Affordability of health care – Many Americans, with and without health insurance, faces crippling financial debt from their medical care.…
There are ten steps in the medical billing process This is pre-registering patients, establishing financial responsibility for the visit, checking in patients, checking out patients, reviewing coding compliance, checking billing compliance, prepare and transmit claim, monitoring payer adjucation, generating patient statements and doing follow up payments and collection.…
Health care costs have become a major issue in the United States, both socially and politically. According to the U.S. Census Bureau, 50.7 million people, or nearly one in six U.S. residents, were uninsured in 2009 (Kaiser Health News, 2010).This is because the high cost of health care has driven the cost of insurance out of the reach of many Americans. Contributing factors to the continuing increase in the cost of health care are the generally unhealthy…
Many studies have show that people without health insurance do not get the health care they need. The sicker they become, the more tests, surgeries, and other health care services they need. This scenario increases costs to the health care…
Despite the fact that United States is the most affluent country in the world, a significant portion of its citizens have inadequate access to medical care. The barriers to obtaining health care are numerous; perhaps the most difficult hurdle to overcome is the lack of financial resources to pay for it. But the problem of lack of access to health cares for large segments of the population. The largest barrier to obtaining needed care is the lack of financial means to obtain it. The uninsured the underinsured cannot be stereotyped for they include many people who are employed, the elderly, children, minorities, person with handicaps, pregnant women, and other vulnerable populations. A lack of insurance does not translate in some cases to a lack of access to medical care, but it does have a clear impact upon access of health care.…
I agree with you, the United States health care system is very expensive. Because of this many people do not have health insurance. People how to have less income they cannot afford the health insurance because of premium and copayment. That makes them jeopardy their health. Uninsured people have less access to recommended care, receive poorer quality of care, and experience worse health outcomes than insured people do. People who are uninsured suffer significant health consequences as a result of not having insurance. Being uninsured has been correlated with poorer quality of health care, lower rates of preventive care, and greater probability of death. Many uninsured people avoid seeking medical care unless they are faced with an emergency,…
Whereas; the United States has a multi payer system. Health care plan has assigned restriction on which hospital and doctors individuals in the United States can visit for medical assistance. At least 40 million people are not insured; many Americans are living in fear of losing whatever care they have, cost-savings are driving patients out of bed early, administration costs are approaching…
Healthcare services require compensation so our access to healthcare in the United States is certainly influenced by our economy. This access is very limited for the uninsured because of the extreme high costs of healthcare services and medications. According to the Social Security Advisory Board, health care spending is increasing at a more rapid rate than are earnings for workers and their families (Social Security Advisory Board, 2009). Also, healthcare premiums have increased at a much greater rate than inflation (Divino, 2008). Many Americans are unable to obtain health insurance because it is not provided to them by their employers and/or it is too expensive. Medical bills can easily become overwhelming causing both financial and…
Daniels, M. R. (1998) Medicaid Reform and the American States. West Point, CT: Greenwood Publishing Group.…
Affordable Care Act is the notion of affordability and the role of health insurance in making otherwise unaffordable health care affordable (Nyman and Trenz 264). The Affordable Care Act gives every American a right to health care through Obamacare. Millions of Americans have benefitted by receiving insurance coverage through the ACA. Many of these people were unemployed or had low-paying jobs. Some could not work because of a disability or family obligations. Others could not get decent health insurance because of a pre-existing medical condition, such as a chronic disease. The ACA has been highly controversial, despite the positive outcomes. Even though, the…
The health care system in the United States has several major problems. Among all of them, insurance policy is the core issue. The Unites States is the only developed country, except for South Korea, that does not provide healthcare for all of its citizens (Farrell). According to the research, there are still 50.7 million people uninsured, which is 16% of the United States population (about one in six people), or the combined population of 25 average-sized states, such as Oklahoma, Connecticut, Iowa, Mississippi, and Kansas (Parker-Pope). The main cause is that the price for health insurance is too high. Many people are not able to pay insurance premiums and over these years the situation has been getting worse and worse. During the past eight years, insurance premiums have nearly doubled, resulting in health insurance moving farther out of reach for millions (Farrell; Klein).…
Today uninsured Americans make up approximately 4.2 million people. Because these families cannot afford the high cost of insurance, they do not get the health care needed to maintain good health. They must live with the pain and worry of the problem and when they do get medical care, they assume huge debts and another worry of how to pay for it.…
The United States healthcare system is quite expensive, having a unique and advanced system when compared with the other industrialized nations of the world. It actually does not have a universal coverage but in the recent years, the amendment of Affordable Care Act tried to enact healthcare coverage for almost everyone. However, implementation of ACA made almost 20 million individuals insured, reduced inequality, made Americans financially secure, and healthcare more comprehensive. But, on the other hand, the National Health Spending is still unclear; insurance continues to be expensive, health system lacks clarity, and whether this act was effective and made Americans healthier still remains a question.…
More than 45 million Americans are uninsured. Even those that do have health insurance often face financial and other barriers when getting healthcare. The Affordable Care Act (ACA) removes most of these financial barriers (Kocher, Emanuel, & DeParle, 2010). The ACA guarantees access to healthcare and creates new incentives to change clinical practice, but some might be surprised to learn that the financial price tag attached goes beyond healthcare costs and taxes which all Americans will pay for costs associated with the ACA are passed (Unknown, 2012).…
Several reasons explain problems with health care costs. Insured consumers did not have the means or incentives to effectively choose their health care providers and services and this created inflationary distortions in the purchasing system (White, 2004). There was also a lack of provider incentives, a "presence of inappropriate restrictions on payer and provider behavior, including insurance rules and bans on…