department store “AJ DAVIS Departmental stores”. The 1st individual variable considered is Location. It is a category variable. The three subcategories... are Urban, Suburban and Rural. Category variable, the measures of central tendency and descriptive statistics has not been calculated for this variable. The frequency distribution and pie chart are below: |Frequency Distribution: | |Location |Frequency | |Urban |21 | |Suburban...
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Location, Income, and Credit Balance for the customers of AJ Davis Department Store Math 533 Course Project Part A AJ... DAVIS DEPARTMENT STORES AJ Davis Department Store Customer Research A. Brief Introduction The department store AJ Davis would like to find out more information about their customers. A sample of 50 credit customers is selected with data collected on the following five variables: 1. LOCATION (Rural, Urban, Suburban) 2. INCOME (in $1,000's – be careful with this) ...
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PROJECT PART B: Hypothesis Testing and Confidence Intervals Math-533 Applied Managerial... Statistics Prof. Jeffrey Frakes December 8, 2014 Jared D Stock A.) The average (mean) annual income was greater than $45,000 Null Hypothesis: The average (mean) annual income is greater than or equal to $45,000. Ho: u > $45,000 Alternative Hypothesis: The average (mean) annual income was less than $45,000 Ha: u < $45,000 I will use a = .05 as the significance level, and...
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PROJECT PART C: Regression and Correlation Analysis Math-533 Applied Managerial Statistics... Prof. Jeffrey Frakes December 12, 2014 Jared D Stock 1. Generate a scatterplot for income ($1,000) versus credit balance ($), including the graph of the best fit line. Interpret. This scatter plot graph is a representation of combining income and credit balance. It shows the income increasing as the credit balance increases. As a result of this data it can be inferred that there...
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value gives an actual quantity that can mean “how much”, or “how many”. Whereas qualitative means we are simply recording into which of the categories the... element falls. (Bowerman, O'Connell, Murphree, Orris, J. B. (2012). Essentials of Business Statistics 4th ed.). A. The dollar amount on an accounts receivable invoice. This would be quantitative, because it is showing the actual dollar amount and is not grouping it into different categories. B. The net profit for a company in 2009. ...
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BRYANT/SMITH CASE 32 WHAT FACTORS INFLUENCE PAYING BILLS ON TIME??? Ernest G. Hamilton III Keller Graduate School of Management GM 533 –... Applied Managerial Statistics December 14, 2010 INTRODUCTION As you requested, the following information below illustrates my analysis in determining whether the dollar of a bill has an effect of the number of days the bill is late. Additionally, I have obtained information that determines if the bill is from a residential or commercial customer has any...
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This paperwork includes MATH 209 Week 1 Individual Textbook Solutions Mathematics - Algebra MTH133 Unit 4–... Individual Project – A 1. Use the graph of f(x)= x^2 to match the function to its corresponding graph. In words describe the transformation that occurs (ex: The graph of f(x) is shifted 6 units to the left). Graph of ^2 Choose from the following functions: g(x) = (x – 2)^2, h(x) = x^2 – 2, i(x) = (x + 3)^2, j(x) = (x + 1)^2 + 3 a) graph b) graph c)...
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Managerial Statistics Distinguish between primary data and secondary data? OBJECTIVE The main objective of this topic is to... measure the degree of relationship between the variables under consideration.The correlation analysis refers to the techniques used in measuring the closeness of the relationship between the variables. DEFINITION Some important definitions of correlation are given below: 1. “Correlation analysis deals with the association between two or more variables”. ---- Simpson &...
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BMS11 Business Maths and Statistics ASSIGNMENT 1 DESCRIPTIVE STATISTICS USING EXCEL PART B.... QA). The pie charts show that a higher percentage of the male gender has tried the product in comparison to the female gender. Over 50% of both genders have tried the product. However, the fact that the percentage of males who tried the product is higher, suggests that gender does play a role in whether the people will try the product. Yet the role genders play is small, because the difference...
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for all the 50 states of the US (i.e. sample size of 50) and were gathered from various sources, including a variety of US government sources, among which... are: the 1988 Uniform Crime Reports, Federal Bureau of Investigation, Office Research and Statistics, Social Security Administration, The Commerce Department and other government sources. The variables analyzed are as follows: CRIMES - Property crime rate per hundred thousand inhabitants (includes burglary, larceny, theft, and motor vehicle theft)...
