Risk of Climate Change

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Graph above showed the comparison of atmospheric samples contained in ice cores and more recent direct measurements, provides evidence that atmospheric CO2 has increased since the Industrial Revolution. (Source: National Aeronautics and Space Administration) Climate change is an inevitable phenomenon that is being experienced globally in various forms such as temperature rise, sea level rise, droughts, floods, hurricanes, landslide, etc. According to the forth assessment report of the Intergovernmental Panel on Climate Change (IPCC) project even with immediate implementation of mitigation strategies global climate change will continue for decades.

It is estimated that global temperature will rise by 1.8’C – 4.0’C by end of the 21st century (Izaurraade, 2009). A new global climate model predicts that in the coming decade the surface air temperature is likely to exceed existing records (Smith et al., 2007). Growing season temperature in the tropics and subtropics by end of the 21st century will exceed the most temperature recorded in the history (Battistic and Rosmand, 2009).

Should we as humans let this problem worsen? Or else climate change will effect or give risk towards everything including humans, flora and fauna, and the environment Risk and Impact
One of the risks of climate change is how it will affect the people. Climate change will have a huge impact on the people’s health. The health of the people will be affected mostly by air pollution and respiratory problems will have the greatest risk of health effects. Increases in moulds and pollens due to warmer temperatures could also cause respiratory problems such as asthma for some people. Should the effects of climate change get any worse than what it is now, people around the world will have to face some serious problems. Food security will be affected and thus diseases can easily get transmitted. Food or waterborne diseases are acquired through eating or drinking. For example, Hepatitis A is a viral disease that interferes with the functioning of the liver. It can be spread through consumption of food or water contaminated by fecal matter (CIA World Factbook, 2011). Apart from being infected with Hepatitis A, people around the world can potentially get infected with Hepatitis E, bacterial diarrhoea, and Typhoid fever. If the climate change problem still persists in the future, all means of transportation will be disrupted. Natural disasters resulting from climate change will disrupt all forms of transport. Natural disasters ranging from heavy downpours, storm surges, sea-level rises to hurricanes can put the transportation industry activities to a complete stop. Airports, roads, rail lines, tunnels and other mediums of transport could suffer severe damage if these natural disasters happen. The transport industry will suffer a major loss financially if these problems should extend to maximum degree. Besides the transport industry, the insurance industry would also suffer financial loss. If one of those natural disasters should occur, the insurance company will have to cover most of the catastrophe losses. Climate change has the potential to affect all insurance categories (Brauner, 2007). In an attempt to reduce financial loss from the aftermath of the natural disasters, insurance companies will have to take important steps for considering climate change in insurance policy which are identifying the risk, analysing the risk, mitigating the risk, and transferring the risk. Not only the transport and insurance industry will have financial problem, but the recreation and tourism industries would also have some trouble of their own. Vacations in the Alps are receiving less and less demands every year. Activities like skiing in the Alps are getting less demand as more holidays are taken in warmer destinations. This is because the temperature in Mediterranean destinations becomes increasingly uncomfortable (Harris, 2004). While the recreation and...
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