THE DEVELOPMENT OF HOUSING FINANCE IN THE CHANGING BUSINESS SCENARIO Mr.P.S.Ravindra** ABSTRACT Traditionally in India‚ most people used to depend on their provident fund and gratuity amounts received after retirement while considering buying a home. However‚ with the emergence of housing finance as a major business in the country‚ an increasingly large number of people are going for housing loans. The housing sector in India is facing an estimated shortage of 4.1 crore houses and according
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comfort. But‚ human cannot build nestle in trees like birds‚ they need lands. So‚ with the increase of population‚ land scarcity increases‚ problem arises. Sometimes people use lands to make habitable without any pre-plan. This type of unplanned housing leads to misuse of total habitable land and also unnecessarily decreases cultivable lands. In a country like Bangladesh‚ population is increasing at such an alarming rate that‚ in near future‚ living in sea can also become necessary. Especially in
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The government bodies that influence national fiscal policies include the Housing Finance Board‚ Housing and Urban Development (HUD)‚ and the Federal Housing Administration (FHA). The Housing Finance Board is responsible for setting mortgage rates for home and property‚ and regulates banks that supply money to local lenders‚ ensuring that they are lending money to suitable persons at appropriate rates. Housing and Urban Development is responsible for working with the community to encourage more people
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American History. Detroit’s economic stronghold placed the city in a position that was once beneficial. From the surging employment opportunities perpetuated by the booming automotive market to the development‚ and implementation of substandard housing and the casual labor market‚ Detroit became the land of opportunity that loomed with an air of new beginnings. Today‚ however‚ Detroit continues to reap the aftermath of contradictory political and economic delegation of the post WWII era. As America
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PROS The Affordable Care Act has been the viable solution for refining and offering quality and affordable health care for all those who have long been excluded out of the healthcare system. For this paper‚ the most influential of these benefits will be addressed. Those benefits include the realization of more citizens gaining access to affordable healthcare‚ pre-existing health conditions no longer impeding healthcare coverage‚ and the improved quality of patient care. More Americans Have
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changes to their delivery of health care. The Deficit Reduction Act (DRA) of 2005‚ (HCAHPS) Hospital Consumer Assessment of Healthcare Providers and Systems implemented in 2006 and in 2010 President Obama signed into law the Patient Protection and Affordable Care Act. These changes will continue to affect anyone who is thinking about retiring or already on Medicaid or Medicare. The first major change to Medicare and Medicaid came from the Deficit Reduction Act of 2005 significantly changes of policies
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ECONOMICS TO CURRENT EVENTS Applying Economics to Current Events Ivy Bridge of Tiffin University There are so many events going on in the world today. There is a housing market issue‚ health care reform issue‚ and companies fighting for paid sick leave from their jobs. There are many more this is just to name a few. The housing market is going to start booming again for a short time. The health care reform created by Obama will continue to be an issue for a long time‚ and companies are fighting
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Contemporary Health Care Issue: The Affordable Care Act Mary Kennedy Grand Canyon University HCA 530 Healthcare Policies and Economics Professor Steve Klense Contemporary Health Care Issue: The Affordable Care Act Introduction More than 45 million Americans are uninsured. Even those that do have health insurance often face financial and other barriers when getting healthcare. The Affordable Care Act (ACA) removes most of these financial barriers (Kocher‚ Emanuel‚ & DeParle‚ 2010). The
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Abstract This paper explorers the economic effects of the Affordable Care Act on healthcare‚ specifically small business. The sources vary from academic‚ peer-review articles to journalism pieces. Statistics and charts have been done on this subject and spread across a wide array of subjects in correlation with the Affordable Care Act. This paper looks at the effects on insurance companies and in turn‚ the insurance companies effects on small healthcare businesses.
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of a first-time homeowner was 24-25‚ according to David Berson in the journal Business Economics (Edwards‚ 2011). Now‚ the ages at which people purchase homes are higher. The average age for homeowners was 34‚ according to the most recent American Housing Survey data collected in 2009 (Edwards‚ 2011). There has been a trend toward renting among the younger generation. A study by the John Burns Real Estate Consulting firm predicts the homeownership rate for people between 25 to 34-years-olds will continue
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