Preview

Bank and Loan Loss Provision

Satisfactory Essays
Open Document
Open Document
385 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Bank and Loan Loss Provision
Chapter I
Introduction
1.1 Background of the study
History of Bank
Banking Industry in Nepal
Introduction of commercial banks
Function of commercial banks 1.2 Focus of the study 1.3 Profile of sample banks 1.4 Statement of the problem 1.5 Objectives of the study 1.6 Significance of the study 1.7 Limitations of the study 1.8 Organization of the study
Introduction
Review of Literature
Research methodology
Data presentation and analysis
Summary, conclusion and recommendation
Chapter II
Review of Literature 2.0 Introduction of review of literature 3.0 Review of books 4.0 Review of articles 5.0 Review of theis 6.0 Review of legislative provision 7.0 Review of Nepalese thesis 8.0 Research Gap
Chapter III
Research Methodology
3 Introduction to research methodology
3.1Research Design
3.2 Nature and sources of data
3.3 Population and sample of the study
3.4 Data collection procedure
3.5 Data Analysis technique
3.5.1 Tools for analysis
3.5.2 Financial tools for analysis Ratio Analysis Total CD ration Non performing loan ratio Loan loss provision ratio
3.5.3 Statistical tools for analysis
Trend analysis
Coefficient of correlation
Regresion analysis

Chapter IV

Data presentation and analysis

4. Introduction
4.1 Financial analysis
4.1.1 Total CD ratio
4.2 Growth ratio of loan and advance
4.3 Investment structure in priority and deprived sector
4.3.1 Priority lending
4.3.1.1 Limitations of the priority sector lending
4.3.2 Deprived sector lending
4.4 Trend analaysis of deposit and credit of banks of Nepal Ternd analysis of sample banks
4.5 Percentage of npl of banks
4.6 Loan loss provision of banks in Nepal Sample banks loan loss provision
4.7 Comparative study of loan growth of banks
4.8 Comparative study of NPL of banks
4.9 Correlation analysis Between substandard loan and ROA of banks Between Doubtful loan and Roa of banks

You May Also Find These Documents Helpful

  • Powerful Essays

    1.1 Introduction........................................................................................................................... 1 1.2 Scope .................................................................................................................................... 2 1.3 Long-lived assets to be held and used ...................................................................................... 4 1.3.1 Indicators of impairment — Step 1................................................................................... 4 1.3.2 Test for recoverability — Step 2 ....................................................................................... 5 1.3.3 Measurement of an impairment loss — Step 3 .................................................................. 5 1.3.4 Allocation of an impairment…

    • 48903 Words
    • 196 Pages
    Powerful Essays
  • Good Essays

    The information below will cover the significance of each of these 5 parts and will speak to the importance of each with regard to Kudler Fine Food’s performance in 2003.…

    • 940 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Provisions are to be recognised when: there is a present obligation as a result of a…

    • 2882 Words
    • 12 Pages
    Good Essays
  • Good Essays

    Opening Stock: These are goods that a PPP starts with at the start of the selling period. PPP needs to have opening stock in order to run, without opening stock PPP cannot make any pizzas therefore cannot make a profit.…

    • 4301 Words
    • 14 Pages
    Good Essays
  • Powerful Essays

    Wellfleet Bank was founded in London in 1847 and used to be the bank that provides its services…

    • 4742 Words
    • 58 Pages
    Powerful Essays
  • Powerful Essays

    Bank Cost Accounting

    • 4774 Words
    • 20 Pages

    INTRODUCTION In the past, bank accountants paid little or no attention to the use of managerial accounting concepts in the banking industry. Viewing managerial accounting from the perspective of the banking industry provides a unique opportunity to explore the development of the internal reporting structure. While the use of internal cost and profitabiHty reports is widespread in merchandising, manufacturing, and other service industries, banks have historically focused only on overall profitability. The reason is simple. In the past, interest rates, branch locations, and service offerings were heavily regulated by the government; banks had little incentive or opportunity to consider issues such as pricing, product mix, or market share strategies. Deregulation has put an end to this complacent approach, and bankers are now scurrying to survive in a quickly changing environment. The most obvious result of deregulation is increased competition.' Customers are more aware today of yields on investments and costs of loans. For banks, this means increased pressure on interest spreads, and ultimately, on bottom-line profits. Currently, the traditional business of banking, loans and deposits, is being challenged by outsiders.^ To meet these challenges, banks are adding managerial accounting concepts and techniques to their existing financial reporting structures. Banks are seeking more information regarding the profit contribution of business units, product lines, and customers,. The purposes of this paper are to: (1) discuss the phases of bank profitability reporting; (2) examine the costing methods most commonly used by the banking industry; and (3) discuss the concept of internal funds transfer pricing and a mechanism for measuring and allocating the costs of gathering funds to the users of those funds.…

