A Discussion of Obamacare

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• Essay on ObamaCare

  ...Obamacare Pros The non-partisan Congressional Budget Office lists the advantages of Obamacare: The Act was designed to reduce overall health care costs by making services available to the 32 million who currently can't get insurance. They often use a hospital emergency room as their primary care physician, increasing costs for everyone. This starts in 2014. It requires that all plans cover 10 essential health benefits. Preventive services are free, which lowers health care costs by treating diseases before they reach an expensive crisis. For people who can't afford health insurance, the Federal government will pay the states to add them to Medicaid. The income requirement is expanded up to 133% of the Federal poverty level - roughly $31,000 for a family of four. Those who don't qualify for expanded Medicaid receive tax credits if their income is below 400% of the poverty level ($94,000 for a family of four). States are required to set up insurance exchanges, or use the Federal government's exchange, to make it easier to shop for insurance plans. Insurance companies cannot deny children coverage for pre-existing conditions. This benefit applies to everyone in 2014. Insurance companies can no longer drop anyone from coverage once they get sick. If a company denies someone coverage, that person can go to an external appeals process. Parents can put their children up to age 26 on their health insurance plans. This increases profit for...

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• Essay on Obamacare

  ...Jamison-1 Miranda Jamison English 102 Daniel Murtaugh March 30, 2015 Affordable Care Act The Affordable Care Act was signed into law to reform the health care industry by President Barack Obama on March 23, 2010 and was upheld by the Supreme Court on June 28, 2012. This act is also known as Obamacare. When the act was passed it started a huge debate in America. Some believe Obamacare is great for this country, but some believe this is a violation of the Constitution and dislike the actions made by this act. Whether you are a Republican or Democrat, both sides can see the positives and negatives of the Affordable Care Act. Obamacare is an unconstitutional act being forced on our country. The negatives greatly out weight the positives and we should not be forced to live under this plan. Obamacare’s goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. This is the opposite of what is actually happening. Many people who pay for their own health insurance were shocked when they opened their health care bills; they found their policies were being replaced with pricier plans conforming to all the requirements of the new health care law. A family of four in Jamison-2 Portola Valley will pay almost ten thousand dollars for their insurance. The goal of this act was to make insurance affordable for everyone, but this evidence shows that it...

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• Obamacare Essay

  ... Patient Protection and Affordability Act Katie Gainer September 13th 2013 Abstract The Patient Protection and Affordability Act also referred to as Obama Care was signed into law in 2010. The law enables consumers to be in charge of their healthcare (About the Law). This concept analysis will explain the background of the Patient Protection and Affordability Act, the components, individual consumer effects, health industry effects, and the long-term effects of the act. The conclusion will summarize the concept analysis. Review of Literature The Patient Protection and Affordability Act has been the topic of discussion and speculation for media outlets and healthcare organizations recently. The following articles were reviewed for an attempt to provide unbiased information about the act. Academic Search Premier( EBSCO) was the database used to perform the literature search. Using the key words Patient Protection and Affordability Act, Obama Care, and Healthcare reform were used to complete the research. (Introduction) Health Care is forever changing. In 2012 the Patient Protection and Affordability Act was signed in to law. This act provides accountability for insurances companies, and will affect the way consumers and health care companies utilize health care. (Background of Obama Care) In March of 2012 President Barack Obama signed the Patient Protection and Affordability ACT in...

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• Obamacare Essay

  ...Exploration of Health Care Legislation: Obamacare Americans have become divided over many issues at the heart of the current political climate. Part of this societal division has come in the form of the Patient Protection and Affordable Care Act (PPACA) or as it has been dubbed Obamacare. This 906 page composite bill is one of the most controversial and influential in recent history effectively drawing widespread praise with equal criticism. With such a delicate economic situation currently in America and much of the world, the implications of what this legislation means to American citizens are being used as political ammunition on both sides of the fence. This leaves the majority of the population misinformed and confused. Examination of Obamacare has rarely been coherent and straightforward in regards to the economic implications passing of this bill will have on Americans and the economy as a whole. Costs and Universal Care The necessity for an overhaul in the healthcare system is not a logically arguable point; with healthcare costs consuming roughly 17% of the U.S. gross domestic product annually. That means that 1 in every $6 of the total amount of goods and services produced are eaten up by healthcare costs. With almost 17% of Americans being uninsured the need for a workable health care system that both reduces costs and insures those without coverage is essential for the well being of all Americans. This is crucial to...

