TIME VALUE Time Value • Interest Rates • Compounding • Discounting • Effective Rates • Annuities • Perpetuities 2 Interest Rates • Types – Bank rate vs. Prime rate – Mortgage rates – Deposit‚ Loan‚ Credit rates • Movement – Demand / Supply – Inflation/ Deflation – Government intervention 3 Main Components 1. Real 2. Inflation 3. Risk *Note: - Risk Free (Rf) = Real + Inflation - Nominal = Rf + Risk Premium 4 Risk Free & Real Rate • Risk Free (Rf) = Real +
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Davidson English 20 21/1/14 Family Values Value is defined as the equality or worth of a thing. Our social values are often times backed up by our religious beliefs or spiritual traditions and beliefs. Sometimes we value ourselves as a peacemaker‚ trouble maker‚ and more in our family and friends. Having a strong will defines family values and helps the foundation for a mighty family. As a family grows up together and gets closer to another‚ the values of a family are more important
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How would you define your values? Before you answer this question‚ you need to know what‚ in general‚ values are. Your values are the things that you believe are important in the way you live and work. They (should) determine your priorities‚ and‚ deep down‚ they’re probably the measures you use to tell if your life is turning out the way you want it to. When the things that you do and the way you behave match your values‚ life is usually good – you’re satisfied and content. But when these don’t
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INV3701/101/3/2012 Tutorial letter 101/3/2012 INVESTMENTS: EQUITY ASSET VALUATION INV3701 Semester Course Department of Finance‚ Risk Management and Banking This tutorial letter contains important information about your module. Bar code Open Rubric CONTENTS 1 1.1 INTRODUCTION AND WELCOME ............................................................................................... 3 Tutorial matter .....................................................................
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Management by Values Values – comprise the things that are important to us. Asianizing’ Western Management Management in Asian Content 1. Tools of management remain the same. 2. Economic and business philosophy and paradigms are‚ however‚ different. 3. In search of management science and art suited to Asian condition‚ the following elements must somehow be combined. a. General management techniques b. Sectoral specialization c. Communal organization and management Business
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Importance of Core Values The core values of a person are characteristics that define that person. Everyone should know clearly what are their core values and why they have it. The values of a person are formed throughout his life and suffer external influences from family‚ friends‚ teachers and the society in which that individual grew. The core values of people show who they really are and guide their choices throughout their lives. As Gandhi once said: “Your beliefs become your
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* * LO1: Delivering Value to Customers * * The Marketing Philosophy and its Relevance to Corporate Culture * Marketing philosophy: holds that achieving organisational goals depends on determining the needs and wants of target markets and delivering the desired satisfactions more effectively and efficiently than competitors. * Takes an outside-in perspective: * Starts with the well-defined market‚ focuses on customer needs‚ coordinates all the marketing
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The first‚ and perhaps most crucial‚ elements of culture we will discuss are its values and beliefs. Values are a culture’s standard for discerning what is good and just in society. Values are deeply embedded and critical for transmitting and teaching a culture’s beliefs. Beliefs are the tenets or convictions that people hold to be true. Individuals in a society have specific beliefs‚ but they also share collective values. To illustrate the difference‚ Americans commonly believe in the American Dream—that
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Porter proposed a general- purpose value chain that companies use to examine all of their activities‚ and show how they are connected. Value chain depicts the activities within and around an organization and relates them to an analysis of the competitive strength of the organization. It evaluates which value each particular activity adds to the organizations products or services. The way the value chain is performed determines costs and affects profit. Porter’s value chain was divided into primary
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KEY VALUES Narrative Essay Three important values that I hold‚ are hard work‚ family‚ and friendship. These are values that I think will make life better and easier for a person. They make me feel secure and prepared for the future. Without these values I probably wouldn’t care about anything at all. The Values that you develop as you go threw life determine what kind of
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