18288003810000 Commonwealth Bank Business Report 2014 Table of Contents Section 1: Executive Summary4 Section 2: Environmental Analysis5 2.1 External Analysis 2.1.1 PESTLE model 2.1.2 Porter’s five forces 2.2 Internal Analysis 2.2.1 Strategic Resources 2.2.2 Value Chain Analysis Section 3: Global Expansion11 3.1 Regional Expansion Strategy Section 4: Ethical Capitalism11 4.1 Ethical and Social Implication Section 5: Strategic Decision about Asset
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STATEMENT OF ADVICE Prepared for Peter Zinc and Georgia Zinc Prepared by: Lok Fung Ciao Lam (z3377100) Kelvin Ly (z3373444) Johnathan McMenamin (z3416995) Anthony Truong (z3376246) Gordon Wong (z3375806) Ray Wong (z3252114) Authorised representative (No.1234) of UNSW ASB Pty Ltd ABN 15 245 214 135 Ph: (02) 9385 5867 Australian Financial Licence No. 5678 23 High Street Kensington NSW 2033 26 May 2014 WHAT THIS DOCUMENT IS ABOUT The following Statement of Advice (‘SOA’) sets out the
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The Business School BUMGT 5921 Organizations: Behavior‚ Structure‚ Processes Semester 2‚ 2012 Pre-sighted examination questions and notes on the examination QUESTIONS Section A Question A1 will be offered in the exam without any change and you will have to answer this question. As a guide‚ approximately three pages long relevant answers should be sufficient for this question. It is worth 20% of the total grade for this course. Question: A1 Analyze and evaluate your syndicate’s development
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Recommendation to the ANZ Banking Corporation Board Recently‚ ANZ Banking Corporation has made a decision of outsourcing and offshoring a certain amount of jobs to minimize its increasing cost pressures. At the same time‚ critics doubted if the decision was a good choice as a cost cutting measure for the bank (Wade and Hawthorne 2012). There are ethical issues‚ security concerns and managerial control which need to be taken considerations for outsourcing and off-shoring. Soyref (2012) defined
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The Royal Bank of Canada experienced some fundamental managerial errors in May 2003. It was reported as a major “glitch” that had been caused by wrong configuration during the installation process. A simple problem had severely affected the lives of millions of people. In this essay I will discuss the security and control problems such as the simultaneous upgrade of both the main and back-up systems. This will lead into the strategies management could have used to prevent these problems happening
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analysis and Porter’s Five Forces model. ANZ has been operating domestically since 1835‚ and has operated in the Asia-Pacific region for more than 30 years. In 2007 ANZ laid out a new super regional strategy that involved a focus on expanding operations into the Asia Pacific‚ European and American (APEA) markets‚ a move they believe will deliver growth for shareholders that wouldn’t be possible while pursuing a purely domestic strategy (ANZ Annual Report 2011). ANZ is still actively pursuing this strategy
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adopted by ANZ bank 10 3.1 Industry concentration of credit risk 10 3.2 Impaired asset 15 3.3 Write-offs 19 3.4 Credit recovery 21 3.5 Securitization 24 4 Conclusion and Recommendations 27 Appendix 1 28 References: 30 List of figures Figure 1: Credit risk concentration by industry on average (2002-2006) 13 Figure 2: Major industry concentration (2002-2006) 14 Figure 3: Total impaired assets (on and off balance sheet) 16 Figure 4: ANZ ’s impaired
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MR. RUBIN’S SECURITY DEVICES CLASS CLASS HYPOTHETICAL FOR LESSONS 2 and 3 HYPOTHETICAL #1 You have been retained to represent BigCreditor Bank. In 2011‚ BigCreditor’s junior loan officer‚ Evan Elpus‚ made a $800‚000 loan to international teen singing sensation Bee Yonsay. Bee signed a negotiable promissory note for the $800‚000 loan; the money was to be used for Bee to create a new recording studio. In addition to the note representing the loan‚ Evan prepared the following document for Bee
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MGMT901 Teacher Feedback on essay 2 UoW ID for assignment author......student username................ Company........ANZ............................ Name of marker.......Mary Barrett...........………………… Essay number..............2.............................. CRITERION 1: Evidence you understand the textbook/lecture material as it applies to the article‚ and can explain the article’s implications for your organisation’s CEO‚ other staff‚ competitors‚ etc Textbook/lecture material has been misunderstood
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the 3 years. This was achieved through outstanding performances in non interest income‚ in the 2005 period (where shareholders equity had remained relatively unchanged). St George Bank returns are relatively stable‚ whilst National Australia Bank (NAB) has experienced a decrease in profit of $4253m to $3087m‚ due to falling profits in dividend revenue and non interest income (loan fees). In determining each institutional performance in non interest income (which most large banks have become
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