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• Essay about obamacare

  ...Obamacare's health care reform does a number of important things including offering Americans a number of new benefits, rights, and protections in regards to their healthcare and setting up a Health Insurance Marketplace where Americans can purchase federally regulated and subsidized health insurance ( Obamacare). Lawmakers passed a law that requires nearly all Americans to carry health insurance or pay a fine if they choose not to be covered.  Healthcare government states that the Health Insurance Marketplace will give people more choice and control over their health coverage. The Marketplace will operate in all states, so no matter where you live you’ll have access to coverage and it’s also you can compare coverage options based on price, benefits, quality, and other features important to you. You can choose the combination of price and benefits that fits your budget and meets your needs.  This health care reform expands insurance coverage by requiring that people secure it. What are the pre-existing condition affect the price of health insurance? How would it affect our supply and demand health care? Trisha Torrey wrote on her article that, once January 1, 2014 rolls around, the Pre-Existing Condition Insurance plans will no longer exist for anyone who has them now. There will be no need for the Pre-Existing Condition Insurance Plan (PCIP) because pricing distinctions between those with, or without, pre-existing conditions will be illegal. She also...

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• ObamaCare Research Paper

  ...President Obama’s health care plan, Patient Protection and Affordable Care Act (PPACA), commonly known as ObamaCare, ensures that all people have some type of health insurance and that insurance agencies are not allowed to discriminate against individuals with preexisting health conditions. Although the idea of everyone having access to health care via health insurance is ideal and worth working towards, the ObamaCare program is not advantageous for the majority of Americans because of higher tax fees, over worked doctors, and decreased quality of health care and should be defunded by congress. House Republicans won't pass a budget unless it repeals and defunds parts of ObamaCare and Senate Democrats won't pass a budget unless it doesn't. This led to a Government shut down. Republicans say that ObamaCare is an unpopular program that many americans have no idea what it is. “Kaisers most recent poll finds that 42 percent of Americans aren’t sure about whether Obamacare is law at all. Seven percent of survey respondents believed the Supreme Court overturned it, and 12 percent thought Congress had repealed it”(Ressler). This concludes my point on many Americans not knowing what ObamaCare does or why it is a law. Why should we fund something that most of the population has no knowledge about? The middle to upper class Americans are affected by ObamaCare’s tax increase more than anyone. How...

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• Obamacare Essay

  ... ObamaCare is Driving a Wedge Between the Socio-Economic Classes. Presented to Mrs. Elham Rouhani ECON2106-Microeconomics (40956) By Arianit Gruda, Nicole Kalgren, Richart Stephens,Tanyi Njehliweh March 22, 2014 Arianit Gruda, Nicole Kalgren, Richart Stephens,Tanyi Njehliweh ECON2106-Microeconomics (40956) Elham Rouhani 03/22/2014 ObamaCare is Driving a Wedge Between the Socio-Economic Classes. The Affordable Care Act is amplifying the difference between socio-economic classes because the ACA encourages employers to cut employee hours. The mainstream of college students hold jobs while studying so that they can pay rent and phone bills, and occasionally go to the movies or out to dinner. We get the money for these bills and happenings through bi-weekly paychecks. We work hard, usually for forty to fifty hours a week, and are compensated near minimum wage. Although miniscule, it is still enough to cover the daily expenses in our lives and to have a bit left over for extraneous items, however if hours are lost then this will not be the case for us students. Big businesses for example, are often the ones who disburse paychecks to people attending college. They offer entry-level jobs that are easy to come by, are constantly expanding, and have a high turnover rate. Large corporations, such as Regal Entertainment Group, Five Guys Burgers, and Petco, are cutting...

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• Essay on Obamacare

  ...At this point I think that the Healthcare reform is something that is needed and Obamacare is trying its best to improve. There is a major need for Healthcare reform. Thousands of people die in America each year because of the lack of health insurance. Many people without health insurance die when they could have had a chance to live if they had insurance. The problem is that health insurance is too expensive. Not for those who can afford it but for those who cannot. It has to be horrible to catch the flu and have to suffer because you fear debt from a trip to the emergency room. Obama’s plan is vital to the advancement of healthcare. Private insurance is rising constantly and Universal healthcare in America will add more competition to the market, it will be beneficial for everyone and we know that it has already worked in other countries. Private medical insurance is valuable to have, but can come with many disadvantages for the consumer. The article “the U.S. Healthcare system” focused on the faults of the United States healthcare system when compared to other countries with Universal healthcare. America has the most expensive healthcare system in the world. One reason for the rising cost of healthcare in America is that an estimated “19.3 to 24.1 % of the money is spent on administration cost. Obama wants to make sure that America is not being taken advantage of by insurance and prescription drug companies. Some insurance companies are...

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