    • 4774 Words
    • 20 Pages
    Powerful Essays
  • Good Essays

    6) An unanticipated decline in the price level increases the burden of debt on borrowing firms but does not raise the real value of borrowing firms' assets. The result is…

    • 1440 Words
    • 6 Pages
    Good Essays
  • Powerful Essays

    Test Bank Cost Accounting

    • 14504 Words
    • 59 Pages

    Cost Accounting, 14e (Horngren/Datar/Rajan) Chapter 2 An Introduction to Cost Terms and Purposes Objective 2.1 1) Cost objects include: A) products B) customers C) departments D) All of these answers are correct. Answer: D Diff: 2 Terms: cost object Objective: 1 AACSB: Reflective thinking 2) Actual costs are: A) the costs incurred B) budgeted costs C) estimated costs D) forecasted costs Answer: A Diff: 1 Terms: actual costing Objective: 1 AACSB: Reflective thinking 3) The general term used to identify both the tracing and the allocation of accumulated costs to a cost object is: A) cost accumulation B) cost assignment C) cost tracing D) conversion costing Answer: B Diff: 1 Terms: cost assignment Objective: 1 AACSB: Reflective thinking 4) In order to make decisions, managers need to know: A) actual costs B) budgeted costs C) both costs D) neither cost Answer: C Diff: 1 Terms: budgeted costs Objective: 1 AACSB: Ethical reasoning…

    • 14504 Words
    • 59 Pages
    Powerful Essays
  • Good Essays

    Balance Sheet Profit Loss

    • 981 Words
    • 4 Pages

    By law companies are expected to produce financial statements each year. These statements appear in Company Reports. There are two main financial statements:…

    • 981 Words
    • 4 Pages
    Good Essays
  • Good Essays

    BAWAG is a private limited bank; it is working in financial and insurance sector. BAWAG was established in 1922 in Austria and its’ headquarter is in Vienna, Austria. The main service from BAWAG is Investment banking, Commercial Banking, Private Banking, Asset Management. BAWAG offers their online banking facility along with different customer online support. . Few years ago, BAWAG faced a huge amount of losses due to using unreasonable investment in off - balance - sheet medium. They also lent the hundreds of millions of bucks to the former chief executive of Refco, Phillip Bennett, who was involved in bankruptcy. The Austrian bank BAWAG used the US broker Refco Inc. and its’ offshore companies and accounts to cover about $1.10 billion of losses. That huge amount of loss pushes BAWAG to a insolvency situation.…

    • 1231 Words
    • 5 Pages
    Good Essays
  • Good Essays

    Internal Audit of operations: If the managers of Baring bank would have instituted internal audit of operations then they would have been able to uncover Leeson teeming and lading acts, Fraudulent cover up and grave misjudgment made while undertaking his duties.However this was not in place and their isn’t evidence of any manager who undertook to review Leesons work as they viewed Leeson to be independent.…

    • 915 Words
    • 4 Pages
    Good Essays
  • Satisfactory Essays

    Banking Case Study

    • 21990 Words
    • 88 Pages

    The banking industry in the emerging market economies: competition, consolidation and systemic stability - an overview…

    • 21990 Words
    • 88 Pages
    Satisfactory Essays
  • Powerful Essays

    “Homosexuality refers to being attracted to members of the same gender.”Homosexual has two categories; female homosexuals/ lesbians who are attracted to females and male homosexuals who are attracted to males. This is the reason why homosexuals experience stigma or discrimination especially at work because they are different. This is also the reason why the issue on homosexuality has been always a controversial subject during the past decades and at present. Due to the stigma experienced by the homosexuals in the society, the researchers find it interesting to study on the levels of stigma consciousness of gay beauticians who engage in a very feminine line of work. Gay beauticians are male…

    • 9222 Words
    • 37 Pages
    Powerful Essays
  • Satisfactory Essays

    * Annuity – series of equal payments (“PMT”) that occur at regular intervals for a period of time (“t”).…

    • 268 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    ASSESSMENT OF CREDITS MANAGEMENT AMONG RURAL BANKS IN THE SUNYANI MUNICIPALITY: THE CASE OF CAPITAL RURAL BANK…

    • 5382 Words
    • 18 Pages
    Powerful Essays