The main idea of this essay is to present the purpose of Student loans and their effects on college expenses. “Is student loan a lifetime situation”? “Are students frustrated with college loans”? Is making a decision to borrow money in order to attend college often amounts to a “financial disaster”? “People not paying attention to their debt”? “Is this generation only thinking about the next month’s payment”? “Are students graduating with an enormous amount of debt equal to a mortgage on a nice home”? Main perspectives will be impending from the author Robin Wilson. Of course students are frustrated over their student-loan debt. Wilson states this by the expression of college graduates that have taken action in an art show. “Smashed a ceramic piggy bank” significance of not even a cent being saved up. Graduates are attending to college broke and graduating broke. “A third drew a picture of a woman in a red coat stumbling down a seemingly endless pathway”. Sense of the never ending debt these college graduates are facing. The art show the author speaks about has a high number of campaigns that are considering this a national crisis: “Student-loan borrowing that is threatening the financial future of today’s college students”. “The decision to borrow to attend college often amounts to a “financial disaster”. “Most people borrow a reasonable amount of money, they pay it back, and they are better for having gone to college”, says McPherson in the Reading of Robin Wilson. But then Wilson states “Why do some students borrow more than $40,000 for a bachelor’s degree when average borrowing is only half that?” The decisions of borrowing money only end up a financial disaster depending on the college student. If the college student takes a loan and flunks the college course, they will end up taking up another loan for the same course again. Wasting time and making them having to pay more loan money in the...