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Research and statistics for managerial decision making Assignment... 1 Mohammed Ahmed Ali 0170026 1.1 Four different beverages are sold at a fast food restaurant: soft drinks, tea, coffee, and bottled water. Explain...
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equal probabilities of being chosen. Some basic terms • • • • N - the number of cases in the sampling frame n - the number of cases in the sample... NCn - the number of combinations (subsets) of n from N f = n/N - the sampling fraction 1. Simple Random Sampling The simplest form of random sampling is called simple random sampling. • • Objective: To select n units out of N such that each NCn has an equal chance of being selected. Procedure: Use a table of random numbers, a computer...
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MATH 533 Project B Summary: a) The mean sales per week surpasses 41.5 per salesperson. This is the right... assumption. Statistical evidence is sufficient to back this claim with associated probability of committing an error which is called p-value = .022. The lower limit of the 95% confidence interval is 41.654. This implies that we can be 95% confident that the average (mean) sales per week exceeds 41.5 per salesperson since 41.654 > 41.5 and therefore our confidence interval does not include 41...
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CE1008/CZ1008: Engineering Maths CPE103/CSC103: Maths I/Foundation Maths Course Introduction 2012-2013... Semester 2 i-1 What is CE1008/CZ1008 Engineering Maths? Academic Unit: 3 AU Syllabus: • Calculus • Probability & Statistics Calculus: Probability & Statistics: • Notion of a Limit • Differentiation and Applications • Integration and Applications • Differential Equations and Applications • Descriptive Statistics • Probability Theory • Probability & Sampling ...
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Ryan McKinney 7/21/2013 Math 533 - AMS I will be going over data provided about our customers based off there location,... income size, household size, years at current location, and the credit balance they carry with our company. Using statistical analysis we can learn more about our customers and hopefully use this information to provide better services to our customers in the future to keep them customers for life. In my analysis I will go over the following: * Customer Location ...
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B6014 MANAGERIAL STATISTICS Course Description: This course introduces students to basic concepts in probability and... statistics of relevance to managerial decision making. Topics include basic data analysis, random variables and probability distributions, sampling distributions, interval estimation, hypothesis testing and regression. Numerous examples are chosen from quality-control applications, finance, marketing and management. Type and Length of Exam: Open book, 3 hours, calculator such as HP-12C...
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Math 533 Project Part B In regards to the dataset from AJ Department store, your manager has... speculated the following: the average (mean) annual income is less than $50,000, the true population proportion of customers who live in an urban area exceeds 40%, the average (mean) number of years lived in the current home is less than 13 years, the average (mean) credit balance for suburban customers is more than $4300. Part 1. Using the sample data, perform...
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BMT 1814 ASSIGNMENT 1 SEMESTER 1 SESSION 2012/2013 MULTIMEDIA UNIVERSITY FACULTY OF MANAGEMENT SEMESTER 1... SESSION 2012/2013 BMT 1814 MANAGERIAL MATHEMATICS ASSIGNMENT 1 SUBMISSION Submission: Latest on 28th July 2012 This assignment will contribute 25% of the overall assessment for this course. It is an individual assignment. Please submit this assignment to the administrative office of FOM (opened on each Saturday). Late submission will lose marks at the rate of 1% of the overall mark...
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Final Project Bryant/Smith Manual Case 7: Tom’s Used Mustangs Applied Managerial Statistics I. Executive Summary... The data file named “MUSTANGS”, contains observations on 35 used Mustangs with a variation of 10 different characteristics[1]. This file was used to prepare a report on the influence of various options on asking price and to relay how this information could be used to set prices on used Mustangs. Statistical analysis by Hypothesis Testing and Multiple Regression Analysis...
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Statistics Case Study-1 Age Weeks Employed 55 21 30 18 23 11 52 36 41 19 25 12 42 7 45 25 25 6 40 21... 25 13 25 11 59 34 49 27 33 18 35 20 a. Age Weeks Employed Mean 37.75 Mean 18.6875 Standard Error 2.974195 Standard Error 2.188452 Median 37.5 Median 18.5 Mode 25 Mode 21 Standard Deviation 11.89678 Standard Deviation 8.753809 Sample Variance 141.5333 Sample Variance 76.62917 Kurtosis -1.17143 Kurtosis -0.21626 Skewness 0.337402 Skewness 0.522601 Range 36 Range 30 ...
