In the world of healthcare there are many choices for individuals to consider when making sure needs are meet in order to get, the quality of healthcare necessary to stay healthy in the community. Depending on financial obstacles it can be at times very difficult to afford the proper care needed to provide quality healthcare for you and your family. With President Obama signing the Affordable Care Act, it is now a lot easier to obtain affordable healthcare options. Also, under this act hospital facilities get rewarded for quality not quantity therefore, people do not have to be afraid that since they cannot afford expensive coverage, there will not be a lack of quality and they can feel confident that their needs will be met. Also, the act helps families that already have insurance coverage through their employer or private insurance companies such as Kaiser by providing tax credits of up to 2000 per family per year (ProCon.org). The Affordable Healthcare Act also imposes heavy tax credits depending on household income which will really help more families stay healthy which in turn, is healthier for the community as a whole. This paper will strive to compare and contrast the personal healthcare choices of the writer with the choices of others in the community and determine the relative contribution to the demand for health care. Moreover, the degree of information asymmetry will be address as it relates to, personal asymmetry and how that asymmetry impacts the health care choices of the writer. And finally, HMO, PPO, AND MCO will be explained as it relates to, how these types of coverage’s will benefit by having a person like the writer as a member. As stated earlier there are many health care choices out there to choose from however, having the ability to afford could pose a problem for some. In the writer’s individual case…
Health care costs have become a major issue in the United States, both socially and politically. According to the U.S. Census Bureau, 50.7 million people, or nearly one in six U.S. residents, were uninsured in 2009 (Kaiser Health News, 2010).This is because the high cost of health care has driven the cost of insurance out of the reach of many Americans. Contributing factors to the continuing increase in the cost of health care are the generally unhealthy…
Greene, J. (2008, July). Members of Consumer-Driven Health Plans Choosing Less Care. Retrieved July 27, 2008, from Medical News Today Web site: http://www.medical.news.today.com…
In the past few years, insurance was the major issue for the government because it was costing them to pay for each patient who could not afford for medical care. There were millions of people who were uninsured and something had to be done to make change. President Obama decided to make a change and fought for the right of uninsured Americans. He wanted something good for the people so he decided to get open Obama Care. Obama care started last year with many issues with the website and wanted to see if it works of not. Since last year, there have been many changes in everyone lives. However, this year everything has changed in a positive and negative way. Throughout the paper I will talk about the pros and cons of Obama Care. It can be hard to get health insurance because it cost a lot and not everyone is a fan of visiting the doctors for general check up. You will always go for a check up when you are not feeling well. As for me I always had health insurance and I think it is important for everyone to have one because you never know you might end up at the emergency room paying a lot than you deserve. I think it is necessary to get insurance and Obama care has made it official that everyone needs to get insurance today. However, there are issues with Obama care that I think it needs to be solved.…
For the past decades, politicians and insurance companies could carelessly proclaim that the United States had the best healthcare system in the world, but as its major deficiencies have become more apparent many people have found it harder to accept this claim. It is reported that around 59 million Americans are without health insurance and are aware that our health care system does not work for everyone. This has caused a growing recognition that the major problems of rising costs and lack of access constitute a real crisis. However, the search solutions have not been easy or clear cut. The problems of our health care system have been responded to with various makeshift solutions rather than analyzing the system itself as a whole to take…
References: Davis, K., Collins, K., & Morris, C. (2006). Managed Care: Promise and Concerns. Retrieved on August 25, 2010, from http://content.healthaffairs.org/cgi/reprint/13/4/178.pdf…
The new health care reform has brought up many questions and concerns among the American people. The health care reform was signed into act 2010 by president Obama. The health care act was put into place because of the ongoing health care crisis in the United States. Later the health care reform act was updated and the new laws were put into place in January of 2014. In this paper I plan to address issues on the new healthcare reform act. Addressing weather the reform act has expanded or inhibited access to health care. How the changes have influenced utilization of care. Give an explanation of…
