Measurement and estimation of credit risk in retail loan portfolio with reference to South Indian Bank | Risk is an integral part of the banking business and the Bank aims at delivering superior value to shareholders by achieving an appropriate trade-off between risk and return. Sound risk management and balancing risk-return trade-off are critical to a Bank’s success. Business and revenue growth have therefore to be weighed in the context of the risks embedded in the Bank’s business strategy
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GROWTH OF MICRO-CREDIT IN INDIA: AN EVALUATION (90th Conference volume of Indian Economic Association 2007 Dr. Md. Tarique * & Ranjan Kumar Thakur † The success of Grameen Bank in Bangladesh has established the fact and several literatures in this regard also acknowledge the fact that poor are bankable in terms of capacity to save and repay the loans provided the same are collected at the doorstep in small amount at frequent intervals. This is the basic principle of micro-finance‚ which
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First of I will list them and then explain what they mean. 1. Floating 2. Theft Protection 3. Credit History 4. Card Benefits 5. Tracking expenses 6. Fraudulent Purchases Now I will provide a detailed explanation of what each is and why it is beneficial. 1. Floating‚ you’re probably imagining something floating in the air; however this isn’t what this term means. Have you ever heard "0.0% APY for 12 months"? This means that if I purchase an item‚ I don���‚��„�t have any
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About Ireland Because I have seen the movie "In the Name of the Father" before I choose to write about it. In the early 1970s‚ Gerry Conlon went to London from Belfast to pursue a different life and later on he found work there. In 1974‚ along with friends and family‚ he was arrested and later accused of the Guilford Bombing. Conlon was to spend fifteen years in jail for something he had never done. His father‚ Giuseppe Conlon was also imprisoned and years later died in jail due to ill health
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I have outlined below the usual expected patterns of development for children showing the rate and sequence in which development takes place. However all children are individual and this is an outline of expected development. Physical Development 0 – 18 months – Newborn babies have very little control of their bodies‚ however at birth the sucking reflex kicks in‚ allowing a baby to take milk from the mothers breast or bottle. Another instinctive reflex of the baby is grasping. By 3 months they
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and acquire a new vitality to enable them to efficiently perform their duties. b. No five (5) straight days incentive leave shall be approved. It should be on staggered basis. c. Application for Incentive/Vacation Leave should be filed at least two (2) working days (excluding Saturday and Sunday) before the actual leave. d. The incentive leave will not be used to offset any absences made by the employee 5. Leave applications shall pass through proper channels as follows: a. EVP is authorized to appraise/approve
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CREDIT CARD FRAUD AND THE LAW By A.L.R. JOSEPH SUBJECT: Banking‚ Criminal Law Malaysia [1993] 2 CLJ xii (Apr) Introduction To most consumers‚ credit cards are pieces of plastic - issued to them by their bank or retail shop which allow payment for goods or services - which give them prestige and flexibility. Further‚ they also provide a convenient avenue of obtaining on-the-spot cash. The credit card is a phenomenally successful development of modern banking and retailing based on technological
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1. What are the two types of consumer credit?? Two types of consumer credit are closed-end and open-end are . With closed-end borrower pay back a one-time loan in a specific number of payments and period of time. With open-end credit borrower is permitted to take loans on a continuous basis and is billed periodically. 2. Match the following key terms with the appropriate definition. a. closed-end credit b One-time loan paid back in a specified time in payments of equal amounts. b. open-end
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The European Union‚ which was previously known as the European Community is an institutional framework that began in 1951 between six countries with the intention of constructing a unified Europe. The European Union was created after World War II to economically and politically unite Europe so that another war among the European nations would not occur. The enlargement of the European Union is a historic opportunity to foster peace after generations of division and conflict. After fifty plus years
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Lab Session # 08 Implementing Queue ADT using Circular Array Laboratory Manual Data Structures using C++ Lab Session # 08 Implementing Queue ADT using Circular Array © Electrical Engineering Department UET Lahore Designed by: Waseem Arshad Lab Session # 08 Implementing Queue ADT using Circular Array Lab Objectives In this lab we will learn implementation of queue data structure using circular array. Queue Data Structure Like stack Queues are lists. With a queue‚ however
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