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Statistics – Lab Week 2 Name: Math221 Creating Graphs 1. Create a Pie Chart for the variable Car -... 2. Create a histogram for the variable Height – 3. Create a stem and leaf chart for the variable Money – Stem-and-Leaf Display: Money Stem-and-leaf of Money N = 20 Leaf Unit = 1.0 9 0 124456667 (3) 1 249 8 2 128 5 3 03 3 4 27 1 5 2 Calculating Descriptive Statistics 4. Calculate descriptive...
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Course Outline – Statistics I & II _________________________________________________________________________ Fakultas Ekonomi, Universitas... Gadjah Mada Faculty of Economics, Gadjah Mada University COURSE OUTLINE STATISTICS I & II A. Course Description Course code and Session: EKU 1103, Semester II 2005/2006 Credit units: 6 units Lecturer: Dr. Samsubar Saleh. M.Soc.Sc. Office: Faculty of Economics UGM, South Wing, 2nd floor, R.214 Jl. Humaniora No. 1 Bulaksumur, Yogyakarta Phone: +62 (274) 548 510...
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MATH 533(Applied Managerial Statistics) Project AJ Davis Department Stores; Part C: Regression and... Correlation Analysis Using MINITAB perform the regression and correlation analysis for the data on CREDIT BALANCE (Y) and SIZE (X) by answering the following. 1. Generate a scatterplot for CREDIT BALANCE vs. SIZE, including the graph of the "best fit" line. Interpret. Scatterplot of Credit Balance($) vs Size 6000 5000 Credit Balance($) 4000 3000 2000 1 2 3 4 Size 5 6 7 The...
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STA200 Managerial Statistics Data Analysis Assignment (Group Project) Date Due: Refer to syllabus. Total Mark: 60 Files... Required: Worth: 15% of final assessment Random Sampler Generator.xls; EDA_Stats.xls This assignment requires an amount of computer work and written comment. You may need to seek guidance from your tutor along the way. Do not leave things until too late!! Each question carefully describes what you are required to do so please follow these carefully! For this assignment...
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Week 1 eActivity Use the Internet or the Strayer Library to research the tools related to the managerial... economics. Answer the question: What managerial economic decisions are business leaders making? Be prepared to discuss. Week 1 Discussion 1 ECO550 January 13, 2013 Author: Anonymous Posted Date: Tuesday, February 1, 2011 4:49:05 PM EST Edited Date: Sunday, January 6, 2013 9:47:19 PM EST Total views: 28 (Your views: 1) "Managerial Economic Decision Making" Please respond to...
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Math 1342 Name _______________________ Lab 1 – Chapter 1 Put the answers to the following questions on... the blanks. 1. A survey regarding choices of colors of chairs in the lobby area is sent through email to all 5000 employees at a particular company. 30 people respond to the survey. a) What is the sample? (Include a number) ________________________________ b) What is the population? (Include a number) ________________________________ c) Would this sample...
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SOC101: Introduction to Sociology (GSP1224C) quiz 1 1. A city councilman broke the law by taking money from a company who was... then awarded a city contract, and was then forced to resign. Which term best explains his behavior? Role strain Role confusion Correct Answer:* Role conflict Folkway Instructor Explanation: The answer can...
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BUS 271 CHAPTER ONE HOMEWORK: TERMS 1. In each statement that follows, tell whether descriptive or inferential statistics were... used. _D____ a. The average price of a home sold in Allegheny County the week of April 22-28 $75,328. _D____ b. According to the Census Bureau, 20% of all American workers get to work via carpool. __I___ c. The National Eye Institute has halted a clinical trial on a type of eye surgery, calling it ineffective and possibly harmful to a person’s...
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Calculator Exercise 1 Descriptive Statistics 1. The table below presents data for a sample of people who... completed a religious survey. |Age |Gender |Denomination |Church Attendance | |56 |1 |7 |4 | |46 |2 |6 |5 | |49 |2 |6 |5 | |49 |1 |1 ...
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performed. AJ Davis is hoping to achieve insight on how to improve their department store operations and strengthen their customer loyalty. We have taken... both quantifiable and qualitative information and have performed descriptive and inferential statistics on the data collected. We do have to disclaim that these are only from a select few from the customer base and does not represent the entire population. Therefore, the interpretations based on the sample group need to be kept in perspective and...