Great spiritual, physical and emotional changes occur as an individual nears the end of a terminal illness, and hospice care is here to help you and your family deal with all of them. Hospice care helps both the individual and their family to cope changing care needs by offering emotional support as well as providing palliative care. Palliative care eases pain and makes the body's physical changes more comfortable. We are proud to support those confronting their illness with grace and dignity.…
For many decades there has been mounting concern over the cost of healthcare, the availability of coverage, and the future of Medicare. Few agree exactly as to what is the best plan of action. Nevertheless, most people do believe that something has to be done about the current state of affairs regarding healthcare. The trend has been ballooning cost, reduced coverage availability, and skyrocketing indigent care. While the American population struggled to cover the expenses related to caring for an ever aging and chronically ill population. Although The Affordable Healthcare Act may not be everyone’s chosen solution to these problems, it is the law. Therefore, we must become familiar with it, and learn ways to make these legislative changes mutually benefit both patients and the healthcare industry.…
Today, many Americans are affected by health care decisions made without their prior knowledge. More than likely most Americans are unsure how those decisions are decided and who is responsible for making those decisions that ultimately affect how health care is administered (Kongstvedt, 2016). The Department of Health and Human Services (HHS) is the United States government’s principal agency for protecting the health of all Americans and for providing essential human services, especially to those who are unable to help themselves. Health care in the United States has been an ongoing dispute and a major concern to all involved from the provider to the consumer. The Managed Care Answer Guide is designed to help people…
Health care, and the lack thereof, in the United States have always been and will continue to be an issue. Currently, the United States does not have Universal Healthcare and those that do have health care coverage should feel privileged. The purpose of this paper is to discuss the: a) way healthcare is currently delivered, b) the history of health care reform, c) the current healthcare reform act, and d) what healthcare will be like in the future.…
The health care system in the United States has several major problems. Among all of them, insurance policy is the core issue. The Unites States is the only developed country, except for South Korea, that does not provide healthcare for all of its citizens (Farrell). According to the research, there are still 50.7 million people uninsured, which is 16% of the United States population (about one in six people), or the combined population of 25 average-sized states, such as Oklahoma, Connecticut, Iowa, Mississippi, and Kansas (Parker-Pope). The main cause is that the price for health insurance is too high. Many people are not able to pay insurance premiums and over these years the situation has been getting worse and worse. During the past eight years, insurance premiums have nearly doubled, resulting in health insurance moving farther out of reach for millions (Farrell; Klein).…
It is no secret that there is much controversy surrounding the health care system in the United States (US). The hybrid public-private nature of the system has resulted in many inequalities for users. These inequalities include access to primary and preventative health care, access to affordable health care and the uneven outcomes of health care interventions. Even more challenging is the lack of agreement of government and policy makers on how to address these difficulties. The Patient Protection and Affordable Care Act (PPACA) was enacted in 2010 with a key goal of expanding the accessibility of healthcare coverage to more people in the US. While the PPACA reshapes the landscape of…
It is evident that social class has an impact or influences how older people are treated in terms of rights and needs in later life. An older person of high class who once had a high occupational status is more likely to accumulate some advantages compared to those of lower social class. It is logic that a person who once had a good job is expected to have more financial security once they retire. For these reasons, they have access to better health care "or other special treatment not available to less favored people who lack connections "(296).Old people belonging to the minority here in the U.S such as Latinos, African-Americans, Native Americans, Asian Americans and many more are far less likely to have a good health plan or get admitted…
The Affordable Care Act is an effective policy that has insured a large portion of the United States’ population. In 2004, approximately thirty-two million people younger than sixty-five had insurance and in 2010, when Obamacare was passed, 44.8 million people of the same age group were insured with Medicaid (“Health Insurance Coverage” 1). The rising number of insured Americans shows the indubitable benefits Obamacare has brought upon the general public. In other words, had the government not passed Obamacare, millions of people would be uninsured. In agreement with this idea,…