Bithamin Ajil(BBA)): A STUDY IN MALACCA NURUL FARHANA BINTI SADRI (2010290722) NURUL RADHIAH BINTI SHAMSUDIN (2010640076) BACHELOR OF BUSINESS ADMINISTRATION (HONS) FINANCE FACULTY OF BUSINESS MANAGEMENT UNIVERSITI TEKNOLOGI MARA KAMPUS BANDARAYA MELAKA. DECLARATION OF ORIGINAL WORK [pic] BACHELOR OF BUSINESS ADMINISTRATION(HONS) FINANCE FACULTY OF BUSINESS MANAGEMENT UNIVERSITI
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INTRODUCTION WHAT IS BANK? A bank is a financial institution‚ which deals with money and credit. It accepts deposits from individuals‚ firm and companies at a lower rate of interest and gives at a higher rate of interest to those who need them. The difference between the terms at which it borrows and those at which it lends from the source of it profit. A bank‚ thus‚ is a profit earning institution. HISTORY OF ISLAMIC BANKING IN PAKISTAN 1947 The inception of Pakistan as the first Islamic
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The American University of Sharjah Fall 11 08 Fall Ghada AL Ghazali ID: 37506‚ Professor: George Naufal The Main concept of Islamic banking vs. conventional banking systems Introduction Islamic finance is one of the fastest growing sectors of the global financial industry. It has become essential in some countries and very relevant in others. Many factors have influenced to the rapid growth of Islamic finance‚ including: (i) high demand in many Islamic countries; (ii) growing
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CONTENTS 1. BACKGROUND: 1 2. CONTRACT: 1 2.1 VALID CONTRACT: 2 2.2 VOID CONTRACT: 2 2.3 VOIDABLE CONTRACT: 2 3. SALES CONTRACT: 3 3.1 SUBJECT MATTER (MAL): 3 3.2 CLASSIFICATION OF MAL: 4 3.3 CONDITIONS OF VALIDITY OF SALE: 4 3.4 PROHIBITED SALES: 7 3.5 KINDS OF SALE TRANSACTIONS: 10 3.5.1 BAY AL MUQAYADAH: 11 3.5.2 BAY AL MUTLAQ: 11 3.5.3 BAY AL SARF: 12 3.5.4 SALAM CONTRACT: 13 3.5.5 ISTISNA 16 3.5.6 MURABAHAH 19 3.5.7 BAY’AL-MUAJJAL 22 4
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Allah has permitted bay’(trading) and forbidden riba(usury)…” Regarding on this verse‚ it is obviously‚ explained the concept of business ethics from Islamic perspective; which in Islam‚ the usury totally prohibited. As we know‚ the conventional business ethics are allowing usury in the market system so that they can have a big profit in sales. Nevertheless‚ the concept of business ethics in Islamic religion is differed. Islam avoid the usury(riba) in term of avoiding unfairness to only one side
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ISLAMIC LIFE INSURANCE (TAKAFUL)‚ IT’S EVOLUTION‚ COMPARISON WITH CONVENTIONAL LIFE INSURANCE‚ AND ROLE OF DAWOO TAKAFUL ( AN INSURANCE COMPANY OFFERING LIFE INSURANC IN PAKISTAN ) FOR TAKAFUL INDUSTRY IN PAKISTAN Table of Contents 1.0 LIFE INSURANCE/CONVENTIONAL LIFE INSURANCE 2 2.0 ISLAMIC LIFE INSURANCE 2 3.0 WHY LIFE INSURANCE NECESSARY 2 4.0 COMPARISON BETWEEN COVENTIONAL LIFE INSURANNCE AND ISLAMIC LIFE INSURANCE 2 4.1 HOW CONVETIONAL INSURANCE WORKS 3 4.2 DIFFERENTATION OF
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Research Report of Money and Banking Issues and Problems in Islamic Banking Abstract:- Three decades have passed since the first Islamic bank began its operations in MitGhamr‚ Egypt‚ and more than a decade has passed since the Islamic Republics ofIran and Pakistan adopted a non-interest-based financial system. Profit Loss Sharing (PLS) dominates the theoretical literature on Islamic finance. Broadly‚ PLS is a contractual arrangement between two or more transacting parties‚ which allows
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A study on perception of graduate students in IIUM: A comparative analysis between Takaful and conventional insurance in Malaysia. Md. Mahmudul Haque (0823925)‚ Khairina Binti Narawi (0733734)‚ Amal Hakimah Mohd Zuhari (0822490)‚ Eduart Nogu (0826619 Bank Management: section 1 1st Draft 1.0 Introduction According to the world Bank Development Report 2000‚ the earth ’s human population is approaching 6 billion‚ of which upwards of 25% are practicing Muslims. Malaysia ’s population‚ as of
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information in this presentation might be found. TIME: 1. Demerit: OFTEN LOST LB: What is often used and lost? RB: What practical‚ simple ways might reduce this demerit? 2. Demerit: OFTEN MISPLACED LB: What is often used and misplaced? RB: What practical‚ simple ways might reduce this demerit? 3. Demerit: LACK OF ACCESS LB: What green idea is known to you but not to others? RB: What practical‚ simple ways might reduce this demerit? 4. Demerit: DISSATISFACTION LB: What is most often used? Why
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government seeking to reduce the consumption of demerit goods. Taxation is a payment that many people pay to the government. This is money from the producers and the consumers. It is one of the best solutions for lowering the consumption of demerit goods. Taxation is paid by consumers and producers for things like the NHS and also council homes and education. There are many methods available to the government to use to reduce the consumption of demerit goods. Demerit goods are goods that are worse for us
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