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Week 1 iLab Report . DeVry University NETW360: Wireless Technologies and Services OPNET Preparation and Spread Spectrum... Transmission Comparison Submitted to: Professor: Date: OPNET Preparation OPNET Preparation Paste your Windows Explorer screenshot that shows your Citrix NETW360 directory structure here. An example screenshot appears in your Week 1 iLab tab. Spread Spectrum Transmission Comparison Introduction to Spread Spectrum Transmission Guidelines What is it? Why...
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Business Analytics: Unit 1: Descriptive Statistics and Mathematical Foundations Kaplan University March 23, 2014... Descriptive Statistics and Mathematical Foundations Part I: Pie Chart & Bar Graph This information regards T-100 Domestic Market’s boarding information during the previous year for the top seven airlines in the United Sates. According to the data Southwest Airlines boarded 81.1 million; Delta Airlines, 79.4 million; American Airlines, 72.6 million; United Airlines, 56...
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three learning styles were logic or math, nature, and spatial intelligence. Math or logic was my highest score, and I believe... that of my three best scores, math or logic is the most useful skill to communication and leadership. According to the website, the math or logic intelligence suggests that I focus on relationships between things and how things work. Additionally, critical thinking is a strength of math or logic intelligence. Some noted activities for math and logic thinkers that may be useful...
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Course Project Part Three Professor Douglas Nottingham March 27, 2014 1. Generate a scatterplot for... CREDIT BALANCE vs. SIZE, including the graph of the "best fit" line. Interpret. The larger the size of the family the larger the credit balances is for the family. The larger families have the financial needs to have a larger credit balance. 2. Determine the equation of the "best fit" line, which describes the relationship between CREDIT BALANCE and SIZE...
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Assignment no 1 – Managerial Communications Case study – How do you manage an off-site team? Submission date – 31st Jan... 2015 Group Details – Vijaya Avatani 36439 Vidhi Pande 36479 Swati Sathe 36436 Case Analysis In our view, the case throws light on following issues – 1. Conflict between two employees - Allison & Penny [Iceberg] 2. Weak managerial skills of Craig 3. HR role in implementation of flexi time & off site working Allison Scher and Penelope Ryan worked well together when they...
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Running Header: TWO-VARIABLE 1 Running header should use a shortened version of the title if the title is long. Page number is located... at right margin. (full title; centered horizontally & vertically) Two-Variable Inequalities John Q. Student MAT 222 Week 2 Assignment Instructor’s Name Date Running Header: TWO-VARIABLE 2 Two-Variable Inequalities (title required on first line) Continuing last week’s topic of functions and relationships between variables, this week’s work...
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Cash Distribution Plan Advanced Accounting ACC 407 Assignment 1 Week 1 LO2-16-8 Cash... Distribution Plan Adams, Peters, and Blake share profits and losses for their APB Partnership in a ratio of 2:3:5. When they decide to liquidate, the balance sheet is as follows: Assets Liabilities and Equities Cash $40,000 Liabilities $50,000 Adams, Loan 10,000 Adams, Capital...
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Question 1 | | 1 / 1 point | To save for her newborn son's college education, Lea Wilson will invest $1,000 at... the beginning of each year for the next 18 years. The interest rate is 12 percent. What is the future value? Question options: | 1) | $7,690 | | 2) | $34,931 | | 3) | $63,440 | | 4) | $55,750 | Question 2 | | 1 / 1 point | Sharon Smith will receive $1 million in 50 years. The discount rate is 14%. As an alternative, she can receive $2,000 today. Which should she choose...
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Week 1 Assignment Armando Samia migosamia@yahoo.com 949 600 3240 Entrepreneurial Finance January 13, 2013... 1.[Financing Concepts] The following ventures are at different stages in their life cycles. Identify the likely stage for each venture and describe the type of financing each venture is likely to be seeking and identify potential sources for that financing. A. Phil Young, founder of Pedal Pushers, has an idea for a pedal replacement for children’s...
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Luis Martinez IS3230 Week 2 Assignment 1 Implementation of a Data Classification Policy Week 2... Assignment 1 User Accounts Necessary Privileges User Roles Access Mechanisms CEO Administrator Author role Username and password Executives Administrator Author role Username and password General Manager Administrator Author role Username and password Manager Logon, Create, delete, and manage user accounts. Author role Username and password Employees Logon locally, Files and directories...
