Universal Healthcare System

Topics: Medicine, Health economics, Health insurance Pages: 6 (2042 words) Published: April 27, 2013
Universal Healthcare System
Mary was a widowed mother of two kids. She was forty-two years old. She worked at Wal-Mart as a cashier. She earned about $1,300.00 per month. She wanted to buy health insurance for herself and her family but she could not afford to buy it because she had high-blood pressure and diabetes. If she paid for health insurance, she had to pay around $350.00 per month. She could not afford her rent and food expenses if she took $350.00 out of her pay every month. So, even when she felt dizzy, had a headache, had muscle pains and a fever, all she did was stay at home and take pain medicine. Over time, her liver and kidneys failed due to the over use of drugs. She could not go to work due to her condition. Eventually she lost her job. She became depressed and it affected her well-being. When she got to the hospital the doctor said, “We cannot cure your illnesses because your illnesses are too far developed.” She later died from a heart attack due to stress. All of this could have been prevented if she had been able to afford good medical care to begin with. Medical care is too expensive these days. The United States should go to a universal healthcare system.

Fifty million Americans are unable to buy health insurance and premiums have doubled over the past decade. A Sen. Max Baucus (D-Mont.) said that health insurance premiums will continue to rise “$ 1,700 a year to the cost of family coverage in 2013 and $ 600 for a single person. By 2019, family premium could be $ 4,000 higher and individual premium could be $1,500 higher.” Our country’s total health care bill is projected to hit $ 4.3 trillion by 2017 and account for about one-fifth of the total economy. That’s double the $2.1 trillion we spent in 2006. (Bittle, Scott and Johnson, Jean) Health care costs in the United States are hurting individuals who are uninsured. What the average person pays for health insurance rose by 50 percent between 2003 and 2008, from an average of $7,200 to $9,100 per person. Most Americans (about six in 10) get their health coverage as an employee benefit. But many employees who have been laid off or who are low income are left uninsured. And of course, even though people with employer-provided insurance only pay a fraction of their health costs, it’s far from free- the Kaiser Family Foundation reports the average family premium is more than $ 12,000 per year, of which employees pay roughly one-quarter. Only 60 percent of Americans are provided health care services by employers. Health insurance rates vary from hundreds to thousands of dollars monthly by state. It depends on what your health is like and some of your personal habits. Nearly 26 million people in the United States have diabetes, that is regarded as a high-risk disease by insurance companies. Because it costs more to insure diabetics, individuals affected by diabetes are less likely to get a job on a full-time basis or become eligible for group insurance benefits. Even private health insurance plans are denied to diabetics in most states. The sad part is that health insurance is more important to diabetics than non-diabetics due to the cost of medications and supplies like meters, insulin, and test strips that are required on a regular basis. Those are expensive enough for diabetics, who are reluctant to take up insurance plans with high rates. Although limited benefit health insurance are becoming available to people with diabetes, they still have to pay roughly $450-1,000 over per month. (Diabetic-Health-Insurance.org)

There are many tragic and costly examples of fifty million of our friends, family and neighbors who have no health care coverage at all. In Ashland, Ohio. Starla Darling, pregnant and due for delivery, had just taken maternity leave from her factory job at Archway & Mother’s Cookie company, when she received a letter informing her that the company was going out of business. In three days, the letter said, she and almost three...
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