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1. award: 7 out of 7.00 points TF Qu. 1 Activity-based costing involves a two-stage ... Activity-based costing involves a... two-stage allocation process in which overhead costs are first assigned to departments and then to jobs on the basis of direct labor-hours. True False True / False Difficulty: Medium TF Qu. 1 Activity-based costing involves a two-stage ... Learning Objective: 03-01 Understand the basic approach in activity-based costing and how it differs from conventional costing...
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formula for gravitation on page 400 and describe why the name gravity model is appropriate. The gravity model equation is similar to Newton’s formula for... gravitation. Newton’s formula: F = Gm1m2/r2 Gravity Model: g = GM/r2 References iCoach Math. (2013). Retrieved from http://www.icoachmath.com/ ...
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Week 4 Practice Problems 11. List the five steps of hypothesis testing, and explain the procedure and logic of each Step 1:... During this step of hypothesis testing, the query is stated again as a research theory and a null theory regarding the populations. The null and research hypothesizes are the opposites of each other. This step is necessary because it explains the theory and recognizes the populations, which will be worked throughout the study. Step 2: During this second step, the characteristics...
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manage business operations. Commercial organizations use mathematics inaccounting, inventory management, marketing, sales forecasting, and financial... analysis. Mathematics typically used in commerce includes elementary arithmetic,elementary algebra, statistics and probability. Business management can be made more effective in some cases by use of more advanced mathematics such as calculus, matrix algebra and linear programming. Business Mathematics is very important for modern business management. The...
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CASE STUDIES CASE 1: Pelican Stores Pelican Stores, a division of National Clothing, is a chain of women's apparel stores operating... throughout the country. The chain recently ran a promotion in which discount coupons were sent to customers of other National Clothing stares. Data collected for a sample of 100 in-store credit card transactions at Pelican Stores during one day while the promotion was running are contained in the file named Pelican Stores. Table 2.17 shows a portion of the data...
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Running Head: – Tyco – Examining a Business Failure LDR 531 - WEEK... 1 Tyco – Examining a Business Failure University of Phoenix Ho Sung Lin 1/26/13 Tyco – Examining a Business Failure In 1960, Tyco International Ltd. was founded by Arthur Rosenburg and became publicly owned in 1964. From 1973...
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Elementary Statistics iLab Week 6 Statistical Concepts: * Data Simulation * Discrete Probability Distribution *... Confidence Intervals Calculations for a set of variables Mean Median 3.2 3.5 4.5 5.0 3.7 4.0 3.7 3.0 3.1 3.5 3.6 3.5 3.1 3.0 3.6 3.0 3.8 4.0 2.6 2.0 4.3 4.0 3.5 3.5 3.3 3.5 4.1 4.5 4.2 5.0 2.9 2.5 3.5 4.0 3.7 3.5 3.5 3.0 3.3 4.0 Calculating Descriptive Statistics Descriptive Statistics: Mean, Median Variable N N* Mean SE Mean StDev...
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Week Three Assignments This week we will study organizational and managerial issues in logistics, factors that... play a role in organization’s logistics effectiveness and efficiency, and the ways to enhance effectiveness and efficiency. We will look at organizing logistics within the firm, focusing on organizational structure. Assignment 3.1 – Reading assignments Read the following: Chapter 4: Organizational and Management Issues in Logistics Assignment 3.2 - Individual homework ...
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AJ DAVIS AJ DAVIS MATH 533 Project Consumer Tel – 123-456-7891 July 21st 2013 MATH 533... Project Consumer Tel – 123-456-7891 July 21st 2013 Lakshan Nanayakkara AJ DAVIS is a department store chain, which has many credit customers. A sample of 50 credit customers is selected with data collected on location, income, credit balance, number of people and years lived in the house Lakshan Nanayakkara AJ DAVIS is a department store chain, which has many credit customers. A sample of 50 credit...
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GM 03 Business Statistics Assignment II Assignment Code: 2012 GM03 B2 Last Date of Submission: 15th November 2012... Maximum Marks: 100 Attempt all the questions. All questions are compulsory and carry equal marks. SECTION – A 1. a) Explain the need for different forecasting techniques. How can we evaluate as to how good is our forecast. b) Collect data on the amount of expenditure you do each day for the next 25 days and...
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1 . Revenue increases when A. producer surplus increases B. producer surplus decreases C. consumer surplus increases D. consumer surplus... decreases Answer : A. producer surplus increases 2 . An increase in the price of an inelastic good A. decreases revenues B. decreases the percentage change in quantity less than the percentage change in price C. increases revenues D. increases the percentage change in quantity more than the percentage change in price Answer: C. increases revenues ...
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CLICK TO DOWNLOAD Ashford MAT 222 WEEK 1 TO 5 Week 1, Assignment, Solving Proportions Read... the following instructions in order to complete this assignment: 1. Solve problem 56 on page 437 of Elementary and Intermediate Algebra. Set up the two ratios and write your equation choosing an appropriate variable for the bear population. 2. Complete problem 10 on page 444 of Elementary and Intermediate Algebra. Show all steps in solving the problem and explain what you are doing as you go along...
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This document MAT 126 Week 1 Quiz contains solutions on these questions: 1. In a survey of 24... college students, it was found that 16 were taking an English class, 17 were taking a math class, and 10 were taking both English and math. How many students were taking a math class only? 2. Find the general term of the set. {8, 12, 16, 20, 24, . . .} 3. Let U = {5, 10, 15, 20, 25, 30, 35, 40} 4. Upon examining the contents of 38 backpacks, it was found that 23 contained...
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UNIVERSITY OF GUYANA FACULTY OF SOCIAL SCIENCES DEPARTMENT OF ECONOMICS ECN 213 - MANAGERIAL ECONOMICS COURSE OUTLINE SUMMER - 2010... LECTURER: Roger Rogers E-mail: rogers.roger@gmail.com INTRODUCTION Managerial Economics provides a foundation of economic understanding for use in managerial decision-making. Both microeconomic and macroeconomic relations have implications for this decision-making process. Since the demand for a firm’s products plays a major role in determining its...
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high price and I do not think the food has any difference or advantage compare to other restaurants. Thirdly, their performance is not good in LA. The first... day when HAIDILAO was open, I tried to make an appointment, but it was schedule until two weeks later. After one month, I was told by my friends that HAIDILAO was not as good as we hope, and it was no need to try. After two months, I could walk in without any reservation, and I could get seats only waiting for few minutes, which means HAIDILAO’s...
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Assignment 1.1 NAME BCOM 275 September 22, 2013 NAME Assignment 1.1 Communication Process Model Reflection:... Write one paragraph for each question (200-300 words) in which respond to the following: 1. What did you learn about the communication process from this activity? Each step in the communication process is vital, and without following through on each step, the message may get lost. In the workplace, you can lose time and money when the message...
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This pack of QNT 561 Week 1 Individual Assignment shows the solutions to the following problems: Problem 80... Problem 82 Problem 87 Part II Problem 34 Problem 36 Problem 38 Problem 45 Problem 62 Problem 42 Problem 45 Deadline: ( ), Mathematics - Statistics does any have all the mathlabs for week two. All versions I should state. Be careful with your laptop when at school. Even college campuses are not immune to theft, and you probably...
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In this paperwork of CJA 374 Week 1 Discussion Questions and Summary you will find the answers on the next questions:... DQ 1: At what age are individuals truly capable of understanding the seriousness and consequences of their actions? At what age should juveniles be tried as adults? DQ 2: What is the purpose of the confidentiality of juvenile proceedings? Should the public have a right to know who juvenile criminals are? DQ 3: Should juveniles be incarcerated or institutionalized...
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Managerial Acctg Quiz 1 – Fall 2012 NAME_ ______________________ Chapters 1 and 2 10 Points... 1. Complete the answer sheet below by placing an "X" under each heading that identifies the cost involved. The "Xs" can be placed under more than one heading for a single cost. (5 Points) Variable Cost Fixed Cost Direct Materials Direct Labor Manufactu ring Overhead Period Cost Materials costs X X Production line workers wages X X Production Equipment...
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Maths education questionnaire: Information sheet: The purpose of this questionnaire is to find out about your earlier educational experiences,... as far as learning maths is concerned. We will use these data as material for practice in using SPSS. I will collate the responses from you all, and construct an SPSS spreadsheet. Later in the course, you will think up questions that could possibly be answered with these data (e.g. "are men more anxious about statistics than women?", or "